PennyMac Financial Services

PennyMac Financial Services, Inc. is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. The Company has a strong track record of performance and earnings growth, driven by solid execution of their growth strategies while remaining focused on quality and governance. PennyMac Financial operates in three business segments: Loan Production, Loan Servicing and Investment Management.
Type
Public
HQ
Westlake Village, US
Founded
2008
Size (employees)
3,038 (est)+68%
PennyMac Financial Services was founded in 2008 and is headquartered in Westlake Village, US

PennyMac Financial Services Office Locations

PennyMac Financial Services has offices in Westlake Village, Kansas City, Tampa, Irvine and in 9 other locations
Westlake Village, US (HQ)
3043 Townsgate Rd, Suite 200
Show all (13)

PennyMac Financial Services Data and Metrics

PennyMac Financial Services Financial Metrics

PennyMac Financial Services's revenue was reported to be $204.5 m in Q1, 2017
USD

Revenue (Q1, 2017)

204.5 m

Net income (Q1, 2017)

54.4 m

EBIT (Q1, 2017)

10.9 m

Market capitalization (25-Jul-2017)

1.4 b

Cash (31-Mar-2017)

72.8 m
PennyMac Financial Services's current market capitalization is $1.4 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

405.5 m356.7 m248.8 m272.1 m

Revenue growth, %

(12%)(30%)9%

Sales and marketing expense

7 m

Operating expense total

190.9 m177.3 m175.5 m210.3 m

EBIT

214.6 m179.5 m73.3 m72.4 m

EBIT margin, %

53%50%29%27%

Interest expense

149.8 m

Interest income

222.1 m

Pre tax profit

383.1 m

Income tax expense

46.1 m

Net Income

200.2 m194.5 m90.1 m75.8 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

196.4 m189.2 m143.4 m207.8 m291.4 m204.5 m

Sales and marketing expense

70.4 m74.1 m68.3 m83.1 m96.1 m85.2 m

Operating expense total

1.4 m1.6 m1.3 m2.2 m1.5 m1.9 m

EBIT

15.6 m23.7 m22.4 m15.2 m17.8 m10.9 m

EBIT margin, %

8%13%16%7%6%5%

Interest expense

16.3 m20.9 m21 m25.5 m27.5 m29.5 m

Interest income

13.2 m15.1 m13.5 m20.6 m22.7 m23.9 m

Pre tax profit

74.8 m73.9 m30.1 m84.3 m139.3 m62 m

Income tax expense

8.6 m8.6 m3.6 m10 m17 m7.6 m

Net Income

95 m168 m47.1 m113.3 m178.7 m26.5 m100.8 m223.1 m54.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

27.4 m76.4 m58.1 m99.4 m

Accounts Receivable

1.4 m

Total Assets

4.3 b4.9 b5.8 b5.1 b

Accounts Payable

134.6 m

Total Debt

472 m550.2 m

Total Liabilities

3.7 b

Common Stock

2 k

Additional Paid-in Capital

1.4 b1.5 b1.5 b182.8 m

Retained Earnings

81.9 m97.7 m25.7 m164.5 m

Total Equity

1.5 b1.6 b1.5 b1.4 b

Debt to Equity Ratio

0.3 x0.4 x

Debt to Assets Ratio

0.1 x0.1 x

Financial Leverage

2.9 x3.1 x3.9 x3.7 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

70.8 m77.3 m82 m74.7 m47.4 m116.6 m143.7 m94.7 m72.8 m

Accounts Receivable

1.5 m1.4 m

Total Assets

2.2 b2.5 b2.9 b3.4 b3.8 b4 b4.6 b5.6 b5.3 b

Accounts Payable

70.4 m62.7 m86.9 m84.4 m85.5 m87 m102.3 m106.7 m108.5 m

Common Stock

2 k2 k2 k2 k2 k2 k2 k2 k2 k

Additional Paid-in Capital

159 m161.3 m164.7 m167.5 m169.3 m174 m176.7 m179.1 m191.5 m

Retained Earnings

32 m42.5 m60.3 m73 m85.7 m103.6 m118.1 m141.8 m175.4 m

Total Equity

721.7 m766.4 m852.8 m919.5 m989.3 m1.1 b1.2 b1.3 b1.5 b

Financial Leverage

3 x3.3 x3.4 x3.7 x3.9 x3.6 x3.9 x4.3 x3.6 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

200.2 m194.5 m90.1 m337 m

Depreciation and Amortization

5.8 m

Accounts Payable

(14.5 m)8 m46.7 m

Cash From Operating Activities

(242.8 m)(366 m)(863.2 m)(938.5 m)

Cash From Investing Activities

(1 b)11.5 m(34.7 m)

Cash From Financing Activities

1.3 b387 m833.4 m967.2 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

95 m168 m47.1 m113.3 m178.7 m26.5 m100.8 m223.1 m54.4 m

Depreciation and Amortization

612 k972 k394 k911 k1.6 m1.1 m2.3 m4 m2 m

Accounts Payable

6 m4.2 m8.4 m10.6 m9.8 m14.1 m27.4 m(27.5 m)

Cash From Operating Activities

(431.4 m)(383.4 m)(168.5 m)(421.4 m)(519.2 m)(516.9 m)(958.8 m)(1.9 b)(111.3 m)

Cash From Investing Activities

5.6 m1.2 m58.4 m(316 m)(538.2 m)41.8 m109.8 m98.7 m(60.4 m)

Cash From Financing Activities

466 m94.2 m232.7 m735.9 m1 b486.2 m887.2 m1.8 b145.1 m
USDY, 2017

Revenue/Employee

67.3 k

Financial Leverage

3.6 x

PennyMac Financial Services Market Value History

PennyMac Financial Services Job Categories

PennyMac Financial Services Online and Social Media Presence

PennyMac Financial Services Company Life and Culture

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