Funding Circle is an online marketplace for business loans, where people and organizations can directly lend to small businesses. The Company enables investors to lend small amounts to multiple creditworthy businesses to spread their risk. In turn, it allows businesses to borrow from a multitude of people through an auction mechanism to get lower interest rates.

London, GB
Size (employees)
1,013 (est)+99%
Funding Circle was founded in 2010 and is headquartered in London, GB
Report incorrect company information

Key People/Management at Funding Circle

Darryl Bowman

Darryl Bowman

Chief Marketing Officer
Pam Burton

Pam Burton

Samir Desai

Samir Desai

Co-Founder, Chief Executive Officer
Sean Glithero

Sean Glithero

Lisa Jacobs

Lisa Jacobs

Chief Strategy Officer
Jerome le Luel

Jerome le Luel

Chief Risk Officer
Show more

Funding Circle Office Locations

Funding Circle has offices in Manchester, San Francisco, London and Berlin
London, GB (HQ)
71 Queen Victoria St
Berlin, DE
30 Schreiberhauer Str.
San Francisco, US
747 Front St
Show all (4)
Report incorrect company information

Funding Circle Financials and Metrics

Summary Metrics

Founding Date


Funding Circle total Funding

$413.2 m

Funding Circle latest funding size

$100 m

Time since last funding

2 years ago

Funding Circle investors

Funding Circle's latest funding round in January 2017 was reported to be $100 m. In total, Funding Circle has raised $413.2 m. Funding Circle's latest valuation is reported to be $1 b.
Show all financial metrics

Funding Circle Revenue

Funding Circle's revenue was reported to be £50.88 m in FY, 2016 which is a 59.2% increase from the previous period.

Revenue (FY, 2016)

50.9 m

Revenue growth (FY, 2015 - FY, 2016), %


Net income (FY, 2016)

(46.6 m)

EBIT (FY, 2016)

(51.8 m)

Market valuation

1 b

Cash (31-Dec-2016)

43.3 m
GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016


24.7 k505.6 k1.9 m5.4 m13.1 m32 m50.9 m

Revenue growth, %


Cost of goods sold

60.3 k440.1 k1.2 m3 m11.9 m

Gross profit

445.3 k1.5 m4.2 m10.1 m20.1 m
GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016


195.7 k1.5 m7.3 m19.4 m35 m86.3 m43.3 m

Accounts Receivable

1.5 k2.5 k42.6 k512.4 k850.9 k

Prepaid Expenses

1.1 m2.3 m

Current Assets

227.9 k1.6 m7.8 m20.3 m42.7 m99.5 m56.4 m
GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(518 k)(1.3 m)(4.1 m)(5.1 m)(19.4 m)

Depreciation and Amortization

1.3 m4.2 m

Accounts Payable

1.4 m(870 k)

Cash From Operating Activities

(3.9 m)(4.9 m)(18.9 m)(35.4 m)(40 m)
GBPY, 2016


176.8 k

Financial Leverage

1.1 x
Show all financial metrics

Funding Circle Operating Metrics

FY, 2015FY, 2016FY, 2017Q1, 2018

Loans under Management

£845.60 m£1.37 b

Loans Originated

£727.65 m£1.07 b

Loans under Management (UK)

£653.20 m£1.03 b£1.58 b£1.79 b

Loans under Management (UK), units

12.16 k18.83 k30.35 k33.74 k
Show all operating metrics

Funding Circle Acquisitions / Subsidiaries

Acquired CompanyDateDeal Size
Zencap October 20, 2015
LeapPay August 26, 2014
Endurance Lending Network October 25, 2013

Funding Circle Revenue Breakdown

Embed Graph

Funding Circle revenue breakdown by geographic segment: 77.2% from UK and 22.8% from Rest of the World

Human Capital Metrics

Funding Circle's employees are reported to be approximately 37% female and 63% male.
Embed Graph
Show all human capital metrics
Report incorrect company information

Funding Circle Online and Social Media Presence

Embed Graph
Report incorrect company information

Funding Circle News and Updates

Lending through Funding Circle unlocked 75,000 jobs in 2017

SAN FRANCISCO, June 12, 2018 /PRNewswire/ -- A new report published today by Oxford Economics reveals that lending through Funding Circle, the global small business loans platform, unlocked 75,000 jobs in the United States and Europe in 2017. Launched in 2010, Funding Circle...

How Funding Circle is keeping the little guys in the loop

Let's be honest, financial institutions can be bleak places. Pretentious, impenetrable, and determined to make you feel conscious of your own tiny existence. So when I step into the lively hive that is Funding Circle’s office, it’s a breath of fresh air. There’s not a suit in sight, the place is …

Peer-to-peer lending platform Funding Circle authorised by FCA

Funding Circle, a peer-to-peer lending platform which allows people and organisations to lend to small businesses, received full authorisation today from the Financial Conduct Authority (FCA). This means that Funding Circle may now launch an Innovative Finance Isa (Ifisa), which allows investors …
Report incorrect company information

Funding Circle Company Life and Culture

Report incorrect company information