Codorus Valley Bancorp

Codorus Valley Bancorp, Inc. (Codorus Valley) incorporated in 1986, is a one-bank holding company headquartered in York, Pennsylvania that provides a full range of financial services through its subsidiary, PeoplesBank, A Codorus Valley Company (PeoplesBank). Codorus Valley is a publicly held corporation whose stock is listed on the NASDAQ National Market Exchange under the trading symbol CVLY. PeoplesBank, with origins dating back to 1864, is focused on acquiring and nurturing financial relationships with small and mid-sized businesses. It also provides personal banking, mortgage banking, wealth management and real estate services. PeoplesBank is the largest full service community bank headquartered and managed in York County.

Type
Public
HQ
York, US
Founded
1864
Size (employees)
256 (est)
Codorus Valley Bancorp was founded in 1864 and is headquartered in York, US

Codorus Valley Bancorp Office Locations

Codorus Valley Bancorp has an office in York
York, US (HQ)
105 Leader Heights Rd

Codorus Valley Bancorp Data and Metrics

Codorus Valley Bancorp Financial Metrics

Codorus Valley Bancorp's revenue was reported to be $19.2 m in Q1, 2017
USD

Revenue (Q1, 2017)

19.2 m

Gross profit (Q1, 2017)

16.7 m

Gross profit margin (Q1, 2017), %

87%

Net income (Q1, 2017)

3.4 m

EBIT (Q1, 2017)

13.4 m

Market capitalization (21-Jul-2017)

237.1 m

Cash (31-Mar-2017)

87.6 m
Codorus Valley Bancorp's current market capitalization is $237.1 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

47 m50.4 m56 m72.3 m

Revenue growth, %

7%11%29%

Cost of goods sold

8.6 m8 m8.2 m8.6 m

Gross profit

38.4 m42.4 m47.8 m63.6 m

Gross profit Margin, %

82%84%85%88%

Operating expense total

30.2 m32.5 m37.4 m41.6 m

EBIT

36.9 m40.8 m44.3 m50.6 m

EBIT margin, %

79%81%79%70%

Interest income

38.4 m42.4 m47.8 m53.6 m

Pre tax profit

14.5 m16.4 m15.9 m19 m

Income tax expense

3.9 m4.7 m4.8 m5.9 m

Net Income

10.6 m11.8 m11.1 m13.1 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

15.9 m16.5 m17.4 m17.8 m18.2 m19.2 m

Cost of goods sold

2 m2.1 m2 m2.1 m2.2 m2.4 m

Gross profit

14 m14.4 m15.4 m15.6 m16 m16.7 m

Gross profit Margin, %

88%87%88%88%88%87%

Sales and marketing expense

470 k242 k469 k369 k437 k336 k

Operating expense total

470 k242 k469 k369 k437 k336 k

EBIT

11 m11.5 m12.2 m12.4 m12.6 m13.4 m

EBIT margin, %

69%70%70%70%69%70%

Pre tax profit

4.2 m4.4 m4.1 m4.4 m5 m5 m

Income tax expense

1.3 m1.3 m1.3 m1.4 m1.6 m1.6 m

Net Income

5.8 m9 m2.4 m5.4 m8.4 m2.8 m5.9 m9.3 m3.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

15.1 m31.1 m57.5 m74 m

Accounts Receivable

142.5 k

Inventories

1.3 b

PP&E

14.6 m18.5 m24.6 m24.6 m

Goodwill

2.3 m2.3 m

Total Assets

1.2 b1.2 b1.5 b1.6 b

Accounts Payable

1.3 b

Total Debt

110.9 m132.6 m194.8 m181.9 m

Total Liabilities

1.5 b

Additional Paid-in Capital

45.4 m62.7 m97.3 m106.1 m

Retained Earnings

23.1 m26.5 m28.5 m28.9 m

Total Equity

107.6 m118.4 m159.1 m155 m

Debt to Equity Ratio

1 x1.1 x1.2 x1.2 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x

Financial Leverage

10.7 x10.2 x9.2 x10.4 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

36.1 m34.2 m26.8 m59 m72 m12.4 m79.3 m46.1 m87.6 m

Inventories

887.9 m892 m1 b1 b1.1 b1.2 b1.2 b1.2 b1.3 b

PP&E

15.3 m15.2 m21.5 m21.9 m22.8 m24.8 m24.8 m24.6 m24.5 m

Goodwill

2.4 m2.4 m2.4 m2.3 m2.3 m2.3 m2.3 m

Total Assets

1.2 b1.2 b1.3 b1.4 b1.4 b1.4 b1.5 b1.5 b1.7 b

Accounts Payable

968.5 m959.1 m1.1 b1.1 b1.1 b1.1 b1.2 b1.2 b1.3 b

Additional Paid-in Capital

57 m62.4 m63 m63.6 m69 m97.6 m97.9 m105.7 m106.3 m

Retained Earnings

27.5 m24.4 m28.2 m30.3 m26.6 m30.3 m32.3 m26.1 m31.2 m

Total Equity

113.7 m115.9 m120.7 m122.6 m125.4 m150 m153 m155.3 m157.9 m

Financial Leverage

10.6 x10.4 x11 x11.2 x11.1 x9.5 x9.8 x9.8 x10.6 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

10.6 m11.8 m11.1 m13.1 m

Cash From Operating Activities

17.6 m15.3 m14 m18.5 m

Cash From Investing Activities

(136 m)(48.9 m)(99 m)(143.7 m)

Long-term Borrowings

(322 k)(87 k)(5.1 m)(35 m)

Cash From Financing Activities

83.7 m49.6 m111.4 m141.8 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

5.8 m9 m2.4 m5.4 m8.4 m2.8 m5.9 m9.3 m3.4 m

Cash From Operating Activities

6.7 m10.3 m3 m7.7 m10.7 m4.4 m10.4 m12.2 m6.2 m

Cash From Investing Activities

(27.2 m)(34.5 m)7.7 m(6.7 m)(22.6 m)(15.2 m)(26.7 m)(78.4 m)(45.6 m)

Long-term Borrowings

(42 k)(64 k)(23 k)(47 k)(5.1 m)(15 m)

Cash From Financing Activities

41.6 m43.4 m(15 m)26.9 m52.9 m(34.2 m)38.2 m54.8 m53 m
USDY, 2017

Revenue/Employee

74.9 k

Financial Leverage

10.6 x

Codorus Valley Bancorp Market Value History

Codorus Valley Bancorp Online and Social Media Presence

Codorus Valley Bancorp Company Life and Culture

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