PayPal Holdings is a technology company that provides online payment solutions. It offers products such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy, which compose its proprietary Payments Platform. Its services enable consumers to make purchases and person-to-person (P2P) transactions via PayPal Smart Connect, a personal line of credit, or credit card, a bank account, etc.