OverviewSuggest Edit

Cerved is a company providing data management, processing, and information products and services. It operates in three segments: Risk Management, Growth Services, and Credit Management. The company provides data and information to assess the economic-financial profile, reliability of businesses and individuals, and the risk level of loan portfolios. It offers a range of online services for finding new customers and business partners, knowing the competition, analyzing target sectors, measuring customer satisfaction, uncovering risk trends, and other applications. Cerved also provides services to assess and manage credit positions on behalf of third parties. The company serves banking, financial services, insurance, telecommunications, utilities, retail, and public administration markets.

TypePublic
Founded1974
HQSan Donato Milanese, IT
Websitecerved.com

Latest Updates

Employees (est.) (Dec 2020)2,656(+2%)
Revenue (FY, 2019)€519.3 M(+14%)
Share Price (Jul 2021)€10(+2%)
Cybersecurity ratingAMore

Key People/Management at Cerved

Andrea Mignanelli

Andrea Mignanelli

Chief Executive Officer
Milovan Milovic

Milovan Milovic

Credit Officer E Responsabile Relazioni Istituzionali, Validazione E Backtesting
Gianandrea Edoardo De Bernardis

Gianandrea Edoardo De Bernardis

Chairman
Andrea Cincinnati

Andrea Cincinnati

Head of ESG Solutions
Fabio Cerchiai

Fabio Cerchiai

Lead Independent Director
Valentina Montanari

Valentina Montanari

Independent Director
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Cerved Office Locations

Cerved has offices in San Donato Milanese, Bari, Bologna, Bolzano and in 17 other locations
San Donato Milanese, IT (HQ)
Via della Unione Europea, 6a/b
Bari, IT
Bari International Airport-Karol Wojtyla, Viale Enzo Ferrari
Bologna, IT
Via Cairoli, 8/f
Bologna, IT
Via della Salute, 14/2
Bolzano, IT
Via del Macello, 53
Brindisi, IT
Piazza Cairoli, 29
Show all (26)

Cerved Financials and Metrics

Cerved Revenue

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Cerved's revenue was reported to be €519.27 m in FY, 2019 which is a 13.6% increase from the previous period.
EUR

Revenue (H1, 2020)

239.0m

Gross profit (H1, 2020)

176.6m

Gross profit margin (H1, 2020), %

73.9%

Net income (H1, 2020)

19.6m

EBIT (H1, 2020)

43.2m

Market capitalization (16-Jul-2021)

1.9b

Closing stock price (16-Jul-2021)

10.0

Cash (30-Sept-2020)

44.5m

EV

2.5b
Cerved's current market capitalization is €1.9 b.
Annual
EURFY, 2017FY, 2018FY, 2019

Revenue

401.4m457.2m519.3m

Revenue growth, %

14%14%

Cost of goods sold

108.8m124.4m135.2m

Gross profit

292.6m332.9m384.1m
Half Year
EURH1, 2018H1, 2019H1, 2020

Revenue

222.8m245.9m239.0m

Cost of goods sold

62.5m66.3m62.4m

Gross profit

160.3m179.6m176.6m

Gross profit Margin, %

72%73%74%
Annual
EURFY, 2017FY, 2018FY, 2019

Cash

99.2m42.4m86.2m

Accounts Receivable

161.9m197.8m234.2m

Inventories

2.0m111.0k

Current Assets

281.8m269.9m344.8m
Quarterly
Annual
EURFY, 2017FY, 2018FY, 2019

Depreciation and Amortization

67.1m73.8m144.2m

Cash From Operating Activities

150.9m154.3m208.1m

Purchases of PP&E

(6.6m)(5.6m)(12.7m)

Cash From Investing Activities

(41.8m)(128.8m)(76.8m)
Quarterly
EURQ1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Depreciation and Amortization

16.6m33.4m50.7m20.1m99.0m118.9m37.0m58.5m77.7m

Cash From Operating Activities

29.2m94.3m114.1m33.4m95.7m179.6m38.6m62.0m89.9m

Purchases of PP&E

(1.2m)(3.0m)(4.1m)(1.3m)(3.4m)(3.9m)(565.0k)(1.5m)(3.6m)

