Credit Karma is a company that focuses on personal finance. It provides a range of tools and personalized recommendations designed to help customers manage their money. The company aims to help its customers with credit and identity monitoring, credit card recommendations, shopping for loans (car, home, and personal), growing savings, and filing taxes.

Employee Rating

Parent CompanyIntuit
HQOakland, CA, US
Cybersecurity ratingAMore
Credit Karma was founded in 2007 and is headquartered in Oakland, CA, US

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Key People/Management at Credit Karma

Kenneth Lin

Kenneth Lin

Chief Executive Officer and Founder
Ryan Graciano

Ryan Graciano

Chief Technology Officer and Co-Founder
Nichole Mustard

Nichole Mustard

Chief Revenue Officer and Co-Founder
Joseph Kauffman

Joseph Kauffman

Greg Lull

Greg Lull

Chief Marketing Officer
Susannah Wright

Susannah Wright

Chief Legal Officer
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Credit Karma Office Locations

Credit Karma has offices in Oakland, Charlotte, Dallas and San Francisco
Oakland, CA, US (HQ)
Key System Building, 1100 Broadway #1800
Charlotte, NC, US
P.O. Box 49249
Dallas, TX, US
9400 N Central Expy Ste 320
San Francisco, CA, US
P.O. Box 520
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Credit Karma Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$841.1 m


In total, Credit Karma had raised $841.1 m. Credit Karma is a subsidiary of Intuit

Credit Karma Revenue

Credit Karma's revenue was reported to be $500 m in Y, 2016 which is a 43% increase from the previous period.
USDY, 2016



Revenue growth, %

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EBIT margin, %

USDY, 2016


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Credit Karma Operating Metrics

Y, 2016May, 2017Jun, 2017Sep, 2018Oct, 2019Feb, 2020Apr, 2021Jul, 2021


60 m70 m80 m100 m

Monthly Credit Card Accounts Analyzed

5 m

Annual Percentage Yield



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Credit Karma Acquisitions / Subsidiaries

Company NameDateDeal Size
Haven MoneyDecember 16, 2019
NoddleNovember 04, 2018
Noddle CompaniesNovember 04, 2018
ApprovedAugust 17, 2018
Penny AppMarch 14, 2018
Claimdog ClaimdogMay 09, 2017
OnePriceTaxesDecember 07, 2016
SnowballDecember 30, 2015

Credit Karma Cybersecurity Score

Cybersecurity ratingPremium dataset



SecurityScorecard logo

Credit Karma Online and Social Media Presence

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Credit Karma Company Culture

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Credit Karma News and Updates

Credit Karma Hires Bitmatica Team to Bolster Data Science, Engineering Work

Credit Karma has hired the software consulting firm Bitmatica to bolster data science and engineering work. The team, which specializes in web and mobile development, had previously helped build Lightbox, its first-of-a-kind enterprise platform, according to a company press release

Intuit Reports Strong Full Year Results and Sets Fiscal 2022 Guidance

Credit Karma revenue of $405 million, a quarterly record for the business

Credit Karma Expands Credit Karma Money™ to Small Business Employees through Intuit QuickBooks Integration

Credit Karma, the consumer technology platform with more than 100 million members in the U.S., today announced its integration of Credit Karma Money and Intuit (Nasdaq: INTU) QuickBooks Online Payroll, the number one online payroll provider for small businesses

Credit Karma Money launches bill features aimed at helping users improve their credit scores

Credit Karma Money, a single destination within Credit Karma for spending and saving, today announced the launch of bill discovery, tracking and upcoming payment reminders

Credit Karma: Good Habits Will Pave The Way To Autonomous Finance

Credit Karma is rapidly iterating on its vision of providing “autonomous finance,” wherein it aims to help people better manage their spending habits to quickly achieve their financial goals. And one of the first steps in that process is ensuring that people’s credit scores are where they need to be

Credit Karma delays opening of new Oakland HQ to 2022

Credit Karma had planned for a full reopening of its new Oakland headquarters after Labor Day. Now it's among a list of companies walking back their reopening timelines
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Credit Karma Blogs

Dealing with delinquent accounts

Is there anything more annoying than a roommate who leaves their dirty dishes in the sink? You’ve asked them to wash their dishes before, and they said they would do it, yet they don’t. Then they forget again and a few more dishes are added to the sink. By this point, you’re frustrated, but not […]

How does age of credit history affect credit scores?

Building good credit scores doesn’t happen overnight. But with a little time and patience, you can increase your credit age, which can have a positive effect on your scores. The age of your credit history, or how long you’ve been using credit, generally accounts for 15% of your total credit scores. …

What is a derogatory mark on your credit reports?

A derogatory mark may plague your credit reports for the better part of a decade, but there are still ways you can work to improve your credit. Derogatory marks are negative, long-lasting indications on your credit reports that generally mean you didn’t pay back a loan as agreed. For example, a late…

Guaranteed Rate mortgage review: Digital mortgage with at-home closing

Guaranteed Rate mortgage loan at a glance Conventional loans: Yes FHA loans: Yes VA loans: Yes Refinancing: Yes Jumbo loan: Yes Adjustable rates: Yes (5/1, 7/1 and 10/1 ARMs) Fixed rates: Yes (30 years and 15 years) Guaranteed Rate is a Chicago-based lender founded in 2000. While it operates more th…

Flagstar Bank Mortgage Review: Good for rate shoppers or special cases

Flagstar Bank mortgage loan at a glance Conventional loans: Yes FHA loans: Yes VA loans: Yes Refinancing: Yes Jumbo loan: Yes Adjustable rates: Yes, with varying initial fixed periods Fixed rates: Yes, from 8 years to 30 years Flagstar Bank is a Michigan-based bank, originally opened in 1987. Today,…

Confused about credit? So are a lot of people. Let’s fix that.

Question: Does checking your own credit hurt your credit scores? Fortunately, this isn’t the case. As many of our members know, checking your credit scores on Credit Karma is reported as a soft inquiry and it won’t negatively impact them. But that got us thinking: What questions or misconceptions do…
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Credit Karma Frequently Asked Questions

  • When was Credit Karma founded?

    Credit Karma was founded in 2007.

  • Who are Credit Karma key executives?

    Credit Karma's key executives are Kenneth Lin, Ryan Graciano and Nichole Mustard.

  • How many employees does Credit Karma have?

    Credit Karma has 1,428 employees.

  • What is Credit Karma revenue?

    Latest Credit Karma annual revenue is $500 m.

  • What is Credit Karma revenue per employee?

    Latest Credit Karma revenue per employee is $350.1 k.

  • Who are Credit Karma competitors?

    Competitors of Credit Karma include NerdWallet, Bankrate and Credit Sesame.

  • Where is Credit Karma headquarters?

    Credit Karma headquarters is located at Key System Building, 1100 Broadway #1800, Oakland.

  • Where are Credit Karma offices?

    Credit Karma has offices in Oakland, Charlotte, Dallas and San Francisco.

  • How many offices does Credit Karma have?

    Credit Karma has 4 offices.