Company Growth (employees)
Mastercard was founded in 1966 and is headquartered in Purchase, US
Key People at Mastercard
Ajay Banga
President & Chief Executive Officer & Board of Directors
Martina Hund-Mejean
Chief Financial Officer
Ann Cairns
President of International Markets
Mastercard Office Locations
Mastercard has offices in Purchase, Kansas City, Beijing, Budapest and in 72 other locations
Purchase, US (HQ)
2000 Purchase Street
Mastercard Data and Metrics
Mastercard Financial Metrics
Mastercard's revenue was reported to be $2.7 b in Q1, 2017
USD
Revenue (Q1, 2017) | 2.7 b |
Net income (Q1, 2017) | 1.1 b |
EBIT (Q1, 2017) | 1.5 b |
Market capitalization (22-Aug-2017) | 144.8 b |
Cash (31-Mar-2017) | 6 b |
Mastercard's current market capitalization is $144.8 b.
- Source: Company Filings
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
|---|---|---|---|---|
Revenue | 8.3 b | 9.4 b | 9.7 b | 10.8 b |
Revenue growth, % | 14% | 2% | 11% | |
General and administrative expense | 3.7 b | |||
Operating expense total | 3.7 b | |||
EBIT | 4.5 b | 5.1 b | 5.1 b | 5.8 b |
EBIT margin, % | 54% | 54% | 53% | 53% |
Interest expense | 14 m | 48 m | 61 m | 95 m |
Pre tax profit | 4.5 b | 5.1 b | 5 b | 5.6 b |
Income tax expense | 1.4 b | 1.5 b | 1.2 b | 1.6 b |
Net Income | 3.1 b | 3.6 b | 3.8 b | 4.1 b |
| USD | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 |
|---|---|---|---|---|---|---|---|---|---|
Revenue | 2.4 b | 2.5 b | 2.4 b | 2.7 b | 2.9 b | 2.7 b | |||
General and administrative expense | 810 m | 883 m | 868 m | 930 m | 933 m | 951 m | |||
Operating expense total | 810 m | 883 m | 868 m | 930 m | 933 m | 951 m | |||
EBIT | 1.3 b | 1.4 b | 1.3 b | 1.4 b | 1.7 b | 1.5 b | |||
EBIT margin, % | 52% | 54% | 55% | 51% | 58% | 55% | |||
Interest expense | 17 m | 15 m | 20 m | 22 m | 23 m | 39 m | |||
Pre tax profit | 1.2 b | 1.4 b | 1.3 b | 1.4 b | 1.6 b | 1.5 b | |||
Income tax expense | 320 m | 375 m | 378 m | 382 m | 449 m | 397 m | |||
Net Income | 1.8 b | 2.8 b | 1 b | 1.9 b | 2.9 b | 959 m | 1.9 b | 3.1 b | 1.1 b |
- Source: Company Filings
| USD | Y, 2009 | Y, 2010 | Y, 2011 | Y, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
|---|---|---|---|---|---|---|---|---|
Cash | 2.1 b | 3.1 b | 3.7 b | 2.1 b | 3.6 b | 5.1 b | 5.7 b | 6.7 b |
Accounts Receivable | 966 m | 1.1 b | 1.1 b | 1.4 b | ||||
Inventories | 471 m | 741 m | 664 m | 850 m | ||||
Current Assets | 11 b | 11 b | 11 b | 13.2 b | ||||
PP&E | 526 m | 615 m | 675 m | 733 m | ||||
Goodwill | 1.1 b | 1.5 b | 1.9 b | 1.8 b | ||||
Total Assets | 14.2 b | 15.3 b | 16.3 b | 18.7 b | ||||
Accounts Payable | 338 m | 419 m | 472 m | 609 m | ||||
Total Debt | 1.5 b | 3.3 b | 5.2 b | |||||
Current Liabilities | 6 b | 6.2 b | 6.3 b | 7.2 b | ||||
Total Liabilities | 13 b | |||||||
Additional Paid-in Capital | 3.8 b | 3.9 b | 4 b | 4.2 b | ||||
Retained Earnings | 10.1 b | 13.2 b | 16.2 b | 19.4 b | ||||
Total Equity | 7.5 b | 6.8 b | 6 b | 5.7 b | ||||
Debt to Equity Ratio | 0.2 x | 0.5 x | 0.9 x | |||||
Debt to Assets Ratio | 0.1 x | 0.2 x | 0.3 x | |||||
Financial Leverage | 1.9 x | 2.2 x | 2.7 x | 3.3 x |
| USD | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 |
|---|---|---|---|---|---|---|---|---|---|
Cash | 2.9 b | 4.5 b | 4.2 b | 3.4 b | 3.9 b | 4.9 b | 5.2 b | 5.2 b | 6 b |
Accounts Receivable | 1.1 b | 1.1 b | 1.1 b | 1.1 b | 1.1 b | 1.2 b | 1.2 b | 1.3 b | 1.6 b |
Current Assets | 10.6 b | 11 b | 10.3 b | 10.2 b | 9.6 b | 10.6 b | 11 b | 11.8 b | 12.9 b |
Goodwill | 1.5 b | 1.5 b | 1.5 b | 1.9 b | 1.9 b | 1.9 b | 1.8 b | 1.8 b | 1.8 b |
Total Assets | 14.4 b | 14.7 b | 14.6 b | 15.3 b | 14.6 b | 15.9 b | 16.3 b | 17.3 b | 18.6 b |
Accounts Payable | 420 m | 319 m | 406 m | 481 m | 381 m | 409 m | 452 m | 437 m | 680 m |
Current Liabilities | 5.8 b | 5.8 b | 5.9 b | 6.5 b | 5.9 b | 6.4 b | 6.5 b | 7.1 b | 7.1 b |
Additional Paid-in Capital | 3.8 b | 3.8 b | 3.9 b | 3.9 b | 4 b | 4 b | 4.1 b | 4.1 b | 4.2 b |
Retained Earnings | 11.7 b | 12.6 b | 14 b | 14.7 b | 15.5 b | 17 b | 17.7 b | 18.7 b | 20.3 b |
Total Equity | 6.3 b | 6.5 b | 6.3 b | 6.4 b | 6.3 b | 5.5 b | 5.8 b | 6.2 b | 5.6 b |
Financial Leverage | 2.3 x | 2.2 x | 2.3 x | 2.4 x | 2.3 x | 2.9 x | 2.8 x | 2.8 x | 3.3 x |
