NBT Bank, N.A. is a full-service community bank offering a complete range of retail and commercial banking products as well as trust and investment services. Formed in 1856, NBT Bank, N.A. conducts business through a network of more than 155 banking locations in six states including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine.
NBT Financial Services, Inc. was formed in 1999 and is the parent company of EPIC Advisors, Inc. and NBT-Mang Insurance Agency, LLC. Epic Advisors, based in Rochester, NY, is a full -service 401(k) plan record keeping firm. NBT-Mang Insurance Agency, based in Norwich, NY, is a full-service insurance agency.