Civista Bancshares, through the subsidiary bank, Civista Bank, is primarily engaged in the business of community banking. The Bank conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. Civista Bank's loan portfolio consists of commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, consumer and other. Its securities are classified as available-for-sale securities. The Bank's deposits include noninterest-bearing demand deposits; interest-bearing demand deposits; savings account, including money market deposit accounts, and certificates of deposit, including individual retirement accounts.

Type
Public
HQ
Sandusky, US
Founded
1884
Size (employees)
337 (est)
Civista Bancshares was founded in 1884 and is headquartered in Sandusky, US
Report incorrect company information

Civista Bancshares Office Locations

Civista Bancshares has an office in Sandusky
Sandusky, US (HQ)
100 E Water St
Show all (1)
Report incorrect company information

Civista Bancshares Financials and Metrics

Civista Bancshares Financials

Civista Bancshares's revenue was reported to be $69.70 m in FY, 2016 which is a 7.3% increase from the previous period.
USD

Revenue (Q1, 2018)

21.5 m

Gross profit (Q1, 2018)

20.4 m

Gross profit margin (Q1, 2018), %

94.7%

Net income (Q1, 2018)

7 m

EBIT (Q1, 2018)

14.8 m

Market capitalization (15-Jun-2018)

267.4 m

Closing share price (15-Jun-2018)

24.8
Civista Bancshares's current market capitalization is $267.4 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

44.9 m59.8 m65 m69.7 m

Revenue growth, %

33%9%7%

Cost of goods sold

4.9 m4.1 m3.3 m3.3 m

Gross profit

40 m55.7 m61.7 m66.4 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018

Revenue

16.4 m16.3 m18.3 m17.8 m17 m18.8 m18.3 m21.5 m

Cost of goods sold

824 k821 k818 k799 k844 k800 k861 k1.2 m

Gross profit

15.6 m15.5 m17.5 m17 m16.2 m18 m17.5 m20.4 m

Gross profit Margin, %

95%95%96%96%95%96%95%95%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Accounts Receivable

3.9 m3.9 m3.9 m3.9 m

PP&E

16.9 m14.4 m16.9 m17.9 m

Goodwill

21.7 m21.7 m27.1 m27.1 m
Quarterly
USDQ3, 2013Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018

PP&E

16.6 m16.3 m16.2 m16.8 m16.7 m17.3 m18 m17.8 m17.4 m

Goodwill

21.7 m26.8 m27.1 m27.1 m27.1 m27.1 m27.1 m27.1 m27.1 m

Total Assets

1.1 b1.3 b1.3 b1.5 b1.4 b1.4 b1.6 b1.5 b1.6 b

Accounts Payable

942.5 m1.1 b1.1 b1.3 b1.1 b1.1 b1.3 b1.2 b1.3 b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

6.2 m9.5 m12.7 m17.2 m

Depreciation and Amortization

846 k769 k711 k699 k

Accounts Payable

(30 k)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q1, 2018

Net Income

5.1 m2.7 m5 m7.3 m3.2 m3.1 m3.3 m4.7 m5.2 m3.7 m4.6 m

Depreciation and Amortization

192 k189 k183 k172 k172 k167 k

Cash From Operating Activities

6.6 m

Cash From Financing Activities

68.5 m
USDY, 2018

Financial Leverage

8.5 x
Show all financial metrics

Civista Bancshares Operating Metrics

Civista Bancshares's Total Loans was reported to be $1.1b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans

$13.58 m$13.58 m$12.92 m$10.55 m$9.26 m$11.25 m$8.74 m$8.14 m$6.94 m$7.39 m$6.75 m

Total Loans

$900.59 m$969.79 m$988.21 m$985.52 m$987.17 m$991.37 m$1.01 b$1.03 b$1.04 b$1.06 b$1.09 b
Show all operating metrics
Report incorrect company information