Headquartered in Silicon Valley USA, FICO (Fair Isaac Corporation) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries.
FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.
Founded in 1956, FICO introduced analytic solutions such as credit scoring that have made credit more widely available, not just in the United States but around the world. We have pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high–volume decisions.

Company Growth (employees)
San Jose, US
Size (employees)
3,167 (est)+15%
FICO was founded in 1956 and is headquartered in San Jose, US

FICO Office Locations

FICO has offices in San Jose, Fairfax, Bengaluru, San Diego and in 33 other locations
San Jose, US (HQ)
700 181 Metro Dr

FICO Data and Metrics

FICO Financial Metrics

FICO's revenue was reported to be $881.4 m in FY, 2016 which is a 5% increase from the previous period.

Revenue (FY, 2016)

881.4 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

616.2 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

109.4 m

EBIT (FY, 2016)

169.6 m

Market capitalization (23-Jun-2017)

4.2 b

Closing share price (23-Jun-2017)


Cash (30-Sep-2016)

75.9 m
FICO's current market capitalization is $4.2 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016


743.4 m789 m838.8 m881.4 m

Revenue growth, %


Cost of goods sold

270.5 m265.2 m

Gross profit

568.2 m616.2 m

Gross profit Margin, %


Operating expense total

701.3 m711.8 m


137.5 m169.6 m

EBIT margin, %


Interest expense

29.2 m26.6 m

Pre tax profit

109.2 m144.6 m

Income tax expense

22.7 m35.1 m

Net Income

86.5 m109.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016


83.2 m105.1 m86.1 m75.9 m

Accounts Receivable

143.7 m155.3 m158.8 m167.8 m


22.3 m28.2 m41.7 m23.9 m

Current Assets

249.2 m288.5 m286.6 m267.6 m


45.2 m36.7 m38.2 m45.1 m


773.9 m779.9 m814.8 m798.4 m

Total Assets

1.2 b1.2 b1.2 b1.2 b

Accounts Payable

19.2 m22 m19.9 m23 m

Current Liabilities

165.9 m341.4 m243.9 m246.1 m

Common Stock

348 k320 k313 k309 k

Retained Earnings

1.2 b1.3 b1.4 b1.5 b

Total Equity

530.7 m437 m446.8 m

Financial Leverage

2.2 x2.8 x2.7 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

90.1 m94.9 m86.5 m109.4 m

Depreciation and Amortization

33.2 m32.6 m13.7 m14 m

Accounts Receivable

1.3 m(14 m)(4.6 m)(18 m)

Accounts Payable

(590 k)3.2 m(3.7 m)564 k

Cash From Operating Activities

136.1 m175 m133 m185.2 m

Purchases of PP&E

(24.1 m)(12.6 m)(25 m)(22 m)

Cash From Investing Activities

(35 m)(19.8 m)(81.9 m)(27.6 m)

Dividends Paid

(2.8 m)(2.7 m)(2.5 m)(2.5 m)

Cash From Financing Activities

(86.6 m)(130.4 m)(58.6 m)(165 m)

Interest Paid

31 m28.2 m30.5 m26.9 m
USDY, 2016


317.3 k

Financial Leverage

2.7 x

FICO Operating Metrics

Q4, 2013Q1, 2014Q2, 2014Q3, 2014Q4, 2014FY, 2014Q1, 2015Q2, 2015Q3, 2015Q4, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016Q4, 2016FY, 2016Q1, 2017


$82.9 m$109.1 m$84.5 m$85.8 m$69.6 m$362.3 m$79.6 m$60.2 m$105.4 m$86.4 m$314.7 m$132.5 m$78.8 m$80.3 m$96.4 m$378 m$91.2 m

Patents (US)


Patents (foreign)


Patents Pending




    FICO Market Value History

    FICO Revenue Breakdown

    FICO Job Categories

    FICO Online and Social Media Presence

    FICO News and Updates

    FICO Company Life and Culture

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