EZCORP is an American pawn shop operator. The Company offers specialty consumer lending and signature loans. EZCORP operates locations in the U.S., Canada, the UK and Mexico under the names of EZPAWN, Value Pawn, EZMONEY, Empeño Fácil, Cash Converters and Grupo Finmart. It provides short term credit services and pawn loans. The Company is specialized in "non-recourse loans" collateralized by tangible personal property and also offers payday loans and fee-based credit services.

Company Growth (employees)
Type
Public
HQ
Austin, US
Founded
1978
Size (employees)
7,300 (est)
Website
ezcorp.com
EZCORP was founded in 1978 and is headquartered in Austin, US

EZCORP Office Locations

EZCORP has an office in Austin
Austin, US (HQ)
200 2500 Bee Cave Rd

EZCORP Data and Metrics

EZCORP Financial Metrics

EZCORP's revenue was reported to be $109.9 m in Q2, 2017
USD

Revenue (Q2, 2017)

109.9 m

Net income (Q2, 2017)

7.9 m

EBIT (Q2, 2017)

16.1 m

Market capitalization (18-Aug-2017)

478.4 m

Cash (31-Mar-2017)

120.1 m
EZCORP's current market capitalization is $478.4 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

640.7 m615.1 m444.9 m428.2 m

Revenue growth, %

(4%)(28%)(4%)

EBIT

139 m96.6 m(8.9 m)

EBIT margin, %

22%16%(2%)

Interest income

1.6 m

Pre tax profit

91.3 m72.7 m(90.8 m)

Net Income

38.4 m(41.5 m)(91.5 m)(88.4 m)
USDQ1, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q2, 2017

Revenue

150.3 m153.3 m111.5 m142.4 m129.3 m112 m113.8 m100.4 m109.9 m

EBIT

27.2 m20 m(3.9 m)20.8 m4.7 m14.1 m9.9 m6.5 m16.1 m

EBIT margin, %

18%13%(3%)15%4%13%9%6%15%

Interest income

525 k140 k514 k347 k2.6 m127 k50 k2.2 m

Pre tax profit

20.4 m16.5 m(11.7 m)4.5 m(14.1 m)13 m(70.5 m)3.8 m13.7 m

Net Income

15.1 m12.3 m(8.3 m)437 k(10.2 m)7 m(77.8 m)(6.4 m)7.9 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

36.3 m56.3 m59.1 m65.7 m

Inventories

21.1 m140.2 m

Current Assets

537.1 m676.4 m555.9 m482.1 m

PP&E

116.3 m105.9 m75.6 m58.5 m

Goodwill

428.5 m346.6 m327.5 m254 m

Total Assets

1.3 b1.4 b983.2 m

Accounts Payable

50.6 m

Current Liabilities

141.9 m125 m208.1 m95 m

Total Liabilities

389 m

Common Stock

513 k506 k507 k511 k

Additional Paid-in Capital

320.8 m339.7 m307.1 m318.7 m

Retained Earnings

599.9 m547.2 m423.1 m319.8 m

Total Equity

594.2 m

Financial Leverage

1.7 x
USDQ3, 2014Q1, 2014Q2, 2015Q3, 2015Q1, 2015Q2, 2016Q3, 2016Q1, 2016Q2, 2017

Cash

50 m77.6 m138.2 m114.4 m22.8 m75.3 m29.4 m63.7 m120.1 m

Inventories

132 m134 m116.1 m115.3 m133 m126.4 m130.4 m143.4 m137 m

Current Assets

646.2 m622.6 m632.7 m608.3 m472.5 m456.1 m532 m473.2 m488.4 m

PP&E

109.5 m104.4 m102.3 m101.1 m70 m65 m61.2 m54.9 m53.6 m

Goodwill

436.8 m337.5 m344.9 m331.8 m326.2 m254.8 m254.3 m253.6 m254.2 m

Total Assets

1.5 b1.4 b988 m964.5 m962 m

Current Liabilities

128.7 m116.5 m178 m168.8 m179.4 m188.6 m205.9 m78.4 m73.3 m

Common Stock

519 k506 k506 k506 k508 k510 k510 k513 k513 k

Additional Paid-in Capital

347.2 m338.7 m330 m327 m309.6 m312.6 m313.6 m319.8 m321.5 m

Retained Earnings

641.9 m562.4 m522.5 m512.7 m415.7 m341.5 m320.5 m327 m335 m

Total Equity

591.5 m569.8 m598.9 m613.5 m

Financial Leverage

1.7 x1.6 x1.6 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

38.4 m(41.5 m)(91.5 m)(88.4 m)

Depreciation and Amortization

33.6 m35.3 m33.5 m28.7 m

Inventories

433 k(3.7 m)

Accounts Payable

16.8 m12.1 m

Cash From Operating Activities

126.5 m89.2 m79.4 m64.4 m

Purchases of PP&E

(46.7 m)(23 m)(24.3 m)(9.6 m)

Cash From Investing Activities

(160.4 m)(34.8 m)(67.7 m)6.7 m

Cash From Financing Activities

22.2 m(33.9 m)2.4 m(63.2 m)

Interest Paid

12.6 m16.4 m16.5 m18.7 m

Income Taxes Paid

47.1 m30.2 m
USDQ3, 2014Q1, 2014Q2, 2015Q3, 2015Q1, 2015Q2, 2016Q3, 2016Q1, 2016Q2, 2017

Net Income

12.3 m15.1 m437 k(10.2 m)(8.3 m)(77.8 m)(6.4 m)7 m7.9 m

Depreciation and Amortization

9.2 m9 m9.1 m8.9 m8.1 m7.1 m6.3 m6.4 m6 m
Y, 2017

Financial Leverage

1.6 x

EZCORP Operating Metrics

EZCORP's Total Loans Issued was reported to be $168.3 m in Q3, 2017. EZCORP's Stores was reported to be 786 in Q3, 2017
FY, 2014Q1, 2014Q2, 2015Q3, 2015FY, 2015Q1, 2015Q2, 2016Q3, 2016FY, 2016Q1, 2016Q2, 2017Q3, 2017

Stores

804863870819786826829787786783784786

Total Loans Issued

$162.44 m$150.93 m$127.93 m$144.38 m$159.96 m$157.91 m$140.2 m$160.27 m$167.33 m$162.2 m$143.27 m$168.26 m

    EZCORP Market Value History

    EZCORP Revenue Breakdown

    Traffic Overview of EZCORP

    EZCORP Online and Social Media Presence

    EZCORP News and Updates

    BRIEF-Ezcorp Q3 earnings per share $0.05 from continuing operations

    * Q3 earnings per share view $-0.01 -- Thomson Reuters I/B/E/S

    EZCORP Company Life and Culture

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