OverviewSuggest Edit

Zopa is a company that provides a peer-to-peer (P2P) lending service for personal loans and investments. The company provides customers with personalized loan rates. It also enables investors to lend to consumers directly through its P2P lending platform.

TypePrivate
Founded2005
HQLondon, GB
Websitezopa.com
Employee Ratings4.1

Latest Updates

Employees (est.) (May 2020)428
Revenue (FY, 2018)£47.6 M(+3%)

Key People/Management at Zopa

Jaidev Janardana

Jaidev Janardana

Group CEO, Board Member
Gordon McCallum

Gordon McCallum

Chair and Board Member
Amy Fisher

Amy Fisher

Chief Risk Officer
Giles Andrews

Giles Andrews

Co-Founder and Board Member
Peter Herbert

Peter Herbert

Board Member and Bank Chair
Didier Baclin

Didier Baclin

Chief Product Officer
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Zopa Office Locations

Zopa has offices in London and Barcelona
London, GB (HQ)
47-49, Cottons Centre, Tooley St
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Zopa Financials and Metrics

Summary Metrics

Founding Date

2005

Zopa total Funding

$464.5 m

Zopa latest funding size

$168.01 m

Time since last funding

6 months ago

Zopa investors

Zopa's latest funding round in December 2019 was reported to be $168 m. In total, Zopa has raised $464.5 m
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Zopa Revenue

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Zopa's revenue was reported to be £47.58 m in FY, 2018
GBP

Revenue (FY, 2018)

47.6m

Gross profit (FY, 2018)

43.3m

Gross profit margin (FY, 2018), %

90.9%

Net income (FY, 2018)

984.0k

EBIT (FY, 2018)

(3.6m)

Cash (31-Dec-2018)

3.9m
GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

1.7m2.2m3.0m5.4m11.5m20.6m33.2m46.5m47.6m

Revenue growth, %

32%34%81%113%80%61%40%

Cost of goods sold

123.1k164.4k211.2k2.3m6.2m9.9m10.9m10.3m4.3m

Gross profit

1.6m2.1m2.8m3.1m5.3m10.7m22.3m36.2m43.3m
GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

536.3k520.5k4.2m1.0m13.3m13.6m9.8m7.9m3.9m

Accounts Receivable

54.2k53.7k21.9k79.2k2.0m232.3k2.0m1.0m791.0k

Prepaid Expenses

135.8k24.2k56.0k89.9k177.7k619.3k694.0k1.6m

Inventories

GBPFY, 2015FY, 2016FY, 2017FY, 2018

Net Income

(8.9m)(5.8m)1.5m

Cash From Operating Activities

(5.2m)(3.2m)2.3m(325.0k)

Purchases of PP&E

(362.9k)(1.3m)(1.0m)

Cash From Investing Activities

(294.4k)(2.6m)(4.2m)(5.7m)
GBPY, 2018

Revenue/Employee

143.1k

Debt/Equity

0.1 x

Debt/Assets

0.1 x

Financial Leverage

1.5 x
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Zopa Online and Social Media Presence

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Zopa News and Updates

European fintech weekly: After a last-minute fundraise, what lies ahead for Zopa and its lending peers

The story of one of the UK's oldest fintechs to date - and what could be next European fintech weekly: After a last-minute fundraise, what lies ahead for Zopa and its lending peers

Zopa confirms £140m capital injection

UK peer-to-peer lending outfit Zopa has confirmed a £140 million fundraise, enabling it to meet regu...

Zopa closes in on £130m capital injection for bank push

UK peer-to-peer lending outfit Zopa is set to secure £130 million in funding, enabling it to meet re...

Zopa nears deal to secure £130m cash injection

Zopa is reportedly on the cusp of agreeing a £130m cash injection that will help the peer-to-peer lending giant meet [...] The post Zopa nears deal to secure £130m cash injection appeared first on CityAM.

Zopa tests first savings products

Zopa is preparing for the launch of its new banking offshoot in the UK with a limited one-month beta...

Zopa rolls out first savings products

Zopa is preparing for the launch of its new banking offshoot in the UK with the limited release of i...
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Zopa Blogs

5 tips for how to WFH in a small space

Without the luxury of space and some spare cash to throw at the problem, finding a comfy working from home space can be a challenge. Here at Zopa,the FeelGood Money Company, we’re big believers that things don’t need to cost the earth, and that a bit of expert help you can get the most from … Conti…

Coronavirus: What the FCA’s help for car finance customers means to you

Late last week the Financial Conduct Authority (FCA) announced another round of proposed measures that financial providers should follow to help consumers financially affected by Coronavirus; this time looking at secured motor finance and high-cost credit agreements. Buying a car on finance is commo…

Coronavirus: what government help am I eligible for?

hile these are uncertain times, there’s lots of financial support available from the government to help you get through. We’ve asked award-winning financial journalist Laura Whateley, to give us an overview of what’s available, who’s eligible, and what you need to do next The post Coronavirus: what …

How Zopa is different to other peer-to-peer platforms

During these uncertain times, we have seen lots of different peer-to-peer (P2P) platforms taking different approaches to mitigate the disruption caused. The variance in approach, at its core, is due to the fact that if you look under the hood, each platform has their own model and way of operating. …

Coronavirus and your investment

The volatility seen across the stock market recently is not something we expect to see replicated to the same extent in our investment performance. At Zopa, the rate of return can vary based on the macroeconomic environment, but these changes have historically been a lot less volatile than the stock…

Coronavirus and your loan

We’re living through troubling and uncertain times, and we know that lots of you are concerned about the impact of Coronavirus on your finances. This might be because:  you or a someone you care for is sick  you need to self-isolate  you work in a sector that has been or is likely to be hit … Conti…
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Zopa Frequently Asked Questions

  • When was Zopa founded?

    Zopa was founded in 2005.

  • Who are Zopa key executives?

    Zopa's key executives are Jaidev Janardana, Gordon McCallum and Amy Fisher.

  • How many employees does Zopa have?

    Zopa has 428 employees.

  • What is Zopa revenue?

    Latest Zopa annual revenue is £47.6 m.

  • What is Zopa revenue per employee?

    Latest Zopa revenue per employee is £111.2 k.

  • Who are Zopa competitors?

    Competitors of Zopa include Prosper, RateSetter and Bondora.

  • Where is Zopa headquarters?

    Zopa headquarters is located at 47-49, Cottons Centre, Tooley St, London.

  • Where are Zopa offices?

    Zopa has offices in London and Barcelona.

  • How many offices does Zopa have?

    Zopa has 2 offices.