BNP Paribas is a provider of banking and financial services. It operates through three divisions: Corporate and Institutional Banking (CIB), Commercial, Personal Banking and Services (CPBS), and Investment and Protection Services (IPS). The CIB division offers capital market, securities services, investment banking, financing, risk and cash management, and financial advisory solutions to corporate clients and institutional investors. The CPBS division delivers various services and products such as financing and savings solutions, leasing, consumer loans, banking, credit services, etc. The IPS division focuses on protection, savings, investment, and real estate services.