![]() Old Point Financial Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank that provides consumer, mortgage and business banking services for individual, retail and commercial customers. | ![]() Citizens & Northern Citizens & Northern Corporation provides a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York. | ||||
Founding Date | Founding Date 1923 | Founding Date 1870 | Founding Date 1864 | Founding Date 1938 | Founding Date 1986 |
Type | Type Public | Type Public | Type Public | Type Public | Type Public |
Tags | |||||
Locations | Locations Hampton, US HQ | Locations Wheeling, US HQ | Locations Wellsboro, US HQ | ||
Employees | Employees 2871% increase | Employees 2,1955% decrease | Employees 3362% increase | Employees 21,4024% decrease | Employees 3,2453% decrease |
Valuation ($) | Valuation ($) 103.2 m | Valuation ($) 2.1 b | Valuation ($) 294.5 m | Valuation ($) N/A | Valuation ($) 8.9 b |
Financial | |||||
Revenue (est.) | Revenue (est.) $85.8m (FY, 2024) | Revenue (est.) $166.8m (FY, 2025) | Revenue (est.) $139.6m (FY, 2025) | Revenue (est.) N/A | Revenue (est.) $2.9b (FY, 2025) |
Net income | Net income $9.5m (FY, 2024) | Net income $223.1m (FY, 2025) | Net income $23.4m (FY, 2025) | Net income N/A | Net income $1b (FY, 2025) |
Operating ⚠ | |||||
ATMs | ATMs N/A | ATMs 163 (FY, 2016) | ATMs N/A | ATMs N/A | ATMs 359 (Q1, 2022) |
Non-performing Loans | Non-performing Loans N/A | Non-performing Loans $43.1m (Q2, 2017) | Non-performing Loans $14.2m (Q2, 2017) | Non-performing Loans N/A | Non-performing Loans $235m (Q1, 2022) |
Total Loans | Total Loans N/A | Total Loans $6.4b (Q2, 2017) | Total Loans $779.7m (Q2, 2017) | Total Loans N/A | Total Loans $43.5b (Q1, 2022) |

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