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Iwoca provides small business credit finance services. The Company aims to empower entrepreneurs and to help fuel the growth of ecommerce by providing its customers with access to funding for inventory, technology, employees or international expansion. Iwoca offers finance for businesses for various purposes ranging from bridging short-term cashflow gaps to investing in stock opportunities.

HQGreater London, GB
Employee Ratings4.6

Latest Updates

Employees (est.) (May 2020)327
Revenue (FY, 2015)£6.2 M(+129%)

Key People/Management at iwoca

Christoph Rieche

Christoph Rieche

CEO and Co-Founder
James Dear

James Dear

CTO and Co-Founder
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iwoca Office Locations

iwoca has an office in Greater London
Greater London, GB (HQ)
247 Tottenham Court Rd
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iwoca Financials and Metrics

Summary Metrics

iwoca's latest funding round in August 2019 was reported to be $12 m. In total, iwoca has raised $364.9 m. iwoca's latest valuation is reported to be £54.6 m.
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iwoca Revenue

iwoca's revenue was reported to be £6.22 m in FY, 2015 which is a 128.2% increase from the previous period.

Net income (FY, 2018)


Market valuation


Cash (31-Dec-2018)

  • Source: Company Filings
GBPFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018



Revenue growth, %


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Gross profit

GBPFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018



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Accounts Payable

GBPFY, 2015FY, 2016FY, 2017FY, 2018

Net Income

GBPY, 2018

Financial Leverage

-61.6 x
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Human Capital Metrics

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iwoca Online and Social Media Presence

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iwoca News and Updates

Iwoca announces OpenLending in bid to serve 2 million SMEs by 2023

iwoca, one of Europe’s largest business lenders has today announced OpenLending, the new platform th...

Iwoca to open new office in Leeds

iwoca, one of Europe’s largest business lenders, today announced it will open a new office in Leeds....

Penta opens portal to iwoca for SME loans

Penta, the digital platform for business banking launches its credit offering by partnering with iwo...

iwoca is urging the UK government to improve SMB lending conditions

This is an excerpt from a story delivered exclusively to Business Insider Intelligence Fintech Briefing subscribers. To receive the full story plus other insights each morning, click here. UK-based small business lender iwoca has published an open letter, seen by Business Insider Intelligence, ad…

'Faster Than Mo Farah' SME Lender Iwoca Overtakes Santander And HSBC

UK Finance data reveals that small business lender iwoca provided a staggering 3,802 credit lines of the 31,014 approved by all lenders in Q4 2018, equating to 12 percent of all new business overdrafts offered and a two percent increase from the previous quarter.

SME lender iwoca raises £150 million in debt and equity financing

UK small business lender iwoca has raised £150 million in equity and debt capital, including figures...
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iwoca Blogs

4 tried and tested ways to keep your Accountancy practice’s marketing constant (and effective)

When your clients are screaming out for their accounts to be finalised, it’s very tempting to pull back on your marketing. After all – the thinking goes – if you are too busy to get everything done then it’s best to prioritise client work over everything else. However, the Catch 22 is that stopping …

Four frictionless ways to boost productivity

If we say that the UK is in the midst of a silent epidemic, “productivity” might not be the first thought that immediately springs to mind. However, the truth is that 86% of UK small businesses say that they struggle with productivity. The reason we all should care is that flatlining or falling prod…

Technology and small business – a brief guide on what it’s good to know

Technology and small business are the best of friends. As you’ve probably heard, whatever challenge you’re facing ‘there’s an app for that’. This was a marketing campaign by Apple in the early days of the app market, so it’s even truer today than it was then. But you don’t have to be an Apple custom…

5 proven time management tips for accountants

With the busy season now rapidly approaching for small accountancy firms in the UK, we asked Heather Townsend, author and founder of The Accountants Millionaires’ Club for her best time management tips for accountants to get everything done whilst remaining in control. With the March year-end accoun…

8 unfortunate reasons UK businesses fail to grow

Britain is full of ambitious and dedicated business owners bursting at the seams with creative ideas, launching thousands of new ventures every month. So why do so many companies fail to grow, or worse, fail altogether? We’ve put together an inward-looking list of the top eight reasons many business…

Small business stories: Sambrook’s Brewery

A few weeks ago, at iwoca’s Summer Social, husband and wife team Duncan and Tracy Sambrook shared their experiences of London’s brewing industry with our CEO Chris. Duncan is the founder of Sambrook’s Brewery and SEB Brewing Services, which Tracy now runs. Here’s their story: Chris: How long did it …
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iwoca Frequently Asked Questions

  • When was iwoca founded?

    iwoca was founded in 2011.

  • Who are iwoca key executives?

    iwoca's key executives are Christoph Rieche and James Dear.

  • How many employees does iwoca have?

    iwoca has 327 employees.

  • Who are iwoca competitors?

    Competitors of iwoca include Ebury, Standard Chartered and 1pm.

  • Where is iwoca headquarters?

    iwoca headquarters is located at 247 Tottenham Court Rd, Greater London.

  • Where are iwoca offices?

    iwoca has an office in Greater London.

  • How many offices does iwoca have?

    iwoca has 1 office.