Citizens & Northern Corp

97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors. We believe managing your finances should be a fulfilling, trouble-free experience...so you can spend less time making a living and more time making a life.
Company Growth (employees)
Type
Public
HQ
Wellsboro, US
Founded
1864
Size (employees)
291 (est)
Citizens & Northern Corp was founded in 1864 and is headquartered in Wellsboro, US

Citizens & Northern Corp Office Locations

Citizens & Northern Corp has an office in Wellsboro
Wellsboro, US (HQ)
92 Main St

Citizens & Northern Corp Financials and Metrics

Citizens & Northern Corp Financials

Citizens & Northern Corp's revenue was reported to be $44.1 m in FY, 2016
USD

Net income (Q2, 2017)

4.1 m

EBIT (Q2, 2017)

10.4 m

Market capitalization (13-Nov-2017)

286.8 m
Citizens & Northern Corp's current market capitalization is $286.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

48.9 m46 m44.5 m44.1 m

Revenue growth, %

(6%)(3%)(1%)

Cost of goods sold

3.7 m

Gross profit

40.4 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cost of goods sold

1.2 m1.1 m904 k925 k944 k953 k978 k

EBIT

9.8 m9.7 m9.7 m9.7 m9.6 m9.7 m10.4 m

Pre tax profit

5.8 m5.6 m4.7 m5.2 m5.5 m4.4 m5.5 m

Income tax expense

1.5 m1.4 m1.1 m1.3 m1.5 m984 k1.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Accounts Receivable

4.1 m3.9 m3.8 m500

Total Assets

1.2 b1.2 b1.2 b1.2 b

Accounts Payable

983.8 m

Short-term debt

23.4 m5.5 m53.5 m26.2 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Total Assets

1.3 b1.2 b1.2 b1.2 b1.2 b1.2 b1.2 b

Accounts Payable

978.4 m961.1 m955.8 m968 m991.9 m980.3 m997.3 m

Short-term debt

19.8 m10.2 m26 m25.7 m14.6 m20.7 m8.9 m

Long-term debt

62.9 m62.8 m38.7 m38.6 m38.5 m38.4 m38.3 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

18.6 m17.1 m16.5 m15.8 m

Depreciation and Amortization

2 m1.9 m1.9 m1.6 m

Cash From Operating Activities

30.6 m22.3 m19.7 m18.5 m

Cash From Investing Activities

8.9 m(9.5 m)18.4 m(29.4 m)
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

14.4 m4.3 m8.5 m12.7 m3.8 m8.2 m12.4 m3.6 m7.4 m11.5 m3.4 m7.6 m

Depreciation and Amortization

1.5 m498 k988 k1.5 m469 k958 k1.4 m408 k787 k1.2 m404 k826 k

Cash From Operating Activities

26.4 m6.5 m13.3 m16.5 m3.7 m9.9 m15.3 m3.7 m8.6 m13.8 m4.2 m7.6 m

Cash From Investing Activities

19 m24.4 m2.2 m(4.3 m)(6.7 m)(15.6 m)6.1 m14.5 m(13.2 m)(22.4 m)8 m4.6 m
Y, 2017

Financial Leverage

6.5 x
Show all financial metrics

Citizens & Northern Corp Operating Metrics

Citizens & Northern Corp's Total Loans Issued was reported to be $779.7 m in Q2, 2017
Show all operating metrics

Citizens & Northern Corp Market Value History

Citizens & Northern Corp's Web-traffic and Trends

Citizens & Northern Corp Online and Social Media Presence

Citizens & Northern Corp Company Life and Culture

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