Cash From Investing Activities

(27.8m)(101.9m)(116.3m)(10.8m)(34.8m)(65.2m)(52.9m)(101.8m)(108.6m)
EURFY, 2017

EV/EBIT

23.6 x

EV/CFO

17.4 x

Revenue/Employee

201.5k

Debt/Equity

1 x

Debt/Assets

0.4 x

Financial Leverage

2.6 x

P/E Ratio

38.3
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Cerved Operating Metrics

Cerved's Enterprise Customers was reported to be 30 k in Dec, 2020.
FY, 2017FY, 2018FY, 2019Jun, 2020Dec, 2020

Enterprise Customers

30 k30 k30 k30 k

Suppliers

2.3 k2.67 k4.02 k

Operational Locations

334343

Commercial Locations

433
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Cerved Acquisitions / Subsidiaries

Company NameDateDeal Size
Pro Web Consulting S.r.lJuly 25, 2018
Spazio Dati S.r.lJune 25, 2018
PayClickApril 13, 2016
RECUSOctober 07, 2014€18.8 m
Cerved Credit Collection S.p.A.
Cerved Credit Management Greece S.A
Cerved Credit Management Group S.r.l.
Cerved Credit Management S.p.A
Cerved Finline S.r.l.
Cerved Legal Services S.r.l.
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Cerved Revenue Breakdown

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Cerved revenue breakdown by business segment: 46.0% from Credit Management, 49.3% from Credit Information and 4.8% from Other

Cerved revenue breakdown by geographic segment: 96.8% from Italy and 3.2% from Other

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Cerved Cybersecurity Score

Cybersecurity ratingPremium dataset

A

91/100

SecurityScorecard logo

Cerved Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

60-79

out of 100

CSRHub logo

Cerved Online and Social Media Presence

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Cerved News and Updates

Cerved Group Confirms Talks on Credit Management Unit Sale

Cerved Group Confirms Talks on Credit Management Unit Sale

A Piazza Affari, forte ascesa per Cerved Group

Brillante rialzo per Cerved Group, che lievita in modo prepotente, con un guadagno del 2,81%.

Pmi, Trapani la provincia più digital in Sicilia. Catania seconda

Cerved, una delle più importanti agenzie di informazioni commerciali in Europa, ha pubblicato di recente un aggiornamento del suo Growth Index, l’indice di crescita delle imprese italiane, analizzando più dettagliatamente il digital capability index, ovvero il tasso di propensione alla digitalizzazi…

AMCO consolida e amplia la collaborazione con primari servicer italiani

AMCO rende noto di aver portato a termine una procedura competitiva per l’assegnazione in outsourcing della gestione di specifiche tipologie di crediti NPE, a valle dell’acquisizione del portafoglio MPS.

Agenzie di viaggio, hotel e ristorazione La mano criminale cerca di allungarsi in Emilia Romagna

La ricerca Cerved evidenzia i settori ad alto rischio: la liquidità delle organizzazioni mafiose rischia di attrarre imprese in crisi

Piazza Affari: in bella mostra Cerved Group

Il confronto del titolo con il FTSE MIB, su base settimanale, mostra la maggiore forza relativa di Cerved Group rispetto all'indice, evidenziando la concreta appetibilità del titolo da parte dei compratori.
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Cerved Frequently Asked Questions

  • When was Cerved founded?

    Cerved was founded in 1974.

  • Who are Cerved key executives?

    Cerved's key executives are Andrea Mignanelli, Milovan Milovic and Gianandrea Edoardo De Bernardis.

  • How many employees does Cerved have?

    Cerved has 2,656 employees.

  • What is Cerved revenue?

    Latest Cerved annual revenue is €519.3 m.

  • What is Cerved revenue per employee?

    Latest Cerved revenue per employee is €195.5 k.

  • Who are Cerved competitors?

    Competitors of Cerved include Dun & Bradstreet, Equifax and Experian.

  • Where is Cerved headquarters?

    Cerved headquarters is located at Via della Unione Europea, 6a/b, San Donato Milanese.

  • Where are Cerved offices?

    Cerved has offices in San Donato Milanese, Bari, Bologna, Bolzano and in 17 other locations.

  • How many offices does Cerved have?

    Cerved has 26 offices.