Citizens Financial Group (CFG) is a retail bank holding company offering retail and commercial banking products and solutions. It operates in two segments: Consumer Banking and Commercial Banking. The Consumer Banking segment provides deposit products, mortgages, home equity lending, auto financing, student loans, personal unsecured lines and loans, credit cards, business loans, wealth management, and investment services. The Commercial Banking segment delivers lending and leasing, deposit and treasury management, foreign exchange, interest rate and commodity risk management solutions, loan syndications, corporate finance, merger and acquisition, and debt and equity capital markets capabilities. The company serves individuals, small businesses, middle-market companies, large corporations, and institutions.