United Community Banks

United Community Banks, Inc. is a bank holding company. The Company conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a range of retail and corporate banking services, including checking, savings, and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services, and other financial services. United has developed a number of specialized lending areas focusing on asset-based lending, commercial real estate, middle market businesses, United States Small Business Administration and United States Department of Agriculture guaranteed loans, senior living, and builder finance. The Bank also owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.

Company Growth (employees)
Blairsville, US
Size (employees)
2,020 (est)
United Community Banks was founded in 1950 and is headquartered in Blairsville, US

United Community Banks Office Locations

United Community Banks has an office in Blairsville
Blairsville, US (HQ)
59 Highway 515
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United Community Banks Financials and Metrics

United Community Banks Financials

United Community Banks's revenue was reported to be $404.3 m in FY, 2016

Revenue (Q3, 2017)

109.3 m

Net income (Q3, 2017)

27.9 m

Market capitalization (23-Feb-2018)

2.3 b

Cash (30-Sep-2017)

246.8 m


2.2 b
United Community Banks's current market capitalization is $2.3 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016


278.4 m326.3 m404.3 m

Revenue growth, %


Cost of goods sold

25.6 m21.1 m25.2 m

Gross profit

252.9 m305.1 m379 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


68.1 m66 m68.7 m71 m72.9 m78.3 m83.7 m93.6 m98.4 m105.4 m105.6 m108.8 m109.3 m

Cost of goods sold

7 m6.3 m6.8 m6.4 m5.3 m4.8 m5.4 m5.8 m6.2 m6.5 m7.4 m8 m

Gross profit

61.1 m59.7 m61.9 m64.6 m67.6 m73.4 m78.3 m87.8 m92.3 m98.9 m98.2 m100.8 m

Gross profit Margin, %

USDFY, 2013FY, 2014FY, 2015FY, 2016


228.9 m192.7 m240.4 m217.3 m

Accounts Receivable

19.6 m20.1 m25.8 m24 m


163.6 m159.4 m178.2 m189.9 m

Total Assets

7.4 b7.6 b9.6 b10.7 b
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


204.9 m206.9 m182.8 m207.6 m226.2 m231 m233.2 m246.8 m


173.3 m193 m180.7 m181.3 m189.3 m189.4 m189.6 m

Total Assets

8.2 b9.4 b9.8 b9.9 b10.3 b10.7 b10.8 b11.1 b

Accounts Payable

6.8 b7.9 b8 b7.9 b8.4 b8.8 b8.7 b
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Net Income

    273.1 m67.6 m71.6 m100.7 m

    Depreciation and Amortization

    26.4 m1.3 m2.4 m4.2 m

    Accounts Payable

    42.5 m110 k

    Cash From Operating Activities

    191.7 m101.9 m111.9 m138.7 m
    USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

    Net Income

    257.2 m15.4 m31.8 m49.4 m17.7 m35.5 m53.4 m22.3 m47.6 m73.4 m23.5 m51.8 m27.9 m

    Depreciation and Amortization

    20.8 m4.9 m10 m15.1 m5.2 m10.9 m16.8 m7.1 m14.4 m22.6 m6.4 m12.9 m

    Cash From Operating Activities

    162.3 m27 m39.9 m63 m27.5 m56.5 m102.6 m2.4 m30.3 m84.9 m62.6 m97.6 m147 m

    Purchases of PP&E

    (137.3 m)(312.4 m)(476.9 m)(246.7 m)(308.8 m)(308.8 m)(147.6 m)(412.4 m)
      USDY, 2017


      15.1 x


      54.1 k

      Financial Leverage

      9.1 x
      Show all financial metrics

      United Community Banks Operating Metrics

      United Community Banks's Total Loans was reported to be $7 b in Q2, 2017
      FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

      Total Loans

      $4.67 b$4.79 b$5.17 b$6.02 b$6 b$6.11 b$6.29 b$6.73 b$6.92 b$6.96 b$7.04 b

      Non-performing Loans

      $17.88 m$19.02 m$18.81 m$20.06 m$22.65 m$22.42 m$21.35 m$21.57 m$21.54 m$19.81 m$23.1 m
      Show all operating metrics

      United Community Banks Market Value History

      United Community Banks's Web-traffic and Trends

      United Community Banks Company Life and Culture

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