PennyMac is a leading national mortgage lender and servicer. Our goal is to provide innovative mortgage solutions to make it easier for consumers to purchase, refinance, or simply remain in your home.
We're a full-service lender with a breadth of loan options for everyone from first-time home buyers to those seeking jumbo, FHA, or VA loans. PennyMac has also been a leading provider of help to underwater homeowners. We're a major participant in the Home Affordable Refinance Program (HARP), the government program created in 2009 to assist underwater homeowners in refinancing their mortgages. Loans not available in New York. Some products may not be available in all states.

Type
Public
HQ
Westlake Village, US
Founded
2008
Size (employees)
3,038 (est)+68%
PennyMac was founded in 2008 and is headquartered in Westlake Village, US

PennyMac Office Locations

PennyMac has offices in Westlake Village, Kansas City, Tampa, Irvine and in 9 other locations
Westlake Village, US (HQ)
3043 Townsgate Rd, Suite 200

PennyMac Data and Metrics

PennyMac Financial Metrics

PennyMac's revenue was reported to be $272.1 m in FY, 2016 which is a 9% increase from the previous period.
Numbers are in $, USD

Revenue (FY, 2016)

272.1 m

Revenue growth (FY, 2015 - FY, 2016), %

9%

Net income (FY, 2016)

75.8 m

Market capitalization (24-May-2017)

1.2 b

Closing share price (24-May-2017)

17.9

Cash (31-Dec-2016)

34.5 m

EV

1.7 b
PennyMac's current market capitalization is $1.2 b.
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

405.5 m356.7 m248.8 m272.1 m

Revenue growth, %

(12%)(30%)9%

Operating expense total

190.9 m177.3 m175.5 m

EBIT

214.6 m179.5 m73.3 m

EBIT margin, %

53%50%29%

Net Income

200.2 m194.5 m90.1 m75.8 m
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

27.4 m76.4 m58.1 m34.5 m

Accounts Receivable

1.4 m

Inventories

Total Assets

4.3 b4.9 b5.8 b6.4 b

Accounts Payable

Total Debt

472 m550.2 m

Additional Paid-in Capital

1.4 b1.5 b1.5 b1.4 b

Retained Earnings

81.9 m97.7 m25.7 m(26.7 m)

Total Equity

1.5 b1.6 b1.5 b1.4 b

Debt to Equity Ratio

0.3 x0.4 x

Debt to Assets Ratio

0.1 x0.1 x

Financial Leverage

2.9 x3.1 x3.9 x4.7 x
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

200.2 m194.5 m90.1 m75.8 m

Accounts Receivable

Inventories

Accounts Payable

(14.5 m)8 m46.7 m

Cash From Operating Activities

(242.8 m)(366 m)(863.2 m)(621.5 m)

Cash From Investing Activities

(1 b)11.5 m194 m

Cash From Financing Activities

1.3 b387 m833.4 m404 m
Y, 2016

EV/CFO

-2.7 x

Debt/Equity

0.4 x

Debt/Assets

0.1 x

Financial Leverage

4.7 x

PennyMac Market Value History

PennyMac Job Categories

PennyMac Online and Social Media Presence

PennyMac Company Life and Culture

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