Onesavings Bank

One Savings Bank plc floated on the London Stock Exchange main market on 5 June 2014. The Group, which is headquartered in Chatham, Kent, is a specialist lending and retail savings group serving the UK, Jersey and Guernsey, and is authorised by the PRA, part of the Bank of England, and regulated by the FCA.
The Group focuses its specialist lending activities on selected sub-sectors of the lending market in which it has an established presence and expertise. The Group’s specialist segments include Residential and Buy-to-Let/SME Mortgages. The Group’s other specialist segment is Personal Loans. The Group originates almost all of its organic lending through specialist intermediaries. One Savings Bank lends through the Kent Reliance and associated Channel Islands brands, InterBay Commercial, Prestige Finance and Reliance Property Loans brands.
The Group is predominantly funded by retail savings originated through online and direct channels, as well as through a Kent Reliance branded network of six branches and three third party-operated agencies in the South East of England. The majority of the Group’s administrative support functions are performed by its wholly owned operations in Bangalore, India.

Chatham, GB
Size (employees)
520 (est)
Onesavings Bank was founded in 2011 and is headquartered in Chatham, GB

Onesavings Bank Office Locations

Onesavings Bank has an office in Chatham
Chatham, GB (HQ)
Reliance House Sun Pier

Onesavings Bank Data and Metrics

Onesavings Bank Financial Metrics

Onesavings Bank's revenue was reported to be £439.1 m in FY, 2015 which is a 31% increase from the previous period.
£, GBP

Revenue (FY, 2015)

439.1 m

Revenue growth (FY, 2014 - FY, 2015), %


Net income (FY, 2015)

84.1 m

Market capitalization (23-Jun-2017)

909.1 m

Closing share price (23-Jun-2017)


Cash (31-Dec-2015)

363 k
Onesavings Bank's current market capitalization is £909.1 m.
£, GBPFY, 2013FY, 2014FY, 2015


221.1 m336.3 m439.1 m

Revenue growth, %


Pre tax profit

31.4 m63.7 m105.3 m

Net Income

26.8 m51.5 m84.1 m
£, GBPFY, 2013FY, 2014FY, 2015


267 k288 k363 k

Accounts Receivable

3.7 b4.8 b5.9 b

Current Assets

3.7 b4.9 b6 b


15.9 m6.7 m13 m


1.1 m2.3 m3.1 m

Total Assets

3.8 b4.9 b6 b

Accounts Payable

3.6 b4.4 b5.4 b

Current Liabilities

3.6 b4.4 b5.4 b

Retained Earnings

26.8 m51.5 m84.1 m

Total Equity

155.2 m249.6 m319.3 m

Financial Leverage

24.3 x19.8 x18.7 x
£, GBPFY, 2013FY, 2014FY, 2015

Cash From Operating Activities

(268.8 m)295.6 m(99.4 m)

Cash From Financing Activities

287.3 m(265 k)(68.8 m)

Income Taxes Paid

(4.6 m)(12.2 m)(21.2 m)
£, GBPY, 2015


844.4 k

Financial Leverage

18.7 x

Onesavings Bank Market Value History

Onesavings Bank News and Updates

Onesavings Bank Company Life and Culture

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