Centrue Financial

Centrue Financial Corporation is a bank holding company. The Company operates a subsidiary, Centrue Bank (the Bank). It provides various services, establishes Company-wide policies and procedures, and provides other resources as needed, including capital. The Company provides a range of banking services to individual and corporate customers extending from western and southern suburbs of the Chicago metropolitan area across Central Illinois down to metropolitan St. Louis area. The Bank is engaged in commercial and retail banking, and offers a range of lending, depository and related financial services, including accepting deposits; commercial and industrial, consumer, and real estate lending and other banking services for consumer, commercial and industrial, and public or governmental customers. The loan portfolio includes commercial loans, agriculture and agriculture real estate, one-to-four family residential real estate and home equity loans, and consumer loans.
Ottawa, US
Size (employees)
214 (est)-23%
Centrue Financial was founded in 1874 and is headquartered in Ottawa, US

Centrue Financial Office Locations

Centrue Financial has an office in Ottawa
Ottawa, US (HQ)
122 W Madison St

Centrue Financial Data and Metrics

Centrue Financial Financial Metrics

Centrue Financial's revenue was reported to be $31.7 m in FY, 2016 which is a 10% increase from the previous period.

Revenue (FY, 2016)

31.7 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

29 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

6.3 m

EBIT (FY, 2016)

28.7 m

Market capitalization (09-Jun-2017)

180.6 m

Closing share price (09-Jun-2017)


Cash (31-Dec-2016)

22.5 m


253.4 m
Centrue Financial's current market capitalization is $180.6 m.
USDFY, 2015FY, 2016


28.8 m31.7 m

Revenue growth, %


Cost of goods sold

2.5 m2.7 m

Gross profit

26.3 m29 m

Gross profit Margin, %


Sales and marketing expense

378 k244 k

R&D expense

1.7 m1.8 m

Operating expense total

2 m2.1 m


25.9 m28.7 m

EBIT margin, %


Pre tax profit

5.1 m9.9 m

Income tax expense

(37.5 m)3.6 m

Net Income

42.6 m6.3 m
USDFY, 2015FY, 2016


27.7 m22.5 m

Accounts Receivable

104 m


16.9 m16.4 m

Total Assets

961.2 m977.8 m

Accounts Payable

126.9 k130.7 k

Total Debt

95.3 m

Total Liabilities

850.9 m

Common Stock

66 k

Retained Earnings

(3 m)3 m

Total Equity

121.3 m126.9 m

Debt to Equity Ratio

0.8 x

Debt to Assets Ratio

0.1 x

Financial Leverage

7.9 x7.7 x
USDFY, 2015FY, 2016

Net Income

42.6 m6.3 m

Depreciation and Amortization

2.2 m2 m

Accounts Receivable

(2 m)(3.6 m)


(252.9 k)492.9 k

Cash From Operating Activities

6.5 m10.7 m

Purchases of PP&E

(167.8 m)(94 m)

Cash From Investing Activities

(136 m)(79.7 m)

Dividends Paid

(478 k)(329 k)

Cash From Financing Activities

108 m63.9 m

Interest Paid

7.4 m2.7 m

Income Taxes Paid

121 k270 k
USDY, 2016


8.8 x


23.8 x


114 k


0.8 x


0.1 x

Financial Leverage

7.7 x

Centrue Financial Market Value History

Centrue Financial Online and Social Media Presence

Centrue Financial Company Life and Culture

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