H&T began serving communities around London in 1897. Since then, we have expanded to become one of the most established and leading alternative finance providers in the UK. We now offer an broad range of products to our customers that includes pawnbroking, personal loans, business loans, foreign exchange, gold buying, cheque cashing, as well as BuyBack electronics and retail.

On 8th May 2006, H&T floated on the Alternative Investment Market (AIM) providing the group with access to new sources of finance. 

Since 2006 H&T has accelerated its development by adding new products and services, expanding the store network and developing a complete online service. Our continued investment in the business and the 
communities we serve has resulted in us growing to become one of the leading providers in the UK. 

We believe everyone should be given choices in how to deal with their financial needs. We endeavour to 
provide the best service and the broadest choice of financial solutions for the widest group of people.
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Sutton, GB
Size (employees)
1,053 (est)+6%
H&T Group was founded in 1897 and is headquartered in Sutton, GB
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H&T Group Office Locations

H&T Group has an office in Sutton
Sutton, GB (HQ)
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H&T Group Financials and Metrics

H&T Group Financials

H&T Group's revenue was reported to be £94.22 m in FY, 2016 which is a 5.6% increase from the previous period.

Revenue (FY, 2016)

94.2 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

54.8 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

7.6 m

EBITDA (FY, 2016)

13.1 m

EBIT (FY, 2016)

10.2 m

Market capitalization (31-Oct-2017)

123.6 m

Closing share price (31-Oct-2017)


Cash (31-Dec-2016)

9.6 m
H&T Group's current market capitalization is £123.6 m.
GBPFY, 2007FY, 2008FY, 2009FY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016


38.4 m52.9 m84 m126.4 m125.5 m129.7 m99.3 m87.7 m89.2 m94.2 m

Revenue growth, %


Cost of goods sold

10.7 m17.1 m32.8 m59.6 m60.1 m67.4 m49.4 m42 m41.8 m39.5 m

Gross profit

27.7 m35.7 m51.2 m66.8 m65.4 m62.3 m49.9 m45.7 m47.5 m54.8 m
GBPFY, 2007FY, 2008FY, 2009FY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

5.1 m7.1 m13.3 m17.2 m18.1 m12.9 m4.9 m4.3 m5.4 m7.6 m

Cash From Operating Activities

2.6 m4.1 m(1.4 m)22.4 m5.6 m11.4 m15.4 m14.4 m11.2 m1.3 m

Dividends Paid

1.5 m1.9 m2.5 m3.2 m3.5 m3.9 m3.7 m1.8 m2.3 m3.1 m

Cash From Financing Activities

2.9 m1.1 m5 m(16.2 m)(52 k)(3.5 m)(8.7 m)(12.8 m)(7.2 m)(755 k)
GBPY, 2016


94.1 k

Financial Leverage

1.3 x
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