FICO (also known as Fair Isaac Corporation) is an applied analytics company. It operates two segments: Scores and Software. The Scores segment offers business-to-business (B2B) scoring solutions and services and business-to-consumer (B2C) scoring solutions. The Software segment provides analytic and decision management solutions, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, FICO Platform, a modular software offering designed to support analytic and decision use cases, etc. The company serves banking, personal lending, vehicle finance, mortgage lending, transportation, insurance, manufacturing, healthcare, retail and e-commerce, and other industries.