FICO (Fair Isaac Corporation) delivers predictive analytics solutions that drive smarter decisions. The Company’s solutions include the FICO Score — the standard measure of consumer credit risk in the United States — along with solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Banks, as well as insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands.

Company Growth (employees)
Type
Public
HQ
San Jose, US
Founded
1956
Size (employees)
3,257 (est)-1%
Website
fico.com
FICO was founded in 1956 and is headquartered in San Jose, US

FICO Office Locations

FICO has offices in San Jose, Fairfax, Bengaluru, San Diego and in 35 other locations
San Jose, US (HQ)
700 181 Metro Dr
Show all (37)

FICO Data and Metrics

FICO Financial Metrics

FICO's revenue was reported to be $228.4 m in Q2, 2017
USD

Revenue (Q2, 2017)

228.4 m

Gross profit (Q2, 2017)

156.2 m

Gross profit margin (Q2, 2017), %

68%

Net income (Q2, 2017)

25.1 m

EBIT (Q2, 2017)

40 m

Market capitalization (22-Aug-2017)

4.6 b

Cash (31-Mar-2017)

115.8 m
FICO's current market capitalization is $4.6 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

743.4 m789 m838.8 m881.4 m

Revenue growth, %

6%6%5%

Cost of goods sold

270.5 m265.2 m

Gross profit

568.2 m616.2 m

Gross profit Margin, %

68%70%

R&D expense

103.7 m

General and administrative expense

328.9 m

Operating expense total

432.6 m

EBIT

137.5 m169.6 m

EBIT margin, %

16%19%

Interest expense

29.2 m26.6 m

Pre tax profit

109.2 m144.6 m

Income tax expense

22.7 m35.1 m

Net Income

86.5 m109.4 m
USDQ3, 2014Q1, 2014Q2, 2015Q3, 2015Q1, 2015Q2, 2016Q3, 2016Q1, 2016Q2, 2017

Revenue

197.6 m189.6 m207.1 m209.4 m200.1 m206.7 m238.8 m219.6 m228.4 m

Cost of goods sold

62.8 m66.3 m71 m66.2 m62.2 m62.3 m66.4 m70 m72.1 m

Gross profit

134.9 m123.3 m136.1 m143.2 m137.9 m144.4 m172.4 m149.6 m156.2 m

Gross profit Margin, %

68%65%66%68%69%70%72%68%68%

R&D expense

23.2 m22.6 m24.3 m25.6 m24.6 m24.8 m26.4 m26.1 m26.7 m

General and administrative expense

71.6 m72.8 m73.9 m74.6 m78.8 m77.5 m87.2 m85.2 m86.2 m

Operating expense total

94.8 m95.4 m98.2 m100.3 m103.5 m102.3 m113.6 m111.4 m112.9 m

EBIT

36.4 m24.9 m34.4 m37.1 m30.8 m38.5 m55.3 m34.9 m40 m

EBIT margin, %

18%13%17%18%15%19%23%16%18%

Interest expense

7.1 m7.2 m7.7 m7.4 m6.7 m6.8 m6.8 m6.2 m6.6 m

Interest income

13 k

Pre tax profit

30.3 m18.3 m26 m30.5 m23.8 m32.1 m50.3 m28.7 m33.1 m

Income tax expense

9.8 m3.9 m7.2 m10.6 m4.5 m9 m15.3 m(9.2 m)8.1 m

Net Income

20.5 m14.4 m18.9 m19.9 m19.2 m23.1 m35 m37.9 m25.1 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

83.2 m105.1 m86.1 m75.9 m

Accounts Receivable

143.7 m155.3 m158.8 m167.8 m

Inventories

22.3 m28.2 m41.7 m23.9 m

Current Assets

249.2 m288.5 m286.6 m267.6 m

PP&E

45.2 m36.7 m38.2 m45.1 m

Goodwill

773.9 m779.9 m814.8 m798.4 m

Total Assets

1.2 b1.2 b1.2 b1.2 b

Accounts Payable

19.2 m22 m19.9 m23 m

Total Debt

494 m

Current Liabilities

165.9 m341.4 m243.9 m246.1 m

Total Liabilities

774.2 m

Common Stock

348 k320 k313 k309 k

Retained Earnings

1.2 b1.3 b1.4 b1.5 b

Total Equity

530.7 m437 m446.8 m

Debt to Equity Ratio

1.1 x

Debt to Assets Ratio

0.4 x

Financial Leverage

2.2 x2.8 x2.7 x
USDQ3, 2014Q1, 2014Q2, 2015Q3, 2015Q1, 2015Q2, 2016Q3, 2016Q1, 2016Q2, 2017

