OverviewSuggest Edit

FICO (also known as Fair Isaac Corporation) is a company developing predictive analytics and decision management systems. It operates 3 segments: Applications, Scores, and Decision Management Software. The Applications segment offers pre-configured decision management applications designed for a specific type of business problem or process, such as marketing, account origination, customer management, fraud, collections, and insurance claims management, as well as associated professional services. The Scores segment provides B2B scoring solutions and services and associated professional services. The Decision Management Software segment is composed of analytic and decision management software tools that enable organizations to create their own custom decision management applications, new FICO Decision Management Suite, and associated professional services.

TypePublic
Founded1956
HQSan Jose, CA, US
Websitefico.com
Employee Ratings3.9
Overall CultureB

Latest Updates

Employees (est.) (Mar 2021)3,953(+2%)
Job Openings247
Revenue (FY, 2020)$1.3 B(+12%)
Share Price (Jun 2021)$496.4(+2%)
Cybersecurity ratingAMore

Key People/Management at FICO

William J. Lansing

William J. Lansing

President and Chief Executive Officer
Michael I. McLaughlin

Michael I. McLaughlin

Executive Vice President and Chief Financial Officer
Claus Moldt

Claus Moldt

Executive Vice President and Chief Technology Officer
Steven P. Weber

Steven P. Weber

Vice President, Treasurer, Tax and Investor Relations
James M. Wehmann

James M. Wehmann

Executive Vice President, Scores
Richard S. Deal

Richard S. Deal

Executive Vice President and Chief Human Resources Officer
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FICO Office Locations

FICO has offices in San Jose, Bozeman, Coral Gables, Fairfax and in 31 other locations
San Jose, CA, US (HQ)
181 Metro Dr #700
Bozeman, MT, US
5 W Mendenhall St #105
Coral Gables, FL, US
2 Alhambra Plaza #701
Fairfax, VA, US
4035 Ridge Top Rd #600
Roseville, MN, US
2665 Long Lake Rd Bldg. C
San Diego, CA, US
3661 Valley Centre Dr #500
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FICO Financials and Metrics

FICO Revenue

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View revenue for all periods
FICO's revenue was reported to be $1.29 b in FY, 2020 which is a 11.6% increase from the previous period.
USD

Revenue (Q2, 2021)

331.4m

Gross profit (Q2, 2021)

243.0m

Gross profit margin (Q2, 2021), %

73.3%

Net income (Q2, 2021)

68.7m

EBIT (Q2, 2021)

101.2m

Market capitalization (10-Jun-2021)

14.5b

Closing stock price (10-Jun-2021)

496.4

Cash (31-Mar-2021)

197.8m

EV

15.3b
FICO's current market capitalization is $14.5 b.
Annual
USDFY, 2018FY, 2019FY, 2020

Revenue

1.0b1.2b1.3b

Revenue growth, %

11%12%12%

Cost of goods sold

310.7m336.8m361.1m

Gross profit

721.8m823.2m933.4m
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021

Revenue

262.3m278.2m314.2m298.5m308.0m313.7m312.4m331.4m

Cost of goods sold

76.1m85.6m87.2m90.8m88.1m88.6m89.5m88.3m

Gross profit

186.2m192.7m227.0m207.7m219.8m225.2m222.9m243.0m

Gross profit Margin, %

71%69%72%70%71%72%71%73%
Annual
USDFY, 2018FY, 2019FY, 2020

Cash

90.0m106.4m157.4m

Accounts Receivable

208.9m297.4m334.2m

Current Assets

338.5m455.7m534.1m

PP&E

48.8m53.0m46.4m
Annual
USDFY, 2018FY, 2019FY, 2020

Net Income

142.4m192.1m236.4m

Depreciation and Amortization

30.2m31.6m30.4m

Accounts Payable

843.0k1.9m1.1m

Cash From Operating Activities

223.1m260.4m364.9m
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021

Net Income

40.0m73.4m137.5m54.9m113.2m177.3m86.5m155.2m

Depreciation and Amortization

8.0m15.8m23.7m7.9m15.5m23.5m7.0m13.7m

Accounts Payable

1.7m(2.2m)631.0k10.3m1.8m(1.8m)(1.5m)(3.7m)

Cash From Operating Activities

48.9m96.6m164.9m60.4m121.9m228.7m77.9m231.5m
USDFY, 2018

EV/EBIT

35.5 x

EV/CFO

32.9 x

Revenue/Employee

294.1k

Debt/Equity

2.9 x

Debt/Assets

0.6 x

Financial Leverage

4.8 x

P/E Ratio

50.0
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FICO Operating Metrics

Q1, 2014Q2, 2014Q3, 2014Q4, 2014FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016Q4, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021Q2, 2021

