PayPal is a technology company that provides online payment solutions. Its products include PayPal, PayPal Credit, Braintree, Venmo, Xoom, iZettle, Hyperwallet, Honey, and Paidy, which compose its proprietary Payments Platform. Its services enable consumers to consumers to make purchases and person-to-person (p2p) transactions via PayPal Smart Connect, a personal line of credit, or credit card, a bank account, etc.