OverviewSuggest Edit

Mastercard is a multinational financial services corporation that provides transaction processing and other payment-related products and services. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, and delivers related products and services. The Company also offers value-added services, such as safety and security products, loyalty and reward programs, information and consulting services, issuer, and acquirer processing solutions, as well as payment and mobile gateways.

TypePublic
Founded1966
HQHarrison, US
Websitemastercard.us

Latest Updates

Employees (est.) (Dec 2019)18,600(+26%)
Job Openings388
Revenue (FY, 2019)$16.9 B(+13%)
Share Price (May 2020)$294.9

Key People/Management at Mastercard

Ajay Banga

Ajay Banga

Chief Executive Officer, Mastercard Incorporated
Richard Haythornthwaite

Richard Haythornthwaite

Chairman and Director
James Anderson

James Anderson

Executive Vice President, Commercial Products
David R. Carlucci

David R. Carlucci

Independent Director
Ajay Bhalla

Ajay Bhalla

President, Cyber and Intelligence Solutions
Richard Davis

Richard Davis

Independent Director
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Mastercard Office Locations

Mastercard has offices in Harrison, Kansas City, Manakin-Sabot, Miami and in 91 other locations
Harrison, US (HQ)
2000 Purchase St, Purchase
Harrison, US
100 Manhattanville Rd, Purchase
Kansas City, US
11530 N Ambassador Dr, Kansas City
Manakin-Sabot, US
1900 Manakin Rd
Miami, US
801 Brickell Ave #1300
New York, US
114 5th Ave
Show all (101)

Mastercard Financials and Metrics

Mastercard Revenue

Mastercard's revenue was reported to be $16.88 b in FY, 2019
USD

Revenue (Q1, 2020)

4.0b

Net income (Q1, 2020)

1.7b

EBIT (Q1, 2020)

2.2b

Market capitalization (22-May-2020)

296.1b

Closing stock price (22-May-2020)

294.9

Cash (31-Mar-2020)

10.2b

EV

298.4b
Mastercard's current market capitalization is $296.1 b.
Annual
USDFY, 2016FY, 2017FY, 2018FY, 2019

Revenue

10.8b12.5b15.0b16.9b

Revenue growth, %

11%16%20%

Sales and marketing expense

698.0m771.0m907.0m934.0m

General and administrative expense

3.8b4.7b5.2b5.8b
Quarterly
USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q4, 2017Q1, 2018Q2, 2018Q3, 2018Q4, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Revenue

2.4b2.7b2.9b2.7b3.1b3.4b12.5b3.6b3.7b3.9b15.0b3.9b4.1b4.5b4.0b

Sales and marketing expense

135.0m184.0m184.0m170.0m214.0m203.0m898.0m224.0m235.0m235.0m907.0m192.0m225.0m227.0m154.0m

General and administrative expense

868.0m930.0m933.0m951.0m1.1b1.1b4.5b1.3b1.2b1.2b5.2b1.4b1.4b1.4b1.5b

Operating expense total

1.0b1.2b1.1b1.1b1.3b1.3b5.4b1.6b1.6b1.5b6.1b1.6b1.6b1.7b1.6b
Annual
USDFY, 2016FY, 2017FY, 2018FY, 2019

Cash

6.7b5.9b6.7b7.0b

Accounts Receivable

1.4b2.0b2.3b2.5b

Prepaid Expenses

1.8b

Current Assets

13.2b13.8b16.2b16.9b
Quarterly
USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q4, 2017Q1, 2018Q2, 2018Q3, 2018Q4, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Cash

4.9b5.2b5.2b6.0b5.2b5.6b5.9b6.9b6.2b6.9b6.7b5.9b5.7b5.1b10.2b

Accounts Receivable

1.2b1.2b1.3b1.6b1.7b1.9b2.0b2.1b2.2b2.3b2.3b2.6b2.6b2.5b2.4b

Prepaid Expenses

1.0b1.4b1.5b1.8b1.9b1.7b

Current Assets

10.6b11.0b11.8b12.9b12.5b13.2b13.8b14.7b14.3b15.1b16.2b14.4b14.2b14.8b18.1b
Annual
USDFY, 2016FY, 2017FY, 2018FY, 2019

Net Income

4.1b3.9b5.9b8.1b

Depreciation and Amortization

373.0m437.0m459.0m522.0m

Accounts Payable

145.0m290.0m101.0m(42.0m)

Cash From Operating Activities

4.6b5.7b6.2b8.2b
Quarterly
USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q4, 2017Q1, 2018Q2, 2018Q3, 2018Q4, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Net Income

959.0m1.9b3.1b1.1b2.3b3.7b3.9b1.5b3.1b5.0b5.9b1.9b3.9b6.0b1.7b

Depreciation and Amortization

95.0m188.0m281.0m92.0m203.0m321.0m437.0m120.0m235.0m346.0m459.0m117.0m239.0m376.0m144.0m

Accounts Payable

(75.0m)(18.0m)(33.0m)57.0m24.0m85.0m290.0m(62.0m)(86.0m)(44.0m)101.0m(22.0m)(105.0m)(36.0m)(102.0m)

Cash From Operating Activities

1.1b2.1b3.5b727.0m2.1b3.8b5.6b1.0b2.5b4.9b6.2b1.3b2.8b5.2b1.9b
USDY, 2020

EV/EBIT

134.9 x

EV/CFO

160.5 x

Financial Leverage

5.7 x
Show all financial metrics

Mastercard Operating Metrics

FY, 2014FY, 2015FY, 2016FY, 2017

Cards (Commercial Credit)

