First Savings Financial Group, Inc. is the bank holding company for First Savings Bank. The Company's principal business activity is the ownership of the outstanding common stock of First Savings Bank. The Bank operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its primary market area. It attracts deposits from the public and uses those funds to originate residential and commercial mortgage loans. It also originates commercial business loans, residential and commercial construction loans, multi-family loans, land and land development loans, and consumer loans. It conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area. The Company operates in Clark, Floyd, Harrison, Crawford and Washington counties, Indiana. Its loan portfolio consists of real estate mortgage loans, commercial real estate, multi-family real estate and commercial business loans.
First Savings Financial Group is headquartered in Clarksville, US
First Savings Financial Group Office Locations
First Savings Financial Group has an office in Clarksville
Clarksville, US (HQ)
501 E Lewis And Clark Pkwy
First Savings Financial Group Data and Metrics
First Savings Financial Group Financial Metrics
First Savings Financial Group's revenue was reported to be $32.8 m in FY, 2016 which is a 3% decrease from the previous period.
USD
Revenue (FY, 2016) | 32.8 m |
Revenue growth (FY, 2015 - FY, 2016), % | (3%) |
Gross profit (FY, 2016) | 28.7 m |
Gross profit margin (FY, 2016), % | 87% |
Net income (FY, 2016) | 7.9 m |
EBIT (FY, 2016) | 24.7 m |
Market capitalization (19-Jul-2017) | 118.7 m |
Closing share price (19-Jul-2017) | 52.9 |
Cash (30-Sep-2016) | 29.3 m |
First Savings Financial Group's current market capitalization is $118.7 m.
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
|---|---|---|---|---|
Revenue | 31.4 m | 32.5 m | 34 m | 32.8 m |
Revenue growth, % | 4% | 4% | (3%) | |
Cost of goods sold | 3.8 m | 4.2 m | ||
Gross profit | 30.2 m | 28.7 m | ||
Gross profit Margin, % | 89% | 87% | ||
Operating expense total | 21 m | 22.4 m | ||
EBIT | 23.4 m | 24.7 m | ||
EBIT margin, % | 69% | 75% | ||
Pre tax profit | 8.3 m | 5.6 m | ||
Income tax expense | 1.6 m | (2.3 m) | ||
Net Income | 6.8 m | 7.9 m |
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
|---|---|---|---|---|
Cash | 20.8 m | 20.3 m | 25 m | 29.3 m |
Accounts Receivable | 17.9 m | |||
Inventories | 1.5 m | |||
PP&E | 14.8 m | 14.3 m | 13.8 m | 11.7 m |
Goodwill | 7.9 m | 7.9 m | 7.9 m | 7.9 m |
Total Assets | 660.5 m | 713.1 m | 749.9 m | 796.5 m |
Accounts Payable | 184 k | 175 k | 186 k | 579.5 m |
Total Liabilities | 709.9 m | |||
Additional Paid-in Capital | 17.1 m | 17.1 m | 17.1 m | |
Retained Earnings | 42.9 m | 47.2 m | 52.8 m | 59.5 m |
Total Equity | 82.3 m | 87.1 m | 94.4 m | 86.6 m |
Financial Leverage | 8 x | 8.2 x | 7.9 x | 9.2 x |
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
|---|---|---|---|---|
Net Income | 4.7 m | 5.4 m | 6.8 m | 7.9 m |
Depreciation and Amortization | 1.2 m | 1.4 m | 1.5 m | 1.5 m |
Accounts Payable | (52 k) | (9 k) | ||
Cash From Operating Activities | 11.9 m | 8.1 m | (138 k) | 9.2 m |
Cash From Investing Activities | (50.2 m) | (50 m) | (19.4 m) | (45.2 m) |
Dividends Paid | (171 k) | (171 k) | (171 k) | (62 k) |
Cash From Financing Activities | 20.3 m | 41.3 m | 24.2 m | 40.3 m |
| USD | Y, 2016 |
|---|---|
Revenue/Employee | 221.8 k |
Financial Leverage | 9.2 x |
