Tamara (also known as Nakhla Information Systems Technology Company) is a fintech company developing a buy now pay later (BNPL) platform for merchants and customers. It allows shoppers to divide the cost of online shopping into interest-free installments or pay off the entire amount after a certain period of time. The options are available on the checkout pages (for online merchants) and through in-store QR codes (for brick-and-mortar stores).