First Savings Financial Group

Financial Services banks lending mortgages

First Savings Financial Group provides various banking services to individuals and business customers in Southern Indiana. The Company operates through Core Banking and SBA Lending segments. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, time deposits, and certificates of deposit. The Company also provides loans, including one-to four-family residential real estate loans, multifamily loans, commercial real estate loans, commercial business loans, construction loans, land and land development loans, and multi-family real estate loans, as well as consumer loans comprising automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits.

Market capitalization(2018-04-20)

$165.1 M

Type

Public

Clarksville, US

Founded

2008

Size (employees)

176 (est)

Website

fsbbank.net

First Savings Financial Group was founded in 2008 and is headquartered in Clarksville, US

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First Savings Financial Group Office Locations

First Savings Financial Group has an office in Clarksville

Clarksville, US (HQ)

501 E Lewis and Clark Pkwy

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First Savings Financial Group Financials and Metrics

First Savings Financial Group Financials

First Savings Financial Group's revenue was reported to be $32.83 m in FY, 2016 which is a 3.3% decrease from the previous period.

Summary

USD
Net income (FY, 2017)	9.3 m
EBIT (FY, 2017)	28.2 m
Market capitalization (20-Apr-2018)	165.1 m
Cash (30-Sep-2017)	34.3 m

First Savings Financial Group's current market capitalization is $165.1 m.

Income Statement

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Revenue	31.4 m	32.5 m	34 m	32.8 m
Revenue growth, %		4%	4%	(3%)
Cost of goods sold			3.8 m	4.2 m	4.5 m
Gross profit			30.2 m	28.7 m

Quarterly

USD	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017
Revenue	8.9 m	8.6 m	8.4 m	4.8 m	9.9 m	10.1 m	10.8 m
Cost of goods sold	933 k	968 k	1 m	1.1 m	1 m	1 m	1.1 m
Gross profit	7.9 m	7.6 m	7.4 m	3.7 m	8.9 m	9 m	9.7 m
Gross profit Margin, %	89%	89%	88%	77%	90%	90%	90%

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Balance Sheet

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Cash	20.8 m	20.3 m	25 m	29.3 m	34.3 m
Accounts Receivable				17.9 m	23.2 m
Inventories				1.5 m	1.9 m
PP&E	14.8 m	14.3 m	13.8 m	11.7 m	11.3 m

Quarterly

USD	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017
Cash	20 m	19.9 m	19.4 m	21 m	20.2 m	21.4 m	28.4 m	24 m	25.1 m	27.2 m	33.6 m	41.1 m
Accounts Receivable	10.8 m	11.1 m	9.9 m	13.1 m	10.3 m	13.4 m	19.9 m	15 m	15.5 m	17.8 m	22.4 m	30.2 m
Inventories	1.2 m	1.2 m	1.3 m	1.2 m	1.2 m	1.3 m	1.3 m	1.4 m	1.5 m	1.7 m	1.7 m	1.8 m
PP&E	14.9 m	14.7 m	14.5 m	14.1 m	14 m	13.9 m	13.6 m	13.6 m	13.4 m	11.6 m	11.5 m	11.4 m

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Cash Flow

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Net Income	4.7 m	5.4 m	6.8 m	7.9 m	9.3 m
Depreciation and Amortization	1.2 m	1.4 m	1.5 m	1.5 m	1.2 m
Inventories
Accounts Payable	(52 k)	(9 k)			283 k

Quarterly

USD	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017
Net Income	1 m	2.6 m	4 m	1.2 m	2.7 m	4.9 m	1.2 m	2.9 m	5.1 m	2.3 m	4.5 m	7 m
Depreciation and Amortization	346 k	704 k	1.1 m	357 k	721 k	1.1 m	367 k	737 k	1.1 m	293 k	582 k	871 k
Accounts Payable	(7 k)	(2 k)	(21 k)	(1 k)
Cash From Operating Activities	1.2 m	3.4 m	4.7 m	3 m	4.5 m	3 m	6.4 m	4.7 m	7.5 m	(9.7 m)	(2.5 m)	(5.7 m)