Old Point Financial Corporation

Since we first opened in 1923, Old Point National Bank has been committed to our customers and our community. Old Point has grown to 18 convenient branches throughout Hampton Roads and offers surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. Even though Old Point has grown substantially over the decades, we still operate under local management, with the same trusted name, and the same genuine concern about our customers.
Hampton, US
Size (employees)
283 (est)
Old Point Financial Corporation was founded in 1923 and is headquartered in Hampton, US

Old Point Financial Corporation Office Locations

Old Point Financial Corporation has an office in Hampton
Hampton, US (HQ)
101 E Queen St

Old Point Financial Corporation Data and Metrics

Old Point Financial Corporation Financial Metrics

Old Point Financial Corporation's revenue was reported to be $43.3 m in FY, 2016 which is a 0% decrease from the previous period.

Revenue (FY, 2016)

43.3 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

40.7 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

3.8 m

EBIT (FY, 2016)

27.3 m

Market capitalization (21-Jul-2017)

164.2 m

Cash (31-Dec-2016)

25.9 m
Old Point Financial Corporation's current market capitalization is $164.2 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


42.6 m42.9 m43.4 m43.3 m

Revenue growth, %


Cost of goods sold

3.6 m2.6 m

Gross profit

39.8 m40.7 m

Gross profit Margin, %


Operating expense total

35.1 m34.8 m


26.7 m27.3 m

EBIT margin, %


Pre tax profit

3.7 m4 m

Income tax expense

54 k160 k

Net Income

3.2 m4.1 m3.6 m3.8 m
USDFY, 2013FY, 2014FY, 2015FY, 2016


31.3 m33.3 m37 m25.9 m


40.5 m42.1 m41.3 m39.3 m

Total Assets

864.3 m876.3 m896.8 m903 m

Accounts Payable

784.5 m

Total Liabilities

809 m

Additional Paid-in Capital

16.4 m16.4 m16.4 m16.4 m

Retained Earnings

50.4 m53.2 m55.2 m57 m

Total Equity

80.8 m88.5 m93.2 m94 m

Financial Leverage

10.7 x9.9 x9.6 x9.6 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

3.2 m4.1 m3.6 m3.8 m

Depreciation and Amortization

4.5 m4.5 m4.7 m4.9 m

Cash From Operating Activities

8.5 m10 m7.8 m8.7 m

Cash From Investing Activities

15.6 m(9.2 m)(15.4 m)(23.6 m)

Cash From Financing Activities

(35.1 m)1.2 m11.3 m3.8 m

Interest Paid

4.8 m3.9 m3.6 m2.6 m
USDY, 2016


153 k

Financial Leverage

9.6 x

Old Point Financial Corporation Market Value History

Old Point Financial Corporation Online and Social Media Presence

Old Point Financial Corporation Company Life and Culture

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