BofI Holding

BofI Federal Bank (NASDAQ: BOFI), is a nationwide bank that provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With approximately $7.7 billion in assets, BofI Federal Bank provides consumer and business banking products through its low-cost distribution channels and affinity partners. BofI Holding, Inc.'s common stock is listed on the NASDAQ Global Select Market under the ticker symbol BOFI and is a component of the Russell 2000® Index and the S&P SmallCap 600® Index. For more information on BofI Federal Bank, please visit www.bofifederalbank.com. Careers Do you have what it takes to be an amazing employee in the fastest growing bank in the U.S.? If so, we’re looking for you. BofI Federal Bank is a mission-driven organization with a clearly defined set of values. We require that our employees live by our organizational values, have a strong sense of individual purpose, and exhibit a deep emotional involvement in the success of our business. We believe one of our core competitive advantages is our self-governing culture that enables us to more efficiently turn rational ideas into actions through our collective passion and dedication. Visit our careers section on our website and become a team member of the fastest growing financial institution in the country!

Company Growth (employees)
Type
Public
HQ
San Diego, US
Founded
2000
Size (employees)
647 (est)
BofI Holding was founded in 2000 and is headquartered in San Diego, US

BofI Holding Office Locations

BofI Holding has an office in San Diego
San Diego, US (HQ)
140 4350 La Jolla Village Dr

BofI Holding Data and Metrics

BofI Holding Financial Metrics

BofI Holding's revenue was reported to be $317.7 m in FY, 2016
USD

Net income (Q3, 2017)

41 m

EBIT (Q3, 2017)

88.6 m

Market capitalization (18-Aug-2017)

1.7 b

Cash (31-Mar-2017)

1.1 b
BofI Holding's current market capitalization is $1.7 b.
USDFY, 2014FY, 2015FY, 2016

Revenue

172.9 m244.4 m317.7 m

Revenue growth, %

41%30%

Cost of goods sold

56.7 m

Gross profit

261 m

Gross profit Margin, %

82%

General and administrative expense

4.3 m

Operating expense total

4.3 m

EBIT

94.3 m140.9 m204.9 m

EBIT margin, %

55%58%64%

Pre tax profit

204.9 m

Income tax expense

85.6 m

Net Income

56 m82.7 m119.3 m
USDQ1, 2014Q2, 2014Q3, 2015Q1, 2015Q2, 2015Q3, 2016Q1, 2016Q2, 2016Q3, 2017

Cost of goods sold

9.9 m11 m12.2 m12.1 m12.8 m14.7 m17.7 m17.9 m18.4 m

General and administrative expense

721 k832 k735 k913 k934 k1.2 m1.3 m1.4 m1.5 m

Operating expense total

721 k832 k735 k913 k934 k1.2 m1.3 m1.4 m1.5 m

EBIT

44.9 m48.1 m50.7 m59.1 m63.2 m69.6 m69.8 m76.4 m88.6 m

Pre tax profit

30.2 m33 m35.8 m43.6 m48.5 m61.5 m49.7 m55.7 m71.4 m

Income tax expense

12.3 m13.6 m14.7 m18.1 m20.4 m25.6 m20.8 m23.4 m30.4 m

Net Income

17.8 m19.4 m21.1 m25.5 m28.1 m35.9 m28.9 m32.3 m41 m
USDFY, 2014FY, 2015FY, 2016

Cash

155.6 m222.9 m486.7 m

Accounts Receivable

13.9 m20.3 m148.4 m

Total Assets

5.8 b7.6 b

Accounts Payable

1.4 m1.3 m6 b

Total Debt

915.2 m758.2 m727 m

Total Liabilities

6.9 b

Preferred Stock

5.1 m5.1 m

Additional Paid-in Capital

207.6 m296.5 m331.2 m

Retained Earnings

183.5 m265.8 m384.8 m

Total Equity

533.5 m683.6 m

Debt to Equity Ratio

1.4 x1.1 x

Debt to Assets Ratio

0.1 x0.1 x

Financial Leverage

10.9 x11.1 x
USDQ1, 2014Q2, 2014Q3, 2015Q1, 2015Q2, 2015Q3, 2016Q1, 2016Q2, 2016Q3, 2017

Cash

198.3 m210.1 m228.6 m367.8 m284.4 m895.6 m599.1 m707.6 m1.1 b

Total Assets

4.8 b5.2 b5.5 b6.3 b6.7 b7.7 b7.9 b8.2 b8.7 b

Accounts Payable

3.3 b4 b4.4 b4.8 b5.2 b6 b6.3 b6.6 b6.8 b

Additional Paid-in Capital

230 m250.4 m274.5 m317.2 m324.9 m328.3 m334.1 m337.7 m342.2 m

Retained Earnings

201.2 m220.5 m241.5 m291.3 m319.3 m355.2 m413.6 m445.9 m486.8 m

Total Equity

578.2 m613.3 m653.3 m721.9 m753.7 m800.3 m

Financial Leverage

10.8 x10.9 x11.8 x10.9 x10.8 x10.9 x
USDFY, 2014FY, 2015FY, 2016

Net Income

56 m82.7 m119.3 m

Depreciation and Amortization

3.3 m4.8 m

Accounts Receivable

(4.1 m)(6.4 m)(6.1 m)

Accounts Payable

(324 k)(84 k)401 k

Cash From Operating Activities

(46.1 m)67.3 m210.6 m

Cash From Investing Activities

(1.3 b)(1.4 b)(1.6 b)

Cash From Financing Activities

1.3 b1.3 b1.6 b

Income Taxes Paid

37.3 m68.5 m89.2 m
USDQ1, 2014Q2, 2014Q3, 2015Q1, 2015Q2, 2015Q3, 2016Q1, 2016Q2, 2016Q3, 2017

Net Income

17.8 m19.4 m21.1 m25.5 m28.1 m35.9 m28.9 m32.3 m41 m

Depreciation and Amortization

717 k766 k868 k1 m998 k1.3 m1.4 m1.4 m1.6 m

Accounts Receivable

15.4 m14.1 m18.1 m22.4 m19.1 m23.9 m20.2 m21.5 m21.3 m

Accounts Payable

1.2 m1.3 m1.3 m1.1 m1.3 m53.5 m60.6 m45.4 m48.2 m
Y, 2017

Financial Leverage

10.9 x

BofI Holding Market Value History

Traffic Overview of BofI Holding

BofI Holding Online and Social Media Presence

BofI Holding News and Updates

Domino’s stock has outperformed Google, Facebook, Apple, and Amazon this decade

It’s 2010. You’re an eager investor presented a choice between two stocks: Google or Domino’s pizza company. Where do you put your money? You should…

BofI Holding Company Life and Culture

You may also be interested in