Beneficial Bancorp

Beneficial Bancorp, Inc. (formerly Beneficial Mutual Bancorp, Inc.)is a savings and loan holding company for Beneficial Bank. The Bank offers a variety of loans and leases including commercial, residential and consumer loan products. Beneficial Banksa commercial loan and lease portfolio includes business loans, small business leases, commercial real estate loans and commercial construction loans. The Bank's residential loan portfolio includes one- to four-family residential real estate loans and consumer loan portfolio primarily includes home equity loans and lines of credit, automobile loans, personal loans including recreational vehicles, manufactured housing and marine loans, and educational loans. The Bank also provides loans for the acquisition (purchase), financing and/or refinancing of commercial real estate and the financing of income-producing real estate.