40 m41 m42 m67 m

Cards (Consumer Credit)

727 m739 m740 m768 m

Countries

210 210 210 210

Currencies

150 150 150 150
Show all operating metrics

Mastercard Acquisitions / Subsidiaries

Company NameDateDeal Size
RiskReconDecember 23, 2019
SessionMOctober 22, 2019
NetsAugust 06, 2019$3.19 b
TransactisMay 06, 2019$57 m
VyzeApril 15, 2019
EthocaMarch 12, 2019
TransfastMarch 11, 2019

Mastercard Revenue Breakdown

Embed Graph

Mastercard revenue breakdown by business segment: 28.1% from Domestic Assessments, 22.7% from Cross-Border Volume Fees, 33.9% from Transaction processing and 15.3% from Other

Mastercard revenue breakdown by geographic segment: 35.5% from North American Markets, 63.2% from International Markets and 1.3% from Other

Mastercard Online and Social Media Presence

Embed Graph

Mastercard News and Updates

KeyBank to apply AI tech from Mastercard to make more informed authorisation decisions

Mastercard and KeyBank today announced that the bank will now use Mastercard Decision Intelligence™,...

Patents and APIs show Mastercard’s earnest embrace of blockchain tech

When the blockchain delivered encrypted ledgers a decade ago, the world’s largest financial institutions seemed interested in the technology driving the cryptocurrency bitcoin, but were hardly motivated to build a business around it. Things are different now. Global giant Mastercard International I…

Mastercard bets on startups in AI, big data, financial inclusion and payments

Rajeev Kumar, Senior Vice President, Market Development, South Asia, Mastercard, says the Mastercard startup programme brings together innovators and startups to build the future of commerce. Poweri...

Trump says GDP growth 'could be in the 5s' next quarter

President Donald Trump says he thinks gross domestic product growth in the next quarter "could be in the 5s" that is, higher than 5 per cent as he hosts business leaders at his Bedminster, New Jersey, golf resort. Trump made the bold prediction today at a dinner with leaders from FedEx, Mastercard…

Why American credit card companies can't break into China

Read full story for latest details.
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Mastercard Blogs

Designing for Women, One Product at a Time

By Bunita Sawhney Women control upwards of 80% of household buying decisions, yet too much of our world was designed without their needs in mind, and without them involved. This results in missed opportunities that hold us all back. The solution is clear: having women—and their perspectives—firmly r…

Mastercard and Samsung Partner to Enable Digital Inclusion

PURCHASE, NY – March 12, 2020 – Mastercard today announced a global partnership with Samsung to enable digital access to consumers and small businesses in emerging markets through its extensible Pay on Demand platform. Mastercard’s Pay on Demand platform is designed to accelerate digital inclusion b…

Connecting Women to Priceless Possibilities at Mastercard

When Angel Roth left the workplace 13 years ago, she took her skills in IT financial services with her. She approached parenting with the same calm outlook she had brought to the workplace: tackling large tasks by breaking them down into manageable pieces, checking each step off along the way and en…

Bill & Melinda Gates Foundation, Wellcome and Mastercard Launch Initiative to Speed Development and Access to Therapies for COVID-19

COVID-19 Therapeutics Accelerator will coordinate R&D efforts and remove barriers to drug development and scale-up to address the epidemic SEATTLE, March 10, 2020 – The Bill & Melinda Gates Foundation, Wellcome and Mastercard today committed up to $125 million in seed funding to speed-up the…

Mastercard Commits to Reaching 1 Million Women Entrepreneurs Through Path to Priceless Initiative

Company Curates Advisement, Mentorship and Community to Connect Women to Necessary Resources PURCHASE, NY – March 5, 2020 – A desire to problem-solve lies at the heart of young women entrepreneurs and this desire starts at a young age. In fact, a recent study* commissioned by Mastercard found that f…

Mastercard and Diane von Furstenberg Partner to Deliver Curated Shopping Experience for Consumers and Insights for Store Associates

Partnership to also integrate brands shared focus on women’s empowerment efforts PURCHASE, NY – March 2, 2020 –Mastercard and Diane von Furstenberg today announced a new partnership focused on enhancing the in-store experience for consumers, as well as delivering intelligent insights to store associ…
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Mastercard Frequently Asked Questions

  • When was Mastercard founded?

    Mastercard was founded in 1966.

  • Who are Mastercard key executives?

    Mastercard's key executives are Ajay Banga, Richard Haythornthwaite and James Anderson.

  • How many employees does Mastercard have?

    Mastercard has 18,600 employees.

  • What is Mastercard revenue?

    Latest Mastercard annual revenue is $16.9 b.

  • What is Mastercard revenue per employee?

    Latest Mastercard revenue per employee is $907.7 k.

  • Who are Mastercard competitors?

    Competitors of Mastercard include Visa, Capital One and American Express.

  • Where is Mastercard headquarters?

    Mastercard headquarters is located at 2000 Purchase St, Purchase, Harrison.

  • Where are Mastercard offices?

    Mastercard has offices in Harrison, Kansas City, Manakin-Sabot, Miami and in 91 other locations.

  • How many offices does Mastercard have?

    Mastercard has 101 offices.