Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized" companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon" in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Fairfield, US
Size (employees)
783 (est)-3%
Westamerica was founded in 1972 and is headquartered in Fairfield, US

Westamerica Office Locations

Westamerica has an office in Fairfield
Fairfield, US (HQ)
4550 Mangels Blvd

Westamerica Metrics

Westamerica Financial Metrics

Westamerica's revenue was reported to be $134.1 m in FY, 2016 which is a 2% decrease from the previous period.

Revenue (FY, 2016)

$134.1 m

Revenue growth (FY, 2015 - FY, 2016), %


Net income (FY, 2016)

$58.9 m

Market capitalization (22-May-2017)

$1.4 b

Closing share price (22-May-2017)


Cash (31-Dec-2016)

$462.3 m
Westamerica's current market capitalization is $1.4 b.
FY, 2013FY, 2014FY, 2015FY, 2016


$154.4 m$140.2 m$136.5 m$134.1 m

Revenue growth, %



$86.1 m$79 m$76.7 m

EBIT margin, %


Net Income

$67.2 m$60.6 m$58.8 m$58.9 m
FY, 2013FY, 2014FY, 2015FY, 2016


$472 m$380.8 m$433 m$462.3 m

Accounts Receivable



$37.3 m$37.9 m$38.7 m$36.6 m


$121.7 m$121.7 m$121.7 m$121.7 m

Total Assets

$4.8 b$5 b$5.2 b$5.4 b

Accounts Payable

Retained Earnings

$157 m$140.5 m$150.1 m$165.3 m

Total Equity

$532.2 m$561.4 m

Financial Leverage

9.7 x9.6 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$67.2 m$60.6 m$58.8 m$58.9 m

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$85.3 m$82.3 m$70.4 m$77.6 m

Cash From Investing Activities

$50.9 m($295.3 m)($102.3 m)($197.3 m)

Cash From Financing Activities

($155.6 m)$121.8 m$84.1 m$148.9 m
Y, 2016


$164.9 k

Financial Leverage

9.6 x

Westamerica Market Value History

Westamerica Online Presence

Westamerica Company Life

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