Citizens & Northern Corp

97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors. We believe managing your finances should be a fulfilling, trouble-free experience...so you can spend less time making a living and more time making a life.
Company Growth (employees)
Type
Public
HQ
Wellsboro, US
Founded
1864
Size (employees)
291 (est)
Citizens & Northern Corp was founded in 1864 and is headquartered in Wellsboro, US

Citizens & Northern Corp Office Locations

Citizens & Northern Corp has an office in Wellsboro
Wellsboro, US (HQ)
92 Main St

Citizens & Northern Corp Data and Metrics

Citizens & Northern Corp Financial Metrics

Citizens & Northern Corp's revenue was reported to be $44.1 m in FY, 2016
USD

Net income (Q1, 2017)

3.4 m

EBIT (Q1, 2017)

9.7 m

Market capitalization (21-Sep-2017)

286.1 m
Citizens & Northern Corp's current market capitalization is $286.1 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

48.9 m46 m44.5 m44.1 m

Revenue growth, %

(6%)(3%)(1%)

Cost of goods sold

3.7 m

Gross profit

40.4 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cost of goods sold

1.2 m1.1 m904 k925 k944 k953 k

EBIT

9.8 m9.7 m9.7 m9.7 m9.6 m9.7 m

Pre tax profit

5.8 m5.6 m4.7 m5.2 m5.5 m4.4 m

Net Income

8.5 m12.7 m3.8 m8.2 m12.4 m3.6 m7.4 m11.5 m3.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Accounts Receivable

4.1 m3.9 m3.8 m500

Total Assets

1.2 b1.2 b1.2 b1.2 b

Accounts Payable

983.8 m

Short-term debt

23.4 m5.5 m53.5 m26.2 m
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Total Assets

1.3 b1.2 b1.2 b1.2 b1.2 b1.2 b

Accounts Payable

978.4 m961.1 m955.8 m968 m991.9 m980.3 m

Short-term debt

19.8 m10.2 m26 m25.7 m14.6 m20.7 m

Long-term debt

62.9 m62.8 m38.7 m38.6 m38.5 m38.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

18.6 m17.1 m16.5 m15.8 m

Depreciation and Amortization

2 m1.9 m1.9 m1.6 m

Cash From Operating Activities

30.6 m22.3 m19.7 m18.5 m

Cash From Investing Activities

8.9 m(9.5 m)18.4 m(29.4 m)
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

8.5 m12.7 m3.8 m8.2 m12.4 m3.6 m7.4 m11.5 m3.4 m

Depreciation and Amortization

988 k1.5 m469 k958 k1.4 m408 k787 k1.2 m404 k

Cash From Operating Activities

13.3 m16.5 m3.7 m9.9 m15.3 m3.7 m8.6 m13.8 m4.2 m

Cash From Investing Activities

2.2 m(4.3 m)(6.7 m)(15.6 m)6.1 m14.5 m(13.2 m)(22.4 m)8 m
Y, 2017

Financial Leverage

6.6 x
Show all financial metrics

Citizens & Northern Corp Operating Metrics

Citizens & Northern Corp's Total Loans Issued was reported to be $779.7 m in Q2, 2017
Show all operating metrics

Citizens & Northern Corp Market Value History

Traffic Overview of Citizens & Northern Corp

Citizens & Northern Corp Online and Social Media Presence

Citizens & Northern Corp Company Life and Culture

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