OverviewSuggest Edit

Zopa is a company that provides a peer-to-peer lending service for personal loans and investments. Its offerings include car loans, debt consolidation loans, home improvement loans, wedding loans, peer-to-peer investments, etc.
HQLondon, GB
Employee Ratings4.1

Latest Updates

Employees (est.) (Jul 2021)409(+3%)
Job Openings39
Revenue (FY, 2019)£47 M(+22%)
Cybersecurity ratingBMore

Key People/Management at Zopa

Jaidev Janardana

Jaidev Janardana

Group CEO and Board Member
Amy Fisher

Amy Fisher

Chief Risk Officer
Giles Andrews

Giles Andrews

Co-Founder and Board Member
Andrew Hawkins

Andrew Hawkins

Chief Technology Officer
Merve Ferrero

Merve Ferrero

Chief of Staff & Chief Strategy Officer
Clare Gambardella

Clare Gambardella

Chief Customer Officer
Show more

Zopa Office Locations

Zopa has offices in London and Barcelona
London, GB (HQ)
47-49, Cottons Centre, Tooley St
Show all (2)

Zopa Financials and Metrics

Summary Metrics

Founding Date


Zopa total Funding

$598.8 m

Zopa latest funding size

$27.74 m

Time since last funding

4 months ago

Zopa investors

Zopa's latest funding round in March 2021 was reported to be $27.7 m. In total, Zopa has raised $598.8 m
Show all financial metrics

Zopa Revenue

Embed Graph
View revenue for all periods
Zopa's revenue was reported to be £47.03 m in FY, 2019 which is a 22% increase from the previous period.

Revenue (FY, 2019)


Revenue growth (FY, 2018 - FY, 2019), %


Gross profit (FY, 2019)


Gross profit margin (FY, 2019), %


Net income (FY, 2019)


EBIT (FY, 2019)


Cash (31-Dec-2019)

GBPFY, 2017FY, 2018FY, 2019



Revenue growth, %


Cost of goods sold


Gross profit

GBPFY, 2017FY, 2018FY, 2019



Accounts Receivable


Prepaid Expenses


Current Assets

GBPFY, 2017FY, 2018FY, 2019

Depreciation and Amortization


Accounts Payable


Cash From Operating Activities


Purchases of PP&E

GBPFY, 2017



Financial Leverage

1.5 x
Show all financial metrics

Zopa Operating Metrics

Jun, 2021

Active Investors

60 k

Customers (UK)

470 k

Interest Generated to Date

£350 m

Loans Originated to Date

£5 b
Show all operating metrics

Zopa Acquisitions / Subsidiaries

Company NameDateDeal Size
P2PS Cars Limited
Zopa Bank Limited
Zopa Holdings Inc
Zopa Inc
Zopa Limited

Zopa Revenue Breakdown

Embed Graph

Zopa revenue breakdown by business segment: 86.6% from Fee and Commission Income and 13.4% from Other

Show all human capital metrics

Zopa Cybersecurity Score

Cybersecurity ratingPremium dataset



SecurityScorecard logo

Zopa Online and Social Media Presence

Embed Graph

Zopa News and Updates

Zopa to test blended working arrangements with overseas option

UK neobank Zopa is trialling a new hybrid working model that will allow employees to work from abroad for up to 90 days a year.

Zopa raises £20 million after exceeding bank performance targets

Zopa has landed £20 million from existing investors after picking up £250 million in deposits following the launch of its app-only bank last year.

Zopa launches in-app energy switching and price comparison service

UK digital bank Zopa is offering customers an in-app energy switching and comparison service. The upstart bank is using technology from Decision Tech, part of the Moneysupermarket group, to pull up prices from different energy companies according to the user's postcode data.

Zopa implements new digital affordability product

Digital bank and peer to peer lender, Zopa, has joined forces with Paylink Solutions and implemented its cloud based digital income and expenditure product, Embark. Embark enables companies to easily support customers who find themselves in financial difficulties. It works by capturing information …

Down(round) but not defeated: Zopa seeks revamp after tough year

Its setbacks over the past year include a 47% drop in its valuation, the arrest of a board member, nearly losing its provisional bank licence, seeing its 2021 IPO hopes dampened and to top it off the coronavirus slump — which the company estimates will slash annual revenues by up to 25%.

Zopa has been awarded a full UK banking license

The UK-based peer-to-peer (P2P) lender has received regulatory approval to roll out its digital-only Zopa Bank, which will sit alongside its existing P2P lending business, per AltFi. Zopa Bank will offer fixed-term savings accounts, and a credit card is expected to be rolled out in the next few mont…
Show more

Zopa Blogs

How to upgrade your garden for under £500

From budget busting £50-makeovers all the way to a generous £500 spend – there’s a hack for every outdoor space – big or small. And, as long as you spend your money wisely, you can really pack a punch with your garden glow-ups. We asked affordable design experts, Topology for hacks,  projects and up…

Four ways to do up your garden for under £250

As long as you spend your money wisely, it doesn’t need to cost a fortune to give your garden a makeover. We asked affordable design experts, Topology for four budget friendly hacks hacks, projects and upcycling ideas to transform your outdoor space for under £250. Here’s what they’d do and how you …

Six ways to do up your garden for under £50

As long as you spend your money wisely, it doesn’t need to cost a fortune to give your garden a makeover. We asked affordable design experts, Topology for 6 budget friendly DIY hacks,  projects and upcycling ideas to transform your outdoor space  for under £50. Here’s what they’d do Now that we’re f…

Sarah’s Real Money Story: a tale of two relationships

Zopa customer Sarah shares what she’s learned from the two very different relationships that have shaped her Real Money Story The post Sarah’s Real Money Story: a tale of two relationships appeared first on Zopa Blog.

John’s Real Money Story – investing, borrowing and back again

John’s a Zopa investor, who’s also taken out a Zopa loan. We spoke to him about his approach to money and the role investing and saving has played in his life. Remember, with peer-to-peer investing, your capital is at risk. Our loans had a Representative 15.4% APR on the day this blog was published.…

How do Buy Now Pay Later schemes work?

More people than ever are using Buy Now Pay Later schemes, but, like our anonymous interviewee in episode 5 of Your Real Money Stories podcast, many aren’t 100% sure on what they’re signing up for. So we asked money and mindset coach Laura Ann Moore to set out the basics  of how Buy Now Pay … Conti…
Show more

Zopa Frequently Asked Questions

  • When was Zopa founded?

    Zopa was founded in 2005.

  • Who are Zopa key executives?

    Zopa's key executives are Jaidev Janardana, Amy Fisher and Giles Andrews.

  • How many employees does Zopa have?

    Zopa has 409 employees.

  • What is Zopa revenue?

    Latest Zopa annual revenue is £47 m.

  • What is Zopa revenue per employee?

    Latest Zopa revenue per employee is £115 k.

  • Who are Zopa competitors?

    Competitors of Zopa include iwoca, Funding Circle and RateSetter.

  • Where is Zopa headquarters?

    Zopa headquarters is located at 47-49, Cottons Centre, Tooley St, London.

  • Where are Zopa offices?

    Zopa has offices in London and Barcelona.

  • How many offices does Zopa have?

    Zopa has 2 offices.