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
|---|---|---|---|---|
Net Income | 3.1 b | 3.6 b | 3.8 b | 4.1 b |
Depreciation and Amortization | 373 m | |||
Accounts Receivable | (42 m) | (164 m) | (35 m) | (338 m) |
Accounts Payable | (20 m) | 61 m | 49 m | 145 m |
Cash From Operating Activities | 4.1 b | 3.4 b | 4 b | 4.5 b |
Purchases of PP&E | (155 m) | (175 m) | (177 m) | (215 m) |
Cash From Investing Activities | (4 m) | 690 m | (715 m) | (1.2 b) |
Dividends Paid | (255 m) | (515 m) | (727 m) | (837 m) |
Cash From Financing Activities | (2.6 b) | (2.3 b) | (2.5 b) | (2.3 b) |
| USD | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 |
|---|---|---|---|---|---|---|---|---|---|
Net Income | 1.8 b | 2.8 b | 1 b | 1.9 b | 2.9 b | 959 m | 1.9 b | 3.1 b | 1.1 b |
Depreciation and Amortization | 154 m | 237 m | 87 m | 179 m | 273 m | 95 m | 188 m | 281 m | 92 m |
Accounts Receivable | (121 m) | (96 m) | (30 m) | (51 m) | (27 m) | (87 m) | (100 m) | (190 m) | (120 m) |
Accounts Payable | 29 m | (39 m) | 1 m | 37 m | (31 m) | (75 m) | (18 m) | (33 m) | 57 m |
Cash From Operating Activities | 1.3 b | 2.7 b | 911 m | 1.7 b | 3 b | 1 b | 2.1 b | 3.5 b | 745 m |
Purchases of PP&E | (39 m) | (97 m) | (31 m) | (56 m) | (125 m) | (37 m) | (101 m) | (156 m) | (64 m) |
Cash From Investing Activities | (432 m) | 448 m | (519 m) | (1.2 b) | (853 m) | (385 m) | (495 m) | (1.1 b) | (246 m) |
Dividends Paid | (260 m) | (388 m) | (184 m) | (367 m) | (548 m) | (212 m) | (421 m) | (630 m) | (238 m) |
Cash From Financing Activities | (1.6 b) | (2.1 b) | (1.1 b) | (2.1 b) | (3.2 b) | (1.5 b) | (2.2 b) | (3 b) | (1.2 b) |
| Y, 2017 | |
|---|---|
Financial Leverage | 3.3 x |
Mastercard Market Value History
Market Position of Mastercard
Traffic Overview of Mastercard
Mastercard Online and Social Media Presence
Mastercard News and Updates
April 20, 2017
Mastercard tests fingerprint verification for credit cards
Mastercard today announced it is testing a new kind of card which will authenticate users by their fingerprint, no signature or PIN required. With these new cards, up to two fingerprints would be stored on the card’s EMV chip. You put the card in the reader and hold your finger to a section of the c…
April 20, 2017
Mastercard, MoneyGram unveil financial services for Facebook Messenger
If you followed the stream of announcements from Facebook developer conference F8 this week, you’ll have heard about the launch of Facebook AR Spaces, Messenger Platform 2.0, and tech being developed that gives people the ability to think and feel words. Perhaps lost among the flurry of announcement…
April 20, 2017
MasterCard is testing new cards with fingerprint sensors to keep your money safe
While fingerprint sensors may be the reason for a delay in the new iPhone, that technology isn't holding back MasterCard from rolling out new credit cards with fingerprint technology.
SEE ALSO: The Galaxy S8's fingerprint sensor sure looks like it's in a terrible spot
The company announced on T…
April 20, 2017
Mastercard trials biometric bankcard with embedded fingerprint reader
Mastercard is trialling a Chip and PIN bankcard that includes an embedded fingerprint reader, introducing a biometric authentication layer for card payments — and taking a leaf out of the book of Apple Pay et al in the process. The thinking here being: why pay by entering a PIN when you can securel…
April 20, 2017
Biometric banking: Mastercard's made a fingerprint activated credit card
You can ditch your pin next time you're at the till - just a fingerprint is needed to pay with Mastercard's latest credit card. Inspired by the likes of Apple, where a touch of your finger can unlock the iPhone, the card company is trialling the biometric technology to make it easier to pay. H…
April 11, 2017
Mastercard gets the nod from the CMA for £700m VocaLink deal
The competition authority has approved Mastercard's £700m acquisition of payments technology firm VocaLink, after they addressed competition concerns. Mastercard picked up a majority stake in the payments processor in a £700m deal in July last year. Read more: Mastercard's £700m Vocalink deal…