U.S. Bancorp is a bank holding company providing a range of financial products and services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions. Its banking subsidiary, U.S. Bank, offers commercial and consumer lending services including traditional credit products, credit card services, lease financing and import and export trade, asset-backed lending, agricultural finance, as well as depository and ancillary services. The company also delivers asset management and fiduciary services to individuals, estates, foundations, business corporations, and charitable organizations. Its non-banking subsidiaries provide investment and insurance products and fund administration services.