American Express

OverviewSuggest Edit

American Express is a globally integrated payments company. It provides credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations around the world. The company also offers gift cards, rewards, travel and expense management solutions, personal savings, business services, insurance, etc.
TypePublic
Founded1850
HQNew York, NY, US
Websiteamericanexpress.com
Employee Ratings4.2
Overall CultureB

Latest Updates

Employees (est.) (Dec 2021)64,000
Job Openings1,798
Revenue (FY, 2021)$27.7 B(-27%)
Share Price (Aug 2022)$155.4(+3%)
Cybersecurity ratingAMore
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Key People/Management at American Express

Stephen J. Squeri

Stephen J. Squeri

Chairman and Chief Executive Officer
Jeffrey C. Campbell

Jeffrey C. Campbell

Vice Chairman and Chief Financial Officer
J. Andres Espinosa

J. Andres Espinosa

Chief Credit Officer and Executive Vice President, Credit and Fraud Risk
Marc D. Gordon

Marc D. Gordon

Executive Vice President and Chief Information Officer
Laureen E. Seeger

Laureen E. Seeger

Chief Legal Officer
Alex Drummond

Alex Drummond

Chief Strategy Officer
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American Express Office Locations

American Express has offices in New York, Palo Alto, Phoenix, Sunrise and in 38 other locations
New York, NY, US (HQ)
200 Vesey St
Palo Alto, CA, US
431 Waverley St
Phoenix, AZ, US
3151 W Behrend Dr
Sunrise, FL, US
1500 NW 136th Ave
Buenos Aires, AR
v. Belgrano 955
Sydney, AU
12-20 Shelley St
Show all (42)

American Express Financials and Metrics

American Express Revenue

American Express's revenue was reported to be $27.72 b in FY, 2021
USD

Revenue (Q2, 2022)

7.9b

Market capitalization (3-Aug-2022)

120.4b

Closing stock price (3-Aug-2022)

155.4
American Express's current market capitalization is $120.4 b.
Annual
USDFY, 2018FY, 2019FY, 2020FY, 2021

Revenue

43.3b47.0b38.2b27.7b

Revenue growth, %

22%9%(19%)

Cost of goods sold

6.3b7.0b6.8b

Gross profit

37.0b40.0b15.1b
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021Q3, 2021Q1, 2022Q2, 2022

Revenue

11.3b11.7b11.9b11.0b8.2b9.2b9.4b6.3b6.7b7.6b7.9b

Cost of goods sold

1.7b1.8b1.8b3.3b2.1b1.1b313.0m

Gross profit

9.6b10.0b10.1b7.7b6.1b8.1b9.1b

Gross profit Margin, %

85%85%85%70%74%88%97%
Annual
USDFY, 2018FY, 2019FY, 2020FY, 2021

Cash

27.4b3.4b3.0b

Accounts Receivable

55.3b56.8b

PP&E

4.4b4.8b5.0b

Total Assets

188.6b198.0b191.0b
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021Q3, 2021Q1, 2022Q2, 2022

Cash

33.2b26.9b24.3b2.3b2.0b2.1b2.7b2.9b

Accounts Receivable

56.2b58.1b56.0b44.3b37.0b40.4b

PP&E

4.5b4.7b4.7b4.8b4.8b4.8b4.9b5.0b

Total Assets

197.2b197.6b194.2b186.0b188.6b187.3b193.1b184.0b
Annual
USDFY, 2018FY, 2019FY, 2020FY, 2021

Net Income

6.9b6.8b3.1b8.1b

Depreciation and Amortization

1.3b1.2b1.5b1.7b

Accounts Payable

(4.1b)1.8b(2.0b)5.4b

Cash From Operating Activities

8.9b13.6b5.6b14.6b
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021Q3, 2021Q1, 2022Q2, 2022

