Cathay General Bancorp

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services for individuals, professionals, and small to medium-sized businesses in the United States. It offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, college certificates of deposit, and public funds deposits. The company’s loan portfolio consists of commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for automobile, household, and other consumer expenditures. In addition, it provides letters of credit, wire transfers, forward currency spot and forward contracts, traveler’s checks, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up windows, automatic teller machines, Internet banking, investment, and other customary bank services, as well as securities and insurance products. Cathay General Bancorp was founded in 1990 and is headquartered in Los Angeles, California.

Company Growth (employees)
Type
Public
HQ
Los Angeles, US
Founded
1962
Size (employees)
1,129 (est)
Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, US

Cathay General Bancorp Office Locations

Cathay General Bancorp has an office in Los Angeles
Los Angeles, US (HQ)
777 N Broadway

Cathay General Bancorp Data and Metrics

Cathay General Bancorp Financial Metrics

Cathay General Bancorp's revenue was reported to be $499.1 m in FY, 2016
USD

Net income (Q1, 2017)

48.9 m

Market capitalization (15-Aug-2017)

2.9 b

Cash (31-Mar-2017)

190.5 m
Cathay General Bancorp's current market capitalization is $2.9 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

407 m418.6 m453.7 m499.1 m

Revenue growth, %

3%8%10%

Cost of goods sold

81.2 m

Gross profit

417.9 m

Gross profit Margin, %

84%

Sales and marketing expense

97.3 m

Operating expense total

224.7 m

EBIT

194.2 m219.8 m221.1 m

EBIT margin, %

48%53%49%

Pre tax profit

242.2 m

Income tax expense

67.1 m

Net Income

123.7 m137.8 m161.1 m175.1 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cost of goods sold

19.4 m19.6 m17 m17.6 m19.2 m20 m20.1 m20.3 m18.7 m

Sales and marketing expense

23.4 m22.6 m22.6 m24.5 m20.7 m26.9 m21.5 m22.9 m25.9 m

Operating expense total

23.4 m22.6 m22.6 m24.5 m20.7 m26.9 m21.5 m22.9 m25.9 m

Pre tax profit

55.8 m58.2 m57.3 m54.9 m50.6 m68.8 m47.1 m61.9 m69.4 m

Income tax expense

20.7 m22.3 m21.4 m9.7 m12.1 m22.7 m12.3 m15.8 m20.5 m

Net Income

35.1 m35.9 m36 m45.2 m38.5 m46.2 m34.8 m46.1 m48.9 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

153.7 m176.8 m180.1 m218 m

Accounts Receivable

24.3 m25.4 m30.6 m57 k

Inventories

11.2 b

PP&E

102 m99.7 m108.9 m105.6 m

Goodwill

316.3 m316.3 m372.2 m372.2 m

Total Assets

11 b11.5 b13.3 b14.5 b

Accounts Payable

11.7 b

Total Debt

119.1 m

Total Liabilities

12.7 b

Additional Paid-in Capital

784.5 m789.5 m880.8 m895.5 m

Retained Earnings

829.1 m943.8 m1.1 b1.2 b

Total Equity

1.5 b1.6 b1.7 b1.8 b

Debt to Equity Ratio

0.1 x

Debt to Assets Ratio

0 x

Financial Leverage

7.5 x7.2 x7.6 x7.9 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

245.9 m200.3 m182.2 m166.9 m196.3 m192.6 m229.4 m203.9 m190.5 m

Inventories

8.6 b8.9 b9.2 b9.5 b10 b10.4 b10.5 b11 b11.4 b

PP&E

101.8 m100.7 m98.5 m97.6 m110.3 m108.2 m107.2 m106.9 m105 m

Goodwill

316.3 m316.3 m316.3 m316.3 m373.2 m372.2 m372.2 m372.2 m372.2 m

Total Assets

11.6 b11.6 b11.9 b11.9 b12.7 b13.3 b13.5 b14.1 b14.2 b

Accounts Payable

8.6 b8.7 b9.1 b9.3 b10.2 b10.3 b10.5 b10.9 b11.6 b

Additional Paid-in Capital

786.3 m787.9 m788 m790.9 m877.4 m882.8 m884.4 m886.1 m892.6 m

Retained Earnings

885.9 m916.2 m971.8 m1 b1 b1.1 b1.1 b1.1 b1.2 b

Total Equity

1.5 b1.6 b1.6 b1.7 b1.7 b1.7 b1.8 b1.8 b1.9 b

Financial Leverage

7.5 x7.4 x7.3 x7.1 x7.4 x7.6 x7.7 x7.9 x7.7 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

123.7 m137.8 m161.1 m175.1 m

Depreciation and Amortization

6.7 m7.1 m7.6 m7.5 m

Cash From Operating Activities

115.1 m150.1 m176.7 m234.4 m

Cash From Investing Activities

(311.8 m)(459.4 m)(1.2 b)(1.3 b)

Cash From Financing Activities

205.6 m332.4 m1 b1.1 b

Interest Paid

84.8 m78.4 m72.9 m81.8 m

Income Taxes Paid

55.5 m60.2 m69.1 m38.7 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

35.1 m35.9 m36 m45.2 m38.5 m46.2 m34.8 m46.1 m48.9 m

Accounts Receivable

24.7 m25 m26.6 m27.7 m29.4 m32.5 m30.9 m31.9 m35.7 m
Y, 2017

Financial Leverage

7.7 x

Cathay General Bancorp Market Value History

Traffic Overview of Cathay General Bancorp

Cathay General Bancorp Online and Social Media Presence

Cathay General Bancorp Company Life and Culture

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