Headquartered in Silicon Valley USA, FICO (Fair Isaac Corporation) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries.
FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.
Founded in 1956, FICO introduced analytic solutions such as credit scoring that have made credit more widely available, not just in the United States but around the world. We have pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high–volume decisions.

Company Growth (employees)
San Jose, US
Size (employees)
3,167 (est)+15%
FICO was founded in 1956 and is headquartered in San Jose, US

FICO Office Locations

FICO has offices in San Jose, Fairfax, Bengaluru, San Diego and in 34 other locations
San Jose, US (HQ)
700 181 Metro Dr

FICO Metrics

FICO Financial Metrics

FICO's revenue was reported to be $881.4 m in 2016 which is a 5% increase from the previous period.

Revenue (Y, 2016)

$881.4 m

Revenue growth (Y, 2015 - Y, 2016), %


Gross profit (Y, 2016)

$616.2 m

Gross profit margin (Y, 2016), %


Net income (Y, 2016)

$109.4 m

EBIT (Y, 2016)

$169.6 m

Market capitalization (22-May-2017)

$4.1 b

Closing share price (22-May-2017)


Cash (30-Sep-2016)

$75.9 m
FICO's current market capitalization is $4.1 b.
Y, 2013Y, 2014Y, 2015Y, 2016


$743.4 m$789 m$838.8 m$881.4 m

Revenue growth, %


Cost of goods sold

$270.5 m$265.2 m

Gross profit

$568.2 m$616.2 m

Gross profit Margin, %


Operating expense total

$701.3 m$711.8 m


$137.5 m$169.6 m

EBIT margin, %


Interest expense

$29.2 m$26.6 m

Pre tax profit

$109.2 m$144.6 m

Income tax expense

$22.7 m$35.1 m

Net Income

$86.5 m$109.4 m
FY, 2013FY, 2014FY, 2015FY, 2016


$83.2 m$105.1 m$86.1 m$75.9 m

Accounts Receivable

$143.7 m$155.3 m$158.8 m$167.8 m


$22.3 m$28.2 m$41.7 m$23.9 m

Current Assets

$249.2 m$288.5 m$286.6 m$267.6 m


$45.2 m$36.7 m$38.2 m$45.1 m


$773.9 m$779.9 m$814.8 m$798.4 m

Total Assets

$1.2 b$1.2 b$1.2 b$1.2 b

Accounts Payable

$19.2 m$22 m$19.9 m$23 m

Current Liabilities

$165.9 m$341.4 m$243.9 m$246.1 m

Common Stock

$348 k$320 k$313 k$309 k

Preferred Stock

Retained Earnings

$1.2 b$1.3 b$1.4 b$1.5 b

Total Equity

$530.7 m$437 m$446.8 m

Financial Leverage

2.2 x2.8 x2.7 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$90.1 m$94.9 m$86.5 m$109.4 m

Depreciation and Amortization

$33.2 m$32.6 m$13.7 m$14 m

Accounts Receivable

$1.3 m($14 m)($4.6 m)($18 m)


Accounts Payable

($590 k)$3.2 m($3.7 m)$564 k

Cash From Operating Activities

$136.1 m$175 m$133 m$185.2 m

Purchases of PP&E

($24.1 m)($12.6 m)($25 m)($22 m)

Cash From Investing Activities

($35 m)($19.8 m)($81.9 m)($27.6 m)

Dividends Paid

($2.8 m)($2.7 m)($2.5 m)($2.5 m)

Cash From Financing Activities

($86.6 m)($130.4 m)($58.6 m)($165 m)

Interest Paid

$31 m$28.2 m$30.5 m$26.9 m
Y, 2016


$317.3 k

Financial Leverage

2.7 x

FICO Market Value History

FICO Job Categories

FICO Online Presence


FICO Company Life

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