EZCORP is an American pawn shop operator. The Company offers specialty consumer lending and signature loans. EZCORP operates locations in the U.S., Canada, the UK and Mexico under the names of EZPAWN, Value Pawn, EZMONEY, Empeño Fácil, Cash Converters and Grupo Finmart. It provides short term credit services and pawn loans. The Company is specialized in "non-recourse loans" collateralized by tangible personal property and also offers payday loans and fee-based credit services.

Company Growth (employees)
Austin, US
Size (employees)
7,300 (est)
EZCORP was founded in 1978 and is headquartered in Austin, US

EZCORP Office Locations

EZCORP has an office in Austin
Austin, US (HQ)
200 2500 Bee Cave Rd

EZCORP Financials and Metrics

EZCORP Financials

EZCORP's revenue was reported to be $109.9 m in Q2, 2017

Revenue (Q2, 2017)

109.9 m

Net income (Q2, 2017)

7.9 m

EBIT (Q2, 2017)

16.1 m

Market capitalization (12-Oct-2017)

524.6 m

Cash (31-Mar-2017)

120.1 m
EZCORP's current market capitalization is $524.6 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


640.7 m615.1 m444.9 m428.2 m

Revenue growth, %



139 m96.6 m(8.9 m)

EBIT margin, %

USDQ1, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q2, 2017


150.3 m153.3 m111.5 m142.4 m129.3 m112 m113.8 m100.4 m109.9 m


27.2 m20 m(3.9 m)20.8 m4.7 m14.1 m9.9 m6.5 m16.1 m

EBIT margin, %


Interest expense

9 m6.1 m9.2 m11.3 m9.7 m5.6 m8.4 m3.9 m5.6 m
USDFY, 2013FY, 2014FY, 2015FY, 2016


36.3 m56.3 m59.1 m65.7 m


21.1 m140.2 m

Current Assets

537.1 m676.4 m555.9 m482.1 m


116.3 m105.9 m75.6 m58.5 m
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017


50 m77.6 m138.2 m114.4 m22.8 m75.3 m29.4 m63.7 m120.1 m


132 m134 m116.1 m115.3 m133 m126.4 m130.4 m143.4 m137 m

Current Assets

646.2 m622.6 m632.7 m608.3 m472.5 m456.1 m532 m473.2 m488.4 m


109.5 m104.4 m102.3 m101.1 m70 m65 m61.2 m54.9 m53.6 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

38.4 m(41.5 m)(91.5 m)(88.4 m)

Depreciation and Amortization

33.6 m35.3 m33.5 m28.7 m


433 k(3.7 m)

Accounts Payable

16.8 m12.1 m
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

12.3 m15.1 m437 k(10.2 m)(8.3 m)(77.8 m)(6.4 m)7 m7.9 m

Depreciation and Amortization

9.2 m9 m9.1 m8.9 m8.1 m7.1 m6.3 m6.4 m6 m
Y, 2017

Financial Leverage

1.6 x
Show all financial metrics

EZCORP Operating Metrics

EZCORP's Total Loans Issued was reported to be $168.3 m in Q3, 2017. EZCORP's Stores was reported to be 786 in Q3, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017



Total Loans Issued

$162.44 m$150.93 m$127.93 m$144.38 m$159.96 m$157.91 m$140.2 m$160.27 m$167.33 m$162.2 m$143.27 m$168.26 m
Show all operating metrics

EZCORP Market Value History

EZCORP Revenue Breakdown

EZCORP Job Categories

Traffic Overview of EZCORP

EZCORP Online and Social Media Presence

EZCORP Company Life and Culture

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