Cash

93.1 m94.7 m86.8 m84.4 m90.7 m85.4 m118.2 m88.1 m115.8 m

Accounts Receivable

155.5 m147.1 m169.9 m147.3 m139.1 m155.2 m155.2 m155.7 m141.4 m

Current Assets

273.3 m279.9 m301.8 m269.1 m287.5 m276.6 m295.8 m284.7 m309.2 m

PP&E

37.3 m36.8 m40 m38.7 m38.4 m38.6 m41.1 m44 m42.7 m

Goodwill

787.2 m774.1 m809.1 m819 m810 m808.3 m802.2 m789.6 m792.4 m

Total Assets

1.2 b1.2 b1.2 b1.2 b1.2 b1.2 b1.2 b1.2 b1.2 b

Accounts Payable

21.1 m25.6 m38.4 m26.4 m21.6 m20.6 m21.1 m22.4 m18.7 m

Current Liabilities

313 m365.7 m256.1 m218.9 m243.1 m241.3 m250.2 m249.7 m264.3 m

Common Stock

329 k317 k314 k311 k314 k312 k310 k312 k310 k

Retained Earnings

1.2 b1.3 b1.3 b1.3 b1.4 b1.4 b1.4 b1.5 b1.5 b

Total Equity

396.7 m422.2 m425.4 m428 m421.9 m427.1 m

Financial Leverage

3.1 x2.9 x2.9 x2.9 x2.9 x2.9 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

90.1 m94.9 m86.5 m109.4 m

Depreciation and Amortization

33.2 m32.6 m13.7 m14 m

Accounts Receivable

1.3 m(14 m)(4.6 m)(18.2 m)

Accounts Payable

(590 k)3.2 m(3.7 m)564 k

Cash From Operating Activities

136.1 m175 m133 m185.2 m

Purchases of PP&E

(24.1 m)(12.6 m)(25 m)(22 m)

Cash From Investing Activities

(35 m)(19.8 m)(81.9 m)(27.6 m)

Dividends Paid

(2.8 m)(2.7 m)(2.5 m)(2.5 m)

Cash From Financing Activities

(86.6 m)(130.4 m)(58.6 m)(165 m)

Interest Paid

31 m28.2 m30.5 m26.9 m
USDQ3, 2014Q1, 2014Q2, 2015Q3, 2015Q1, 2015Q2, 2016Q3, 2016Q1, 2016Q2, 2017

Net Income

20.5 m14.4 m18.9 m19.9 m19.2 m23.1 m35 m37.9 m25.1 m

Depreciation and Amortization

3 m2.9 m3.5 m3.6 m3.6 m3.5 m3.5 m3.3 m3.3 m

Accounts Receivable

155.5 m147.1 m169.9 m147.3 m139.1 m155.2 m155.2 m155.7 m141.4 m

Accounts Payable

21.1 m25.6 m38.4 m26.4 m21.6 m20.6 m21.1 m22.4 m18.7 m
USDY, 2017

Revenue/Employee

70.6 k

Financial Leverage

2.9 x

FICO Operating Metrics

Q4, 2013Q1, 2014Q2, 2014Q3, 2014FY, 2014Q4, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q4, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q4, 2016Q1, 2017

Bookings

$82.9 m$109.1 m$84.5 m$85.8 m$362.3 m$69.6 m$79.6 m$60.2 m$105.4 m$314.7 m$86.4 m$132.5 m$78.8 m$80.3 m$378 m$96.4 m$91.2 m

Patents (US)

157153156

Patents (foreign)

131415

Patents Pending

879393

Trademarks

363840

    FICO Market Value History

    FICO Revenue Breakdown

    Traffic Overview of FICO

    FICO Online and Social Media Presence

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