MidWestOne Financial Group is a bank holding and financial holding company, which operates through its bank subsidiaries, MidWestOne Bank, Central Bank and MidWestOne Insurance Services. The Bank provides full service retail banking, it also offers deposit products, including checking and other demand deposit accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts and commercial, industrial, agricultural, real estate mortgage and consumer loans.