National Bank Holdings

Financial Services banks holding company

National Bank Holdings Corporation (NBHC) is a bank holding company. The Company's primary operations are conducted through its subsidiary, NBH Bank (the Bank), through which it provides a range of banking products to both commercial and consumer clients. At NBH Bank, we believe that banks have an obligation to deliver common sense banking–smart banking solutions and exceptional service that put our clients first. NBH Bank Common Sense Banking is delivered in a locally relevant way–the way banking should be provided–through our family of community banks: Bank Midwest, Community Banks of Colorado and Hillcrest Bank.

Revenue(FY, 2016)

$200.5 M

Market capitalization(2017-10-19)

$950.5 M

Total Loans Issued(Q2, 2017)

$3.1 B

Company Growth (employees)

Type

Public

Greenwood Village, US

Founded

2009

Size (employees)

1,155 (est)

Website

nbhbank.com

National Bank Holdings was founded in 2009 and is headquartered in Greenwood Village, US

National Bank Holdings Office Locations

National Bank Holdings has an office in Greenwood Village

Greenwood Village, US (HQ)

300 7800 E Orchard Rd

National Bank Holdings Financials and Metrics

National Bank Holdings Financials

National Bank Holdings's revenue was reported to be $200.5 m in FY, 2016

Summary

USD

National Bank Holdings's current market capitalization is $950.5 m.

Source: SEC Filings

Income Statement

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016
Revenue	195.5 m	183 m	192.9 m	200.5 m
Revenue growth, %		(6%)	5%	4%
Cost of goods sold				14.8 m
Gross profit				185.7 m

Quarterly

USD	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017
Cost of goods sold	3.6 m	3.6 m	3.6 m	3.7 m	3.6 m	3.5 m	3.7 m	3.7 m	4 m
Sales and marketing expense	20.4 m	21.1 m	20.1 m	21.2 m	20.5 m	20.6 m	19.6 m	20.1 m	20.4 m
General and administrative expense	6.2 m	6.2 m	6.1 m	6.1 m	6.1 m	6.1 m	5.7 m	5.7 m	5.4 m
Operating expense total	26.6 m	27.2 m	26.2 m	27.2 m	26.6 m	26.7 m	25.3 m	25.8 m	25.8 m

show all

Source: SEC Filings

Balance Sheet

Annual

USD	FY, 2015	FY, 2016
Cash	166.1 m	152.7 m
Inventories		2.9 b
PP&E	103.1 m	95.7 m
Goodwill	59.6 m	59.6 m

Quarterly

USD	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017
Cash	242.4 m	153.2 m	193.6 m	147.9 m	125 m	218.4 m
Inventories	2.3 b	2.5 b	2.6 b	2.7 b	2.8 b	3 b
PP&E	102.2 m	104.5 m	102.6 m	98.6 m	96.9 m	94.5 m
Goodwill	59.6 m	59.6 m	59.6 m	59.6 m	59.6 m	59.6 m

show all

Cash Flow

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016
Net Income	6.9 m	9.2 m	4.9 m	23.1 m
Depreciation and Amortization			15.5 m	14.2 m
Cash From Operating Activities	(579.7 m)	67.5 m	(37.7 m)	(3.9 m)
Cash From Investing Activities			182.3 m	114.6 m

Quarterly

USD	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017
Net Income	2.1 m	3.3 m	1.2 m	(95 k)	1.5 m	251 k	4.8 m	13.1 m	8.3 m
Depreciation and Amortization				7.8 m	11.6 m	3.8 m	7.4 m	10.9 m	3.3 m
Cash From Operating Activities				(22.8 m)	(15.2 m)	7.1 m	26.5 m	27.1 m
Cash From Investing Activities				34.5 m	77.4 m	95.1 m	41.8 m	51.2 m	(84.9 m)

show all

Ratios

	Y, 2017
Financial Leverage	8.8 x

Show all financial metrics

National Bank Holdings Operating Metrics

National Bank Holdings's Total Loans Issued was reported to be $3.1 b in Q2, 2017

	FY, 2014	Q1, 2015	Q2, 2015	Q3, 2015	FY, 2015	Q1, 2016	Q2, 2016	Q3, 2016	FY, 2016	Q1, 2017	Q2, 2017
Bank Branches	97				97				91
Total Loans Issued	$2.16 b	$2.22 b	$2.33 b	$2.52 b	$2.59 b	$2.59 b	$2.74 b	$2.82 b	$2.86 b	$2.95 b	$3.09 b
ATMs	106				106				112
Non-accrual Loans	$3.84 m	$4.91 m	$9.69 m	$7.29 m	$7.85 m	$26.78 m	$24.38 m	$10.43 m	$14.01 m	$8.64 m	$10.77 m