First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides various banking products and services in Tennessee. The company's deposit products include checking accounts, regular savings deposits, negotiable order of withdrawal accounts, money market accounts, and market rate certificates of deposit. Its loan portfolio comprises commercial, commercial and residential real estate, and retail installment loans.The mission of the company is to become a leader in providing distinctive services and products that meet the financial needs and goals of customers in each of its communities.