Western New England Bancorp operates as the holding company for Westfield Bank that provides community banking products and services to individuals and businesses. The Company accepts various deposit accounts, including time deposits, money market accounts, savings accounts, demand accounts, interest bearing checking accounts and repurchase agreements. It also offers commercial and industrial loans comprising business installment loans, vehicle and equipment financing, lines of credit and other commercial loans, commercial real estate loans to finance the purchase of apartment buildings, business properties and multi-family investment properties, construction loans to the developers of commercial and residential properties, residential real estate loans and originations, home equity loans and consumer loans.