First Cash pawn stores make small loans secured by pledged personal property and retail a wide variety of jewelry, electronics, tools and other merchandise. The Company makes money through its pawn stores in which it purchases second-hand goods and provides consumer finance activities. By giving small consumer loans to help customers meet short-term cash needs, First Cash holds jewelry, consumer electronics, tools, sporting goods and musical instruments as collateral. When a consumer defaults on his or her loan, the pawn store then makes significant retail sales.

Type
Public
HQ
Fort Worth, US
Founded
1988
Size (employees)
16,200 (est)
First Cash was founded in 1988 and is headquartered in Fort Worth, US
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First Cash Office Locations

First Cash has an office in Fort Worth
Fort Worth, US (HQ)
1600 W 7th St
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First Cash Financials and Metrics

First Cash Revenue

First Cash's revenue was reported to be $1.09 b in FY, 2016 which is a 54.5% increase from the previous period.
USD

Revenue (Q1, 2018)

449.8 m

Gross profit (Q1, 2018)

239.1 m

Gross profit margin (Q1, 2018), %

53.2%

Net income (Q1, 2018)

41.6 m

Market capitalization (11-Jul-2018)

4.2 b

Closing share price (11-Jul-2018)

92.9

Cash (31-Mar-2018)

110.4 m
First Cash's current market capitalization is $4.2 b.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

660.8 m712.9 m704.6 m1.1 b

Revenue growth, %

8%(1%)54%

Cost of goods sold

88.5 m483.6 m

Gross profit

616.1 m604.8 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Revenue

174.2 m169.8 m165.3 m175 m176 m167.6 m169.5 m183.2 m182 m261.2 m447.6 m416.6 m435.4 m449.8 m

Cost of goods sold

79.6 m73.3 m71.4 m76.1 m77.3 m73.6 m74.1 m81.3 m80.5 m113.8 m204.7 m192.2 m204.4 m210.7 m

Gross profit

94.6 m96.5 m93.9 m98.9 m98.8 m94 m95.4 m101.9 m101.5 m147.4 m242.9 m224.4 m231 m239.1 m

Gross profit Margin, %

54%57%57%56%56%56%56%56%56%56%54%54%53%53%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

70.6 m68 m87 m90 m

Inventories

77.8 m91.1 m93.5 m330.7 m

Current Assets

290.2 m307.9 m325.4 m892.1 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Cash

30.5 m94.9 m84.1 m42.8 m75.8 m77.4 m72.5 m54.2 m46.3 m83.4 m73.1 m91.4 m93.4 m110.4 m

Inventories

82.6 m72.3 m77.6 m94.9 m82.6 m88.1 m98.2 m90.7 m91.9 m332.9 m308.2 m301.4 m308.7 m254.3 m

Current Assets

261.5 m306.5 m311.8 m308.2 m300.2 m320 m330.8 m296.5 m299.9 m986.1 m788.8 m856.7 m894.8 m766.4 m

PP&E

102 m109.9 m112.5 m115.1 m112.6 m111.8 m110.3 m120.7 m123.9 m240.7 m237.3 m237.3 m234.3 m234.1 m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

83.8 m85.2 m60.7 m60.1 m

Depreciation and Amortization

15.4 m17.5 m17.9 m31.9 m

Accounts Payable

5.6 m1.3 m4.4 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q3, 2017Q1, 2018

Net Income

23.1 m22.7 m16 m19.5 m16.8 m13.3 m11.2 m13.2 m11.7 m23.4 m32.6 m76.2 m41.6 m

Depreciation and Amortization

4 m4.3 m4.3 m4.4 m4.5 m4.5 m4.6 m4.9 m4.9 m17.2 m14.2 m42.8 m11.3 m

Inventories

77.6 m94.9 m82.6 m88.1 m98.2 m90.7 m91.9 m332.9 m308.2 m5.2 m7.7 m

Purchases of PP&E

(23.4 m)(26.6 m)(8.8 m)
USDY, 2018

Financial Leverage

1.4 x
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First Cash Operating Metrics

First Cash's Stores was reported to be 2.1 k in Q2, 2017. First Cash's Total Loans was reported to be $377.6m in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Stores

1.01 k1.01 k1.05 k1.05 k1.08 k1.27 k1.27 k2.08 k2.09 k2.09 k2.10 k

Stores (Franchising)

70

Total Loans

$119.78 m$115.28 m$126.04 m$129.48 m$118.72 m$127.61 m$135.72 m$400.96 m$379.71 m$336.71 m$377.59 m

Trademarks (US)

1 2 4
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First Cash Revenue Breakdown

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First Cash revenue breakdown by business segment: 5.8% from Wholesale scrap jewelry sales, 28.7% from Pawn loan fees, 61.5% from Retail merchandise sales and 4.0% from Other

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First Cash Online and Social Media Presence

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First Cash Company Life and Culture

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