Bread (also known as Lon Operations, Bread Operations) is a company developing an online financing platform designed to boost merchant sales. Its platform provides consumers with clear and transparent options and offers e-commerce merchants tools to integrate financing throughout the e-commerce journey. In addition, Bread gives retailers the ability to let their customers pay over time for the things they need, on their terms.

Parent CompanyBread Financial Holdings
HQNew York, NY, US
Cybersecurity ratingAMore
Bread was founded in 2014 and is headquartered in New York, NY, US
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Key People/Management at Bread

Derek Joyce

Derek Joyce

Chris Carignan

Chris Carignan

Vice President of Operations
Laert Skreli

Laert Skreli

Chief of Staff
Parilee Edison Wang

Parilee Edison Wang

SVP/Head of Product at Bread
Steven Goran

Steven Goran

TitleChief Operating and Financial Officer
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Bread Office Locations

Bread has offices in New York, Sacramento and Philadelphia
New York, NY, US (HQ)
156 5th Ave
Sacramento, CA, US
1625 N Market Blvd suite n 112
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Bread Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$200.3 m


In total, Bread had raised $200.3 m. Bread is a subsidiary of Bread Financial Holdings

Bread Operating Metrics

Jun, 2021



Bread Cybersecurity Score

Cybersecurity ratingPremium dataset



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Bread Online and Social Media Presence

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Bread Frequently Asked Questions

  • When was Bread founded?

    Bread was founded in 2014.

  • Who are Bread key executives?

    Bread's key executives are Derek Joyce, Chris Carignan and Laert Skreli.

  • How many employees does Bread have?

    Bread has 277 employees.

  • Who are Bread competitors?

    Competitors of Bread include Finablr, Nuvei and Adyen.

  • Where is Bread headquarters?

    Bread headquarters is located at 156 5th Ave, New York.

  • Where are Bread offices?

    Bread has offices in New York, Sacramento and Philadelphia.

  • How many offices does Bread have?

    Bread has 4 offices.