OverviewSuggest Edit

CRIF is a company specializing in credit bureau and business information, outsourcing and processing services, and credit solutions. It offers banking credit information, integrated services and solutions for business and commercial information as well as credit and marketing management, technology solutions for the financial services industry. The company serves lenders, central banks, energy and utility sectors, insurance companies, capital markets, and end consumers.
TypePrivate
Founded1988
HQBologna, IT
Websitecrif.com
Employee Ratings3.1

Latest Updates

Employees (est.) (Feb 2020)5,000(+36%)
Revenue (FY, 2018)€217.3 M
Cybersecurity ratingCMore

Key People/Management at CRIF

Silvia Ghielmetti

Silvia Ghielmetti

CEO, CRIF Ratings
Davide Raitano

Davide Raitano

Corporate Chief Information Officer
Alberto Sondri

Alberto Sondri

Executive Director Credit Servicing
Silvia Cappelli

Silvia Cappelli

Executive Director
Mirko Tedaldi

Mirko Tedaldi

IT Senior Director
Enrico Lodi

Enrico Lodi

Managing Director
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CRIF Office Locations

CRIF has offices in Bologna, Milano, Atlanta, Greenwood Village and in 25 other locations
Bologna, IT (HQ)
Via Mario Fantin, 1
Bologna, IT
Via della Beverara, 19
Milano, IT
Via Valtorta, 48
Wien, AT
Rothschildplatz 3/Top 3. 06. B
Bakı, AZ
168 Binəqədi şossesi
Shenzhen Shi, CN
He Ping Lu, Longhua Qu
Show all (43)

CRIF Financials and Metrics

Summary Metrics

Founding Date

1988
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CRIF Revenue

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CRIF's revenue was reported to be €217.27 m in FY, 2018
EUR

Revenue (FY, 2018)

217.3m

Gross profit (FY, 2018)

79.3m

Gross profit margin (FY, 2018), %

36.5%

Net income (FY, 2018)

65.3m

EBIT (FY, 2018)

35.5m

Cash (31-Dec-2018)

28.7m
EURFY, 2017FY, 2018

Revenue

217.2m217.3m

Cost of goods sold

135.2m137.9m

Gross profit

82.0m79.3m

Gross profit Margin, %

38%37%
EURFY, 2017FY, 2018

Cash

23.3m28.7m

Accounts Receivable

180.0m175.7m

Inventories

4.6m2.4m

Current Assets

207.9m207.4m
EURFY, 2017FY, 2018

Net Income

22.1m65.3m

Depreciation and Amortization

16.0m16.8m

Cash From Operating Activities

42.6m20.9m

Purchases of PP&E

(11.6m)(9.7m)
EURFY, 2017

Debt/Equity

0.7 x

Debt/Assets

0.8 x

Financial Leverage

0.8 x
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CRIF Operating Metrics

CRIF's Enterprise Customers was reported to be 55 k in Feb, 2020. CRIF's Users was reported to be 310 k in Feb, 2020.
Feb, 2014Dec, 2016Feb, 2020

Enterprise Customers

25 k44 k55 k

Enterprise Customers (Banks and Financial Institutions)

2.40 k6.30 k6.30 k

Countries

27 30

Users

310 k
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CRIF Acquisitions / Subsidiaries

Company NameDateDeal Size
StrandsMarch 30, 2020
BizInsights Pte. Ltd.June 06, 2019
InventiaMarch 07, 2019
Vision-net Ltd.January 12, 2018
PT Visi Globalindo Data UtamaSeptember 26, 2017
Burgel Wirtschaftsinformationen GmbH & Co. KGDecember 31, 2016
China Credit Information ServiceSeptember 09, 2016
Deltavista AGJuly 27, 2016
Dun & Bradstreet UAEOctober 30, 2014
OFWI TeledataFebruary 21, 2014
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CRIF Cybersecurity Score

Cybersecurity ratingPremium dataset

C

73/100

SecurityScorecard logo

CRIF Online and Social Media Presence

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CRIF News and Updates

Crif and SIA form Open Banking partnership

CRIF, a global company providing credit bureau, business information and credit solutions, and SIA, a leading European hi-tech company in payment services and infrastructures controlled by CDP Equity,

Crif Realtime and Finpoint partner

CRIF Realtime Ltd, a leader in credit risk management, and Finpoint Limited, the UK’s trusted busine...

Crif Realtime and Finpoint partner

CRIF Realtime Ltd, a leader in credit risk management, and Finpoint Limited, the UK’s trusted busine...

Finpoint enlists CRIF Realtime to fast-track lending process for SMEs

CRIF Realtime Ltd, a leader in credit risk management, and Finpoint Limited, the UK’s trusted busine...

Crif acquires PFM firm Strands

Italian credit bureau and outsourcing company Crif has acquired personal financial management outfit...

CRIF Frequently Asked Questions

  • When was CRIF founded?

    CRIF was founded in 1988.

  • Who are CRIF key executives?

    CRIF's key executives are Silvia Ghielmetti, Davide Raitano and Alberto Sondri.

  • How many employees does CRIF have?

    CRIF has 5,000 employees.

  • What is CRIF revenue?

    Latest CRIF annual revenue is €217.3 m.

  • What is CRIF revenue per employee?

    Latest CRIF revenue per employee is €43.5 k.

  • Who are CRIF competitors?

    Competitors of CRIF include FICO, TransUnion and Arvato.

  • Where is CRIF headquarters?

    CRIF headquarters is located at Via Mario Fantin, 1, Bologna.

  • Where are CRIF offices?

    CRIF has offices in Bologna, Milano, Atlanta, Greenwood Village and in 25 other locations.

  • How many offices does CRIF have?

    CRIF has 43 offices.