Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized" companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon" in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Company Growth (employees)
Fairfield, US
Size (employees)
783 (est)
Westamerica was founded in 1972 and is headquartered in Fairfield, US

Westamerica Office Locations

Westamerica has an office in Fairfield
Fairfield, US (HQ)
4550 Mangels Blvd

Westamerica Financials and Metrics

Westamerica Financials

Westamerica's revenue was reported to be $134.1 m in FY, 2016

Net income (Q2, 2017)

15.8 m

Market capitalization (08-Dec-2017)

1.6 b

Cash (30-Jun-2017)

529.4 m
Westamerica's current market capitalization is $1.6 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016


154.4 m140.2 m136.5 m134.1 m

Revenue growth, %


Cost of goods sold

2.1 m

Gross profit

131.9 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cost of goods sold

617 k585 k552 m541 m523 m480 k476 k

Operating expense total

26.9 m26.2 m25.9 b25.2 b26.1 b24.6 m24.4 m


33.8 m33.7 m32.9 b

Pre tax profit

19.2 m19.5 m19 b19.7 b21.7 b19.9 m22.3 m
USDFY, 2013FY, 2014FY, 2015FY, 2016


472 m380.8 m433 m462.3 m

Accounts Receivable

20.8 k


1.4 b


37.3 m37.9 m38.7 m36.6 m
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017


289.6 m268.6 m471.2 m441.8 m471.4 m546.8 m529.4 m


1.6 b1.6 b1.5 b1.4 b1.4 b1.4 b1.3 b


37.9 m39.2 m38 m37.8 m37.1 m36 m35.6 m


121.7 m121.7 m121.7 m121.7 m121.7 m121.7 m121.7 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

67.2 m60.6 m58.8 m58.9 m

Cash From Operating Activities

85.3 m82.3 m70.4 m77.6 m

Cash From Investing Activities

50.9 m(295.3 m)(102.3 m)(197.3 m)

Cash From Financing Activities

(155.6 m)121.8 m84.1 m148.9 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

51.1 m15.3 m30.5 m45.6 m14.6 m29.3 m44.2 m14.2 m28.8 m44.4 m15 m30.8 m

Depreciation and Amortization

13.3 m4.1 m7.2 m12.3 m3.9 m8 m12.4 m4.1 m8.6 m14.2 m12.1 m

Cash From Operating Activities

77.1 m33.7 m45.5 m58.3 m17.3 m34.5 m57.7 m18.2 m35.8 m59.2 m25.3 m40.4 m

Cash From Investing Activities

10.6 m(107.3 m)(43.8 m)(105.1 m)(136.3 m)(73.6 m)(94.4 m)58.2 m28.8 m(104.5 m)44.1 m34.7 m
Y, 2017

Financial Leverage

9.1 x
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Westamerica Operating Metrics

Westamerica's Total Loans Issued was reported to be $1.3 b in Q2, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Total Loans Issued

$1.7 b$1.65 b$1.6 b$1.54 b$1.53 b$1.44 b$1.4 b$1.34 b$1.35 b$1.33 b$1.29 b

Bank Branches



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Westamerica Market Value History

Westamerica's Web-traffic and Trends

Westamerica Online and Social Media Presence

Westamerica Company Life and Culture

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