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American Express

OverviewSuggest Edit

American Express is a globally integrated payments company. It provides credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations around the world. The company also offers gift cards, rewards, travel and expense management solutions, personal savings, business services, insurance, and more.

TypePublic
Founded1850
HQNew York, NY, USMap
Websiteamericanexpress.com
Employee Ratings4.2More
Overall CultureB-More
View Jobs (878)

Recent NewsAll News

Latest Updates

Employees (est.) (Dec 2019)64,500(+10%)
Job Openings878
Revenue (FY, 2020)$22 B(-53%)
Share Price (May 2021)$159(+3%)
Cybersecurity ratingCMore

Key People/Management at American Express

Mohammed Badi

Mohammed Badi

Chief Strategy Officer
David Hoberman

David Hoberman

VP, Global Funding and Debt Investor Relations
Doug Buckminster

Doug Buckminster

Group President, Global Consumer Services
Chen Wang

Chen Wang

Director, Global Funding and Debt Investor Relations
J. Andres Espinosa

J. Andres Espinosa

Chief Credit Officer and Executive Vice President, Credit and Fraud Risk
Jeff Campbell

Jeff Campbell

Chief Financial Officer
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American Express Office Locations

American Express has offices in New York, Sydney, Bengaluru, Ponte Galeria and in 4 other locations
New York, NY, US (HQ)
200 Vesey St
Sydney, AU
12-20 Shelley St
Bengaluru, IN
100 Feet Rd
Ponte Galeria, IT
Viale Alexandre Gustave Eiffel, 15
Ciudad de México, MX
Avenida Patriotismo 635, Cd. de los Deportes, Benito Juárez
Auckland, NZ
Level 3, Building A, 600 Great South Road
Show all (8)

American Express Financials and Metrics

American Express Revenue

American Express's revenue was reported to be $21.97 b in FY, 2020
USD

Revenue (Q1, 2021)

5.7b

Net income (Q1, 2021)

2.2b

Market capitalization (7-May-2021)

127.7b

Closing stock price (7-May-2021)

159.0

Cash (31-Mar-2021)

2.7b

EV

168.6b
American Express's current market capitalization is $127.7 b.
Annual
USDFY, 2016FY, 2018FY, 2019FY, 2020

Revenue

33.8b43.3b47.0b22.0b

Revenue growth, %

(2%)22%9%

Cost of goods sold

3.7b6.3b7.0b

Gross profit

30.1b37.0b40.0b
Quarterly
USDQ1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Revenue

10.3b10.7b10.9b11.3b11.7b11.9b11.0b8.2b5.0b5.7b

Cost of goods sold

1.4b1.5b1.6b1.7b1.8b1.8b3.3b2.1b

Gross profit

8.9b9.2b9.3b9.6b10.0b10.1b7.7b6.1b

Gross profit Margin, %

86%86%85%85%85%85%70%74%
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Annual
USDFY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Cash

25.2b32.9b27.4b3.4b3.0b

Accounts Receivable

46.8b53.5b55.3b56.8b

PP&E

4.4b4.3b4.4b4.8b5.0b

Total Assets

158.9b181.2b188.6b198.0b191.0b
Quarterly
USDQ1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Cash

31.1b29.7b30.2b33.2b26.9b24.3b2.3b2.0b2.1b2.7b

Accounts Receivable

53.7b54.4b55.0b56.2b58.1b56.0b44.3b37.0b40.4b

PP&E

4.3b4.3b4.3b4.5b4.7b4.7b4.8b4.8b4.8b4.9b

Total Assets

180.0b184.9b189.1b197.2b197.6b194.2b186.0b188.6b187.3b193.1b
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Annual
USDFY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Net Income

5.4b2.7b6.9b6.8b3.1b

Depreciation and Amortization

1.1b1.3b1.3b1.2b1.5b

Accounts Payable

1.1b5.5b(4.1b)1.8b(2.0b)

Cash From Operating Activities

8.2b13.5b8.9b13.6b5.6b
Quarterly
USDQ1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Net Income

1.6b3.3b4.9b1.6b3.3b5.1b367.0m624.0m1.7b2.2b

Depreciation and Amortization

348.0m685.0m1.0b297.0m583.0m883.0m337.0m711.0m1.1b422.0m

Accounts Payable

(431.0m)(182.0m)2.1b6.1b6.0b1.6b(6.2b)(5.3b)(4.4b)(196.0m)

Cash From Operating Activities

2.1b5.1b10.2b8.5b11.5b10.4b(2.2b)(89.0m)2.1b2.3b
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USDFY, 2016

Revenue/Employee

599.7k

Debt/Equity

2.6 x

Debt/Assets

0.3 x

Financial Leverage

7.8 x
Show all financial metrics

American Express Operating Metrics

American Express's Total Loans was reported to be $70.1b in Q2, 2020.
FY, 2015FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020

