Citizens Independent Bancorp, Inc. operates as the bank holding company for The Citizens Bank of Logan that provides commercial and retail banking services in Ohio, the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, demand deposit accounts, direct deposit services, and telephone and Internet banking services to individuals, businesses, associations, financial institutions, and government entities. It also provides various loans comprising commercial and industrial loans; commercial real estate loans on income-producing properties; construction and land development loans; residential real estate loans; and personal loans and lines of credit to consumers for the purchase of automobiles, boats, and other recreational vehicles, as well as for the making of home improvements and personal investments.