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American Express

OverviewSuggest Edit

American Express is a globally integrated payments company. It provides credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations around the world. The company also offers gift cards, rewards, travel and expense management solutions, personal savings, business services, insurance, and more.

TypePublic
Founded1850
HQNew York, NY, USMap
Websiteamericanexpress.com
Employee Ratings4.2More
Overall CultureBMore
View Jobs (1,069)

Recent NewsAll News

Latest Updates

Employees (est.) (Dec 2020)63,700(-1%)
Job Openings1,069
Revenue (FY, 2020)$38.2 B(-18%)
Share Price (Jul 2021)$170.9
Cybersecurity ratingBMore

Key People/Management at American Express

Mohammed Badi

Mohammed Badi

Chief Strategy Officer
David Hoberman

David Hoberman

VP, Global Funding and Debt Investor Relations
Doug Buckminster

Doug Buckminster

Group President, Global Consumer Services
Chen Wang

Chen Wang

Director, Global Funding and Debt Investor Relations
J. Andres Espinosa

J. Andres Espinosa

Chief Credit Officer and Executive Vice President, Credit and Fraud Risk
Jeff Campbell

Jeff Campbell

Chief Financial Officer
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American Express Office Locations

American Express has offices in New York, Palo Alto, Phoenix, Sunrise and in 37 other locations
New York, NY, US (HQ)
200 Vesey St
Palo Alto, CA, US
431 Waverley St
Phoenix, AZ, US
3151 W Behrend Dr
Sunrise, FL, US
1500 NW 136th Ave
Buenos Aires, AR
v. Belgrano 955
Sydney, AU
12-20 Shelley St
Show all (41)

American Express Financials and Metrics

American Express Revenue

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American Express's revenue was reported to be $38.19 b in FY, 2020 which is a 18.8% decrease from the previous period.
USD

Revenue (Q1, 2021)

9.4b

Gross profit (Q1, 2021)

9.1b

Gross profit margin (Q1, 2021), %

96.7%

Net income (Q1, 2021)

2.2b

Market capitalization (22-Jul-2021)

137.3b

Closing stock price (22-Jul-2021)

170.9

Cash (31-Mar-2021)

2.7b

EV

178.2b
American Express's current market capitalization is $137.3 b.
Annual
USDFY, 2018FY, 2019FY, 2020

Revenue

43.3b47.0b38.2b

Revenue growth, %

22%9%(19%)

Cost of goods sold

6.3b7.0b6.8b

Gross profit

37.0b40.0b15.1b
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Revenue

11.3b11.7b11.9b11.0b8.2b9.2b9.4b

Cost of goods sold

1.7b1.8b1.8b3.3b2.1b1.1b313.0m

Gross profit

9.6b10.0b10.1b7.7b6.1b8.1b9.1b

Gross profit Margin, %

85%85%85%70%74%88%97%
show all
Annual
USDFY, 2018FY, 2019FY, 2020

Cash

27.4b3.4b3.0b

Accounts Receivable

55.3b56.8b

PP&E

4.4b4.8b5.0b

Total Assets

188.6b198.0b191.0b
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Cash

33.2b26.9b24.3b2.3b2.0b2.1b2.7b

Accounts Receivable

56.2b58.1b56.0b44.3b37.0b40.4b

PP&E

4.5b4.7b4.7b4.8b4.8b4.8b4.9b

Total Assets

197.2b197.6b194.2b186.0b188.6b187.3b193.1b
show all
Annual
USDFY, 2018FY, 2019FY, 2020

Net Income

6.9b6.8b3.1b

Depreciation and Amortization

1.3b1.2b1.5b

Accounts Payable

(4.1b)1.8b(2.0b)

Cash From Operating Activities

8.9b13.6b5.6b
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Net Income

1.6b3.3b5.1b367.0m624.0m1.7b2.2b

Depreciation and Amortization

297.0m583.0m883.0m337.0m711.0m1.1b422.0m

Accounts Payable

6.1b6.0b1.6b(6.2b)(5.3b)(4.4b)(196.0m)

Cash From Operating Activities

8.5b11.5b10.4b(2.2b)(89.0m)2.1b2.3b
show all
USDFY, 2018

EV/CFO

12.9 x

Revenue/Employee

733.6k

Debt/Equity

2.8 x

Debt/Assets

0.3 x

Financial Leverage

8.5 x

P/E Ratio

12.1
Show all financial metrics

American Express Operating Metrics

American Express's Total Loans was reported to be $70.1b in Q1, 2021.
FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021