Active Cards

109.9 m111.2 m112.2 m112.9 m112.8 m114.2 m114.3 m115.1 m114 m113.9 m114.2 m114.5 m114.4 m113.6 m112.9 m

Average Discount Rate

2.45%2.45%2.44%2.42%2.43%2.37%2.37%2.38%2.37%2.37%2.37%2.39%2.37%2.34%2.3%

Average Fee per Card

$44$48$49$49$49$51$51$51$51$54$57$59$58$63$65

Total Loans

$58.6 b$65.3 b$63.6 b$66 b$67.9 b$73.4 m$72.8 b$75.4 b$77.6 b$81.9 b$81 b$83.2 b$83.7 b$57.41 b$77.7 b$70.06 b
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American Express Acquisitions / Subsidiaries

Company NameDateDeal Size
KabbageAugust 17, 2020
AcompayAugust 01, 2019
ResyMay 15, 2019
LoungeBuddyMarch 11, 2019
Pocket ConciergeJanuary 15, 2019
Cake TechnologiesMarch 27, 2018$13.3 m
MeziJanuary 30, 2018
InAuthDecember 06, 2016
SometricsSeptember 20, 2011$30 m
Loyalty PartnerMarch 01, 2011$585 m
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American Express Revenue Breakdown

Embed Graph

American Express revenue breakdown by business segment: 38.6% from USCS, 17.0% from ICNS, 30.5% from GCS and 13.9% from GMS

Human Capital Metrics

Source: s1.q4cdn.com, s1.q4cdn.com, s1.q4cdn.com
Embed Graph
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American Express Cybersecurity Score

Cybersecurity ratingPremium dataset

C

79/100

Learn more about our premium products
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American Express Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

60-79

out of 100

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American Express Online and Social Media Presence

American Express's Trends

Embed Graph

American Express Company Culture

  • Overall Culture

    B-

    68/100

  • CEO Rating

    A+

    77/100

  • Compensation

    B

    72/100

  • Diversity

    B

    69/100

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American Express News and Updates

May 03, 2021

American Express Blue Business Cash card review: A solid small-business credit card for earning cash back with no annual fee

 American Express Blue Business Cash™ CardSummary List PlacementTable of Contents: Masthead Sticky Review: Is the Amex Blue Business Cash the best card for you?  If you're spending money on your business anyway, you should be rewarded for those purchases. With the American Express Blue Business Cash…
April 27, 2021

American Express sees pandemic recovery on the horizon

Summary List PlacementAmerican Express's billed business declined 9% year-over-year (YoY) in Q1—an improvement from the 16% YoY plunge it posted in Q4 and a sign the issuer's volume is on the mend. Amex also recorded recoveries in its travel and entertainment (T&E) and goods and services (G&…
April 23, 2021

India restricts American Express from adding new customers for violating data storage rules

India’s central bank has restricted American Express and Diners Club from adding new customers starting next month, it said Friday, citing violation of local data-storage rules. In a statement, the Reserve Bank of India said existing customers of either of the two card companies will not be impacted…
April 23, 2021

American Express stock dips after revenue falls short of expectations

American Express Co. shares are falling in premarket trading Friday after the card company's first-quarter revenue came up short of expectations. The company posted first-quarter net income of $2.2 billion, or $2.74 a share, whereas it recorded net income of $367 million, or 41 cents a share, a yea…
April 21, 2021

American Express Stock To Beat Consensus In Q1

While AXP, a leading credit card issuer and global payments processor, has surpassed the earnings expectations twice in the last three quarters, its full-year 2020 revenues were significantly lower than the 2019 figure.
April 21, 2021

American Express Launches Cashback Credit Card for the Savvy Generation

Sydney, Australia, April 21, 2021 – American Express (NYSE: AXP) No longer is being money-smart a skill for the older generation, with new national research, commissioned by American Express, revealing that more than three-quarters (79 per cent) of young Aussies (Gen Z and Millennials) identify as b…
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 American Express Frequently Asked Questions

  • When was American Express founded?

    American Express was founded in 1850.

  • Who are American Express key executives?

    American Express's key executives are Mohammed Badi, David Hoberman and Doug Buckminster.

  • How many employees does American Express have?

    American Express has 64,500 employees.

  • What is American Express revenue?

    Latest American Express annual revenue is $22 b.

  • What is American Express revenue per employee?

    Latest American Express revenue per employee is $340.7 k.

  • Who are American Express competitors?

    Competitors of American Express include UnionPay International, Western Union and Capital One.

  • Where is American Express headquarters?

    American Express headquarters is located at 200 Vesey St, New York.

  • Where are American Express offices?

    American Express has offices in New York, Sydney, Bengaluru, Ponte Galeria and in 4 other locations.

  • How many offices does American Express have?

    American Express has 8 offices.