MSB Financial operates as the bank holding company for Millington Bank that provides various banking products and services in New Jersey. The primary business of the Bank is attracting retail deposits from the general public and using those deposits together with funds generated from operations, principal repayments on securities, and loans and borrowed funds, for its lending and investing activities. The Bank's loan portfolio primarily consists of one-to four-family and home equity residential loans, commercial loans and construction loans.
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