Bookings

$82.9 m$109.1 m$84.5 m$69.6 m$362.3 m$79.6 m$60.2 m$105.4 m$314.7 m$86.4 m$132.5 m$78.8 m$80.3 m$378 m$96.4 m$91.2 m$95.5 m$429 m$82.2 m$101.7 m$119.9 m$437.3 m$106.6 m$105.7 m$109.2 m$481.7 m$112.1 m$84.1 m$106.2 m$537 b$68.1 m$84 m

Trademarks

36384036343434

Patents (US)

157153156166172178184

Patents (Foreign)

13141517171716
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FICO Acquisitions / Subsidiaries

Company NameDateDeal Size
EZMCOMNovember 07, 2019
QuadMetricsJune 14, 2016
TonbellerJune 13, 2015
InfoCentricityApril 30, 2014
KarmasphereApril 17, 2014
InfoglideApril 01, 2013
CR SoftwareNovember 26, 2012
AdeptraAugust 16, 2012$115 m
EntieraMay 08, 2012
RulesPowerSeptember 27, 2005
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FICO Revenue Breakdown

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FICO revenue breakdown by business segment: 12.7% from Decision Management Software, 40.8% from Scores and 46.5% from Applications

FICO revenue breakdown by geographic segment: 15.7% from Europe, Middle East and Africa, 7.6% from Asia Pacific, 71.8% from North America and 4.8% from Other

FICO Cybersecurity Score

Cybersecurity ratingPremium dataset

A

93/100

SecurityScorecard logo

FICO Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

40-49

out of 100

CSRHub logo

FICO Online and Social Media Presence

Embed Graph

FICO Company Culture

  • Overall Culture

    B

    70/100

  • CEO Rating

    A-

    75/100

  • Compensation

    A-

    79/100

  • Diversity

    A

    81/100

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FICO News and Updates

FICO Survey: Banks’ Identity Checks Have Pushed One in Four Brits to a Competitor

New data from FICO, the global analytics software provider, reveals the levels of consumer tolerance to new account opening security checks. With 23 percent of UK respondents admitting to going to a competitor if asked to visit a branch or post documents as part of the digital application process, i…

Constellation Software Completes Agreement with Fair Isaac Corporation to Purchase Its Collection and Recovery Business

FICO (NYSE:FICO), a leading predictive analytics and decision management software company, and Constellation Software Inc. (“Constellation”) (TSX: CSU) jointly announced today that they have completed the sale of FICO’s Collection and Recovery business to Constellation’s Jonas Software operating gr…

Fair Isaac : Winners of 2021 FICO Decisions Awards Announced

The global pandemic created a number of tough challenges for businesses worldwide. Many of our award winners rose to the task with new solutions and capabilities built on analytic decisioning investments that helped them to pivot to new operating models and constraints.

Latest FICO Fraud Model Helps Identify 50% More Scam Transactions

FICO today announced the latest release of the FICO® Falcon® Fraud Manager model for Retail Banking.

New Report from Corinium and FICO Finds that Lack of Urgency Around Responsible AI Use is Putting Most Companies at Risk

FICO and Corinium today released its second annual executive research report on Chief Analytics, Chief AI, and Chief Data Officers.

Fair Isaac Co. (NYSE:FICO) Director James Kirsner Sells 4,580 Shares

Fair Isaac Co. (NYSE:FICO) Director James Kirsner sold 4,580 shares of the company's stock in a transaction that occurred on Thursday, May 20th. The shares were sold at an average price of $503.88, for a total transaction of $2,307,770.40.
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FICO Frequently Asked Questions

  • When was FICO founded?

    FICO was founded in 1956.

  • Who are FICO key executives?

    FICO's key executives are William J. Lansing, Michael I. McLaughlin and Claus Moldt.

  • How many employees does FICO have?

    FICO has 3,953 employees.

  • What is FICO revenue?

    Latest FICO annual revenue is $1.3 b.

  • What is FICO revenue per employee?

    Latest FICO revenue per employee is $327.5 k.

  • Who are FICO competitors?

    Competitors of FICO include Q2 Software, Syniverse and CRIF.

  • Where is FICO headquarters?

    FICO headquarters is located at 181 Metro Dr #700, San Jose.

  • Where are FICO offices?

    FICO has offices in San Jose, Bozeman, Coral Gables, Fairfax and in 31 other locations.

  • How many offices does FICO have?

    FICO has 35 offices.