Active Cards

114 m113.9 m114.2 m114.5 m114.4 m113.6 m112.9 m111.5 m112 m112.9 m

Average Discount Rate

2.37%2.37%2.37%2.39%2.37%2.34%2.3%2.7%2.28%2.6%

Average Fee per Card

$51$54$57$59$58$63$65$69$67$73

Total Loans

$81.9 b$81 b$83.2 b$83.7 b$57.41 b$77.7 b$70.06 b$69.6 b$60.1 b$70.1 b
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American Express Acquisitions / Subsidiaries

Company NameDateDeal Size
KabbageAugust 17, 2020
AcompayAugust 01, 2019
ResyMay 15, 2019
LoungeBuddyMarch 11, 2019
Pocket ConciergeJanuary 15, 2019
Cake TechnologiesMarch 27, 2018$13.3 m
MeziJanuary 30, 2018
InAuthDecember 06, 2016
SometricsSeptember 20, 2011$30 m
Loyalty PartnerMarch 01, 2011$585 m
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Human Capital Metrics

Source: craft.co, craft.co, s1.q4cdn.com
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American Express Cybersecurity Score

Cybersecurity ratingPremium dataset

B

87/100

Learn more about our premium products
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American Express Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

60-79

out of 100

Learn more about our premium products
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American Express Online and Social Media Presence

American Express's Trends

Embed Graph

American Express Company Culture

  • Overall Culture

    B

    69/100

  • CEO Rating

    A

    77/100

  • Compensation

    B

    72/100

  • Diversity

    B

    69/100

Learn more on Comparably

American Express News and Updates

July 23, 2021

Thinking about trading options or stock in Skechers USA, Pinterest, American Express, Facebook, or Pfizer?

NEW YORK, July 23, 2021 /PRNewswire/ -- InvestorsObserver issues critical PriceWatch Alerts for SKX, PINS, AXP, FB, and PFE. Click a link below then choose between in-depth options trade idea report or a stock score report. Options Report – Ideal trade ideas on up to seven different...
July 23, 2021

Earnings Results: American Express beats earnings expectations as card spending accelerates

American Express topped earnings and revenue expectations Friday while pointing to an acceleration in spending and "robust" interest in its fee-based cards.
July 22, 2021

American Express Stock To Top The Revenues Estimates In Q2?

American Express is scheduled to report its fiscal Q2 2021 results on Friday, July 23. We expect American Express to top the consensus estimates for revenues, while the earnings are likely to remain below expectations. The company reported mixed results in the first quarter of 2021 as well...
July 15, 2021

American Express, IBM and building loyalty with managed services

Digital transformation is becoming the norm across industries, so technology alone is no longer enough to stand out. As businesses look to get ahead of the competition, building trust and loyalty with clients is more crucial than ever, according to Piet Bil (pictured), managing director for America…
July 15, 2021

American Express taps startup BodesWell for expansion into financial planning

American Express is branching out into financial planning, with a little help from a seven-person startup called BodesWell. This week, the credit card giant launched a pilot of its first self-service digital financial planning tool, dubbed “My Financial Plan (MFP).” The six-month pilot kicked off on…
July 13, 2021

At $172, American Express Stock Has Some Downside

American Express stock has gained around 42% YTD, increasing from about $121 at the beginning of 2021 to around $172 currently, significantly ahead of the S&P500, which grew 16% over the same period. Trefis estimates American Express’ valuation to be around $152 per share – 12% below the current…
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 American Express Frequently Asked Questions

  • When was American Express founded?

    American Express was founded in 1850.

  • Who are American Express key executives?

    American Express's key executives are Mohammed Badi, David Hoberman and Doug Buckminster.

  • How many employees does American Express have?

    American Express has 63,700 employees.

  • What is American Express revenue?

    Latest American Express annual revenue is $38.2 b.

  • What is American Express revenue per employee?

    Latest American Express revenue per employee is $599.5 k.

  • Who are American Express competitors?

    Competitors of American Express include UnionPay International, Western Union and Capital One.

  • Where is American Express headquarters?

    American Express headquarters is located at 200 Vesey St, New York.

  • Where are American Express offices?

    American Express has offices in New York, Palo Alto, Phoenix, Sunrise and in 37 other locations.

  • How many offices does American Express have?

    American Express has 41 offices.