Net Income

1.6b3.3b5.1b367.0m624.0m1.7b2.2b4.5b6.3b2.1b4.1b

Depreciation and Amortization

297.0m583.0m883.0m337.0m711.0m1.1b422.0m834.0m1.3b398.0m795.0m

Accounts Payable

6.1b6.0b1.6b(6.2b)(5.3b)(4.4b)(196.0m)1.2b2.8b1.1b2.7b

Cash From Operating Activities

8.5b11.5b10.4b(2.2b)(89.0m)2.1b2.3b5.5b9.6b3.9b8.1b
USDFY, 2018

Revenue/Employee

733.6k

Debt/Equity

2.8 x

Debt/Assets

0.3 x

Financial Leverage

8.5 x
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American Express Operating Metrics

American Express's Total Loans was reported to be $70.1b in Q1, 2021.
FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021

Active Cards

114 m113.9 m114.2 m114.5 m114.4 m113.6 m112.9 m111.5 m112 m112.9 m

Average Discount Rate

2.37%2.37%2.37%2.39%2.37%2.34%2.3%2.7%2.28%2.6%

Average Fee per Card

$51$54$57$59$58$63$65$69$67$73

Total Loans

$81.9 b$81 b$83.2 b$83.7 b$57.41 b$77.7 b$70.06 b$69.6 b$60.1 b$70.1 b

American Express Acquisitions / Subsidiaries

Company NameDateDeal Size
KabbageAugust 17, 2020
AcompayAugust 01, 2019
ResyMay 15, 2019
LoungeBuddyMarch 11, 2019
Pocket ConciergeJanuary 15, 2019
Cake TechnologiesMarch 27, 2018$13.3 m
MeziJanuary 30, 2018
InAuthDecember 06, 2016
SometricsSeptember 20, 2011$30 m
Loyalty PartnerMarch 01, 2011$585 m
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Human Capital Metrics

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American Express Cybersecurity Score

Cybersecurity ratingPremium dataset

A

93/100

SecurityScorecard logo

American Express Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

60-79

out of 100

CSRHub logo

American Express Online and Social Media Presence

Embed Graph

American Express Company Culture

  • Overall Culture

    B

    70/100

  • CEO Rating

    A+

    79/100

  • Compensation

    B

    73/100

  • Diversity

    C+

    68/100

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American Express News and Updates

American Express is using QR codes and billboards to promote small businesses

As small businesses continue their pandemic recovery and reach new customers despite new economic uncertainty, American Express is adding new layers to ongoing efforts to get people to “shop small.”

American Express appoints new UK Country Manager

Hannah Lewis has been appointed UK country manager for American Express. The former vice president, who has been with the company for more than 14 years, is also taking on the role of senior vice president, head of UK for international card services.

Stocks This Week: Buy American Express And Sell Short Verizon

Here is one long and one short stock recommendation for the next week or two.

American Express adds new perks to small-business cards

Summary List PlacementAmex added welcome bonuses for two of its small-business credit cards that previously did not offer signup perks. Blue Business Plus cardholders can earn 15,000 membership rewards points when they spend $3,000 in eligible purchases in the first three months of card membership.…

American Express delivers explosive Q2 results driven by rewards revamp

Summary List PlacementIn Q2, Amex's proprietary billed business surged 51% year over year (YoY)—a strong rebound from last quarter, when the metric slipped 9% YoY, that marks a turning point in the issuer's pandemic recovery. Amex's volume is nearly back to pre-pandemic levels: Billed business decli…

Stocks making the biggest moves midday: Twitter, Snap, American Express and more

These are the stocks posting the largest moves in midday trading.
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American Express Frequently Asked Questions

  • When was American Express founded?

    American Express was founded in 1850.

  • Who are American Express key executives?

    American Express's key executives are Stephen J. Squeri, Jeffrey C. Campbell and J. Andres Espinosa.

  • How many employees does American Express have?

    American Express has 64,000 employees.

  • What is American Express revenue?

    Latest American Express annual revenue is $27.7 b.

  • What is American Express revenue per employee?

    Latest American Express revenue per employee is $433.1 k.

  • Who are American Express competitors?

    Competitors of American Express include Truist, FIS and U.S. Bancorp.

  • Where is American Express headquarters?

    American Express headquarters is located at 200 Vesey St, New York.

  • Where are American Express offices?

    American Express has offices in New York, Palo Alto, Phoenix, Sunrise and in 38 other locations.

  • How many offices does American Express have?

    American Express has 42 offices.