Wells Fargo is a banking and financial services holding company. It operates in four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The Consumer Banking and Lending segment focuses on consumer and small business banking, home lending, credit card solutions, personal lending, etc. The Commercial Banking segment offers middle-market banking and asset-based lending and leasing. The Corporate and Investment Banking segment provides banking, commercial real estate, and market solutions. The Wealth and Investment Management segment delivers financial planning, private banking, credit, investment management, fiduciary services, and retirement and trust services.