United Community Banks

United Community Banks, Inc. is a bank holding company. The Company conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a range of retail and corporate banking services, including checking, savings, and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services, and other financial services. United has developed a number of specialized lending areas focusing on asset-based lending, commercial real estate, middle market businesses, United States Small Business Administration and United States Department of Agriculture guaranteed loans, senior living, and builder finance. The Bank also owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.

Company Growth (employees)
Type
Public
HQ
Blairsville, US
Founded
1950
Size (employees)
1,928 (est)
Website
ucbi.com
United Community Banks was founded in 1950 and is headquartered in Blairsville, US

United Community Banks Office Locations

United Community Banks has an office in Blairsville
Blairsville, US (HQ)
59 Highway 515

United Community Banks Financials and Metrics

United Community Banks Financials

United Community Banks's revenue was reported to be $105.6 m in Q1, 2017
USD

Revenue (Q1, 2017)

105.6 m

Gross profit (Q1, 2017)

98.2 m

Gross profit margin (Q1, 2017), %

93%

Net income (Q1, 2017)

23.5 m

Market capitalization (17-Oct-2017)

2 b

Cash (31-Mar-2017)

231 m
United Community Banks's current market capitalization is $2 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

278.4 m326.3 m404.3 m

Revenue growth, %

17%24%

Cost of goods sold

25.6 m21.1 m25.2 m

Gross profit

252.9 m305.1 m379 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

68.7 m71 m72.9 m78.3 m83.7 m93.6 m98.4 m105.4 m105.6 m

Cost of goods sold

6.8 m6.4 m5.3 m4.8 m5.4 m5.8 m6.2 m6.5 m7.4 m

Gross profit

61.9 m64.6 m67.6 m73.4 m78.3 m87.8 m92.3 m98.9 m98.2 m

Gross profit Margin, %

90%91%93%94%94%94%94%94%93%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

228.9 m192.7 m240.4 m217.3 m

Accounts Receivable

19.6 m20.1 m25.8 m24 m

PP&E

163.6 m159.4 m178.2 m189.9 m

Total Assets

7.4 b7.6 b9.6 b10.7 b
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

204.9 m206.9 m182.8 m207.6 m226.2 m231 m

PP&E

173.3 m193 m180.7 m181.3 m189.3 m189.4 m

Total Assets

8.2 b9.4 b9.8 b9.9 b10.3 b10.7 b

Accounts Payable

6.8 b7.9 b8 b7.9 b8.4 b8.8 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

273.1 m67.6 m71.6 m100.7 m

Depreciation and Amortization

26.4 m1.3 m2.4 m4.2 m

Accounts Payable

42.5 m110 k

Cash From Operating Activities

191.7 m101.9 m111.9 m138.7 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

31.8 m49.4 m17.7 m35.5 m53.4 m22.3 m47.6 m73.4 m23.5 m

Depreciation and Amortization

10 m15.1 m5.2 m10.9 m16.8 m7.1 m14.4 m22.6 m6.4 m

Cash From Operating Activities

39.9 m63 m27.5 m56.5 m102.6 m2.4 m30.3 m84.9 m62.6 m

Purchases of PP&E

(137.3 m)(312.4 m)(476.9 m)(246.7 m)(308.8 m)(308.8 m)(147.6 m)
USDY, 2017

Revenue/Employee

55.1 k

Financial Leverage

9.7 x
Show all financial metrics

United Community Banks Operating Metrics

United Community Banks's Total Loans Issued was reported to be $7 b in Q2, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Total Loans Issued

$4.67 b$4.79 b$5.17 b$6.02 b$6 b$6.11 b$6.29 b$6.73 b$6.92 b$6.96 b$7.04 b

Non-performing Loans

$17.88 m$19.02 m$18.81 m$20.06 m$22.65 m$22.42 m$21.35 m$21.57 m$21.54 m$19.81 m$23.1 m
Show all operating metrics

United Community Banks Market Value History

United Community Banks Job Categories

Traffic Overview of United Community Banks

United Community Banks Company Life and Culture

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