Impac Mortgage Holdings

It’s time to partner with Impac Mortgage Corp., a lender who is focused solely on the mortgage business and committed to your success. Our specialties include Wholesale Lending, Correspondent Lending, Warehouse Lending, Retail Lending, Capital Markets and Loan Servicing. Interested in a career with Impac Mortgage Corp.? Click our “Careers” tab on this page. Our core business channels are: • Wholesale Lending - focused on helping mortgage brokers expand their product offering and grow their business. • Correspondent Lending - focused on empowering correspondent lenders such as mortgage bankers, credit unions, community banks and other financial institutions to expand their product offerings including AltQM™, 203k renovation lending, Jumbo and FHA/VA. We also provide competitive Warehouse Lines of Credit to help optimize business and mitigate risk for our clients. • Retail Lending - focused on consumer direct business with programs for both purchase and refinance loans through our retail lending division, CashCall Mortgage. Impac Mortgage Corp. is a direct agency and government lender offering a full range of products including -- AltQM™, Fannie Mae/Freddie Mac, FHA/VA/USDA, Jumbo, 203k and more. Founded in 1995 in Irvine, California, Impac Mortgage Corp.'s parent company, Impac Mortgage Holdings, Inc. (IMH), is a publicly traded company and through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage marketplace. NMLS #128231
Company Growth (employees)
Type
Public
HQ
Irvine, US
Founded
1995
Size (employees)
564 (est)
Impac Mortgage Holdings was founded in 1995 and is headquartered in Irvine, US

Impac Mortgage Holdings Office Locations

Impac Mortgage Holdings has an office in Irvine
Irvine, US (HQ)
19500 Jamboree Rd

Impac Mortgage Holdings Data and Metrics

Impac Mortgage Holdings Financial Metrics

Impac Mortgage Holdings's revenue was reported to be $297.8 m in FY, 2016 which is a 78% increase from the previous period.
USD

Revenue (FY, 2016)

297.8 m

Revenue growth (FY, 2015 - FY, 2016), %

78%

Net income (FY, 2016)

46.7 m

Market capitalization (21-Jul-2017)

237 m

Cash (31-Dec-2016)

40.1 m

EV

244.1 m
Impac Mortgage Holdings's current market capitalization is $237 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

86.5 m45.2 m167 m297.8 m

Revenue growth, %

(48%)269%78%

Operating expense total

88.1 m56 m95.7 m238 m

EBIT

(10.5 m)5.5 m71.3 m

EBIT margin, %

(12%)12%43%

Interest expense

310.5 m294.5 m274.9 m260.8 m

Interest income

310.4 m295.7 m276.8 m263.6 m

Pre tax profit

47.8 m

Income tax expense

(21.9 m)1.1 m

Net Income

(8 m)(6.3 m)80.8 m46.7 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

10 m10.1 m32.4 m40.1 m

Goodwill

104.9 m104.9 m

Total Assets

5.7 b5.6 b5.2 b4.9 b

Accounts Payable

397.2 m

Total Debt

47.2 m

Total Liabilities

4.6 b

Additional Paid-in Capital

1.1 b1.1 b1.1 b1.2 b

Retained Earnings

(235.9 m)(242.2 m)(161.4 m)(114.7 m)

Total Equity

25.9 m25 m114.5 m231 m

Debt to Equity Ratio

0.2 x

Debt to Assets Ratio

0 x

Financial Leverage

221 x223.5 x45.5 x21.1 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(8 m)(6.3 m)80.8 m46.7 m

Cash From Operating Activities

174.5 m30 m30.7 m65.5 m

Purchases of PP&E

(18 k)

Cash From Investing Activities

787.2 m701.3 m676.3 m641.9 m

Short-term Borrowings

(3.5 m)(3.5 m)

Cash From Financing Activities

(964.5 m)(731.2 m)(684.6 m)(699.7 m)

Interest Paid

65.5 m63.3 m77.5 m
Y, 2016

EV/CFO

3.7 x

Debt/Equity

0.2 x

Financial Leverage

21.1 x

Impac Mortgage Holdings Market Value History

Impac Mortgage Holdings Online and Social Media Presence

Impac Mortgage Holdings Company Life and Culture

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