Fiserv is a company that provides payment and financial services technology solutions. It operates through three segments: Merchant Acceptance, Financial Technology, and Payments and Network. The Merchant Acceptance segment delivers point-of-sale (POS) merchant acquiring and digital commerce services, mobile payment services, security and fraud protection products, and a cloud-based POS and business management platform, and other options. The Financial Technology segment offers financial institutions the tools to process customer deposit and loan accounts, manage general ledgers and central information files, and support financial transactions such as digital banking, financial and risk management, etc. The Payments and Network segment supplies non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products.