EZCORP is an American pawn shop operator. The Company offers specialty consumer lending and signature loans. EZCORP operates locations in the U.S., Canada, the UK and Mexico under the names of EZPAWN, Value Pawn, EZMONEY, Empeño Fácil, Cash Converters and Grupo Finmart. It provides short term credit services and pawn loans. The Company is specialized in "non-recourse loans" collateralized by tangible personal property and also offers payday loans and fee-based credit services.

Employee Rating

2.3More
TypePublic
HQAustin, US
Founded1978
Size (employees)7,300 (est)
Websiteezcorp.com
EZCORP was founded in 1978 and is headquartered in Austin, US
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Key People/Management at EZCORP

Stuart I. Grimshaw

Stuart I. Grimshaw

CEO
Daniel M. Chism

Daniel M. Chism

CFO
Dave Hurrell

Dave Hurrell

Chief Information Officer
Francisco Kuthy Saenger

Francisco Kuthy Saenger

General Manager, Empeño Fácil
Joseph L. Rotunda

Joseph L. Rotunda

COO
Jacob Wedin

Jacob Wedin

Chief Business Development Officer
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EZCORP Office Locations

EZCORP has an office in Austin
Austin, (HQ)
200 2500 Bee Cave Rd
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EZCORP Financials and Metrics

EZCORP Revenue

EZCORP's revenue was reported to be $482.91 m in FY, 2018
USD

Revenue (FY, 2018)

482.9m

Gross profit (FY, 2018)

206.3m

Gross profit margin (FY, 2018), %

42.7%

Net income (FY, 2018)

38.1m

EBIT (FY, 2018)

68.7m

Market capitalization (4-Dec-2018)

489.6m

Closing stock price (4-Dec-2018)

9.0

Cash (30-Sep-2018)

286.0m

EV

430.3m
EZCORP's current market capitalization is $489.6 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

640.7m615.1m444.9m428.2m435.5m482.9m

Revenue growth, %

(4%)(28%)(4%)

Cost of goods sold

276.6m

Gross profit

206.3m
Quarterly
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q2, 2018Q3, 2018

Revenue

167.3m165.3m153.3m143.6m142.4m129.3m111.5m113.8m100.4m112.0m109.9m105.6m120.6m115.1m

Cost of goods sold

66.9m

Gross profit

48.2m

Gross profit Margin, %

42%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

38.4m(41.5m)(91.5m)(88.4m)30.2m38.1m

Depreciation and Amortization

34.9m38.6m37.0m28.7m23.7m25.5m

Inventories

433.0k(3.7m)721.0k(1.1m)

Accounts Payable

16.8m12.1m
Quarterly
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q2, 2018Q3, 2018

Net Income

24.4m33.5m45.8m9.7m10.1m(122.0k)(8.3m)(86.1m)(92.4m)7.0m14.9m20.1m23.6m37.8m

Depreciation and Amortization

9.4m18.9m28.1m9.0m18.1m27.0m8.1m15.1m20.4m6.4m12.4m18.2m12.2m18.3m

Inventories

509.0k2.5m926.0k(2.1m)(993.0k)(1.3m)(615.0k)708.0k1.5m(628.0k)988.0k

Accounts Payable

(8.0m)(11.2m)(7.2m)
USDY, 2018

EV/EBIT

6.3 x

EV/CFO

4.9 x

Revenue/Employee

66.2k

Financial Leverage

1.7 x
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EZCORP Operating Metrics

EZCORP's Stores was reported to be 786 in Q3, 2017. EZCORP's Total Loans was reported to be $168.3m in Q3, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017

Stores

804 863 870 819 786 826 829 787 786 783 784 786

Total Loans

$162.44 m$150.93 m$127.93 m$144.38 m$159.96 m$157.91 m$140.20 m$160.27 m$167.33 m$162.20 m$143.27 m$168.26 m
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EZCORP Revenue Breakdown

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EZCORP revenue breakdown by geographic segment: 86.3% from U.S. Pawn, 12.1% from Mexico Pawn and 1.6% from Other

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EZCORP Online and Social Media Presence

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EZCORP Company Life and Culture

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EZCORP Frequently Asked Questions

  • When was EZCORP founded?

    EZCORP was founded in 1978.

  • Who are EZCORP key executives?

    EZCORP's key executives are Stuart I. Grimshaw, Daniel M. Chism and Dave Hurrell.

  • How many employees does EZCORP have?

    EZCORP has 7,300 employees.

  • What is EZCORP revenue?

    Latest EZCORP annual revenue is $482.9 m.

  • What is EZCORP revenue per employee?

    Latest EZCORP revenue per employee is $66.2 k.

  • Who are EZCORP competitors?

    Competitors of EZCORP include Thinking Capital, Lighter Capital and Prospa.

  • Where is EZCORP headquarters?

    EZCORP headquarters is located at 200 2500 Bee Cave Rd, Austin.

  • Where are EZCORP offices?

    EZCORP has an office in Austin.

  • How many offices does EZCORP have?

    EZCORP has 1 office.