EZCORP is an American pawn shop operator. The Company offers specialty consumer lending and signature loans. EZCORP operates locations in the U.S., Canada, the UK and Mexico under the names of EZPAWN, Value Pawn, EZMONEY, Empeño Fácil, Cash Converters and Grupo Finmart. It provides short term credit services and pawn loans. The Company is specialized in "non-recourse loans" collateralized by tangible personal property and also offers payday loans and fee-based credit services.

Company Growth (employees)
Austin, US
Size (employees)
7,300 (est)
EZCORP was founded in 1978 and is headquartered in Austin, US

EZCORP Office Locations

EZCORP has an office in Austin
Austin, US (HQ)
200 2500 Bee Cave Rd

EZCORP Financials and Metrics

EZCORP Financials

EZCORP's revenue was reported to be $435.5 m in FY, 2017

Revenue (FY, 2017)

435.5 m

Net income (FY, 2017)

30.2 m

EBIT (FY, 2017)

53.6 m

Market capitalization (13-Dec-2017)

666 m

Cash (30-Sep-2017)

164.4 m
EZCORP's current market capitalization is $666 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017


640.7 m615.1 m444.9 m428.2 m435.5 m

Revenue growth, %


Operating expense total

381.9 m

Depreciation and amortization

23.7 m
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


167.3 m165.3 m153.3 m150.3 m142.4 m129.3 m111.5 m113.8 m100.4 m112 m109.9 m105.6 m

Operating expense total

131.6 m138 m133.2 m123.1 m121.6 m124.6 m115.4 m103.9 m93.9 m97.9 m93.8 m94.2 m


35.7 m27.4 m20 m27.2 m20.8 m4.7 m(3.9 m)9.9 m6.5 m14.1 m16.1 m11.4 m

EBIT margin, %

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017


36.3 m56.3 m59.1 m65.7 m164.4 m


21.1 m140.2 m28.8 m

Current Assets

537.1 m676.4 m555.9 m482.1 m581 m


116.3 m105.9 m75.6 m58.5 m58 m
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


38.5 m32.2 m50 m77.6 m138.2 m114.4 m22.8 m75.3 m29.4 m63.7 m120.1 m113.7 m


142.7 m129 m132 m134 m116.1 m115.3 m133 m126.4 m130.4 m143.4 m137 m135.1 m

Current Assets

556.5 m537.1 m646.2 m622.6 m632.7 m608.3 m472.5 m456.1 m532 m473.2 m488.4 m501.6 m


114.5 m111.4 m109.5 m104.4 m102.3 m101.1 m70 m65 m61.2 m54.9 m53.6 m53 m
    USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

    Net Income

    38.4 m(41.5 m)(91.5 m)(88.4 m)30.2 m

    Depreciation and Amortization

    33.6 m35.3 m33.5 m28.7 m23.7 m


    433 k(3.7 m)28.8 m

    Accounts Payable

    16.8 m12.1 m
    USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

    Net Income

    24.4 m9.1 m12.3 m15.1 m437 k(10.2 m)(8.3 m)(86.1 m)(92.4 m)7 m7.9 m

    Depreciation and Amortization

    7.5 m7.5 m7.6 m7.6 m9.1 m8.9 m8.1 m15.1 m20.4 m6.4 m6 m


    (2.1 m)(993 k)(1.3 m)(615 k)

    Cash From Operating Activities

    (4.5 m)55.7 m(5.3 m)
      USDY, 2017


      59.7 k

      Financial Leverage

      1.6 x
      Show all financial metrics

      EZCORP Operating Metrics

      EZCORP's Total Loans Issued was reported to be $168.3 m in Q3, 2017. EZCORP's Stores was reported to be 786 in Q3, 2017
      FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017



      Total Loans Issued

      $162.44 m$150.93 m$127.93 m$144.38 m$159.96 m$157.91 m$140.2 m$160.27 m$167.33 m$162.2 m$143.27 m$168.26 m
      Show all operating metrics

      EZCORP Market Value History

      EZCORP Revenue Breakdown

      EZCORP's Web-traffic and Trends

      EZCORP Online and Social Media Presence

      EZCORP Company Life and Culture

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