Cerved is a company providing data management, processing, and information products and services. It operates in three segments: Risk Intelligence, Marketing Intelligence, Credit Management. The company provides data and information to assess the economic-financial profile, reliability of businesses and individuals, and the risk level of loan portfolios. It offers a range of online services for finding new customers and business partners, knowing the competition, analyzing target sectors, measuring customer satisfaction, uncovering risk trends, and other applications. Cerved also provides services to assess and manage credit positions on behalf of third parties. The company serves banking, financial services, insurance, telecommunications, utilities, retail, and public administration markets.