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Penns Woods Bancorp

OverviewSuggest Edit

Penns Woods Bancorp operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides banking and financial services. It provides various deposits and accounts. The Company also offers loan products of different types. Further, the Company provides securities brokerage and financial planning services, annuity and mutual fund investment products, safe deposit services. It also offers ATMs, and Internet and telephone banking services. Additionally, the Company engages in real estate transactions and investment activities.

TypePublic
Founded1983
HQWilliamsport, PA, USMap
Websitepwod.com
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Employees (est.) (Dec 2018)328(+3%)
Revenue (FY, 2019)$1.4 M(-10%)
Share Price (Mar 2021)$24.5 (+3%)
Cybersecurity ratingBMore

Key People/Management at Penns Woods Bancorp

R. Edward Nestlerode

R. Edward Nestlerode

Director
William J. Edwards

William J. Edwards

Director
Leroy H. Keiler

Leroy H. Keiler

Director
Cameron W. Kephart

Cameron W. Kephart

Director
Joseph E. Kluger

Joseph E. Kluger

Director
Robert Q. Miller

Robert Q. Miller

Director
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Penns Woods Bancorp Office Locations

Penns Woods Bancorp has an office in Williamsport
Williamsport, PA, US (HQ)
300 Market St
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Penns Woods Bancorp Financials and Metrics

Penns Woods Bancorp Revenue

Penns Woods Bancorp's revenue was reported to be $1.38 m in FY, 2019
USD

Revenue (Q2, 2020)

2.6m

Net income (Q2, 2020)

3.8m

Market capitalization (1-Mar-2021)

172.4m

Closing stock price (1-Mar-2021)

24.5

Cash (30-Jun-2020)

215.2m

EV

(24.3m)
Penns Woods Bancorp's current market capitalization is $172.4 m.
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

8.2m10.1m12.0m14.5m12.8m12.1m10.7m1.5m1.4m

Revenue growth, %

5%1%

Sales and marketing expense

517.0k532.0k612.0k740.0k958.0k767.0k425.0k

Operating expense total

5.0m5.7m8.8m9.1m9.1m9.9m6.6m6.0m5.6m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Revenue

1.9m2.0m2.8m2.3m2.8m2.7m3.5m2.8m2.9m4.9m3.3m3.1m3.1m3.0m3.2m3.1m2.7m2.8m2.7m2.1m2.4m359.0k2.3m2.5m2.8m2.4m2.6m

Sales and marketing expense

120.0k156.0k126.0k144.0k129.0k145.0k160.0k210.0k185.0k173.0k171.0k204.0k315.0k251.0k268.0k245.0k102.0k33.0k98.0k53.0k56.0k

Operating expense total

1.4m1.3m1.3m1.4m1.4m1.5m2.2m2.8m2.3m2.4m2.1m2.2m2.3m2.5m2.5m2.5m2.4m1.8m1.9m1.6m1.7m1.6m1.4m1.6m1.4m1.5m1.5m

Depreciation and amortization

91.0k88.0k82.0k82.0k80.0k73.0k87.0k100.0k90.0k90.0k86.0k81.0k80.0k78.0k71.0k71.0k69.0k62.0k62.0k59.0k
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Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

13.9m15.1m24.6m19.9m22.8m43.7m27.2m66.7m48.6m

Accounts Receivable

428.8m504.6m808.2m905.0m1.0b3.7m1.2b1.4b1.3b

Inventories

1.1b

PP&E

7.7m8.3m20.2m21.1m21.8m24.3m27.4m27.6m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

30.7m11.7m23.4m16.1m21.1m13.1m28.4m33.0m24.9m25.2m21.8m21.9m18.3m47.1m69.5m60.2m75.7m38.2m27.7m37.4m56.0m72.3m73.6m79.5m57.3m77.8m215.2m

Accounts Receivable

413.4m423.0m435.8m457.9m477.5m503.6m777.6m796.5m847.5m881.5m933.0m966.6m990.2m1.0b1.0b1.1b1.1b1.1b1.2b1.3b1.3b1.4b1.4b1.4b1.4b

PP&E

7.5m7.5m8.3m8.2m8.2m9.1m17.1m18.4m21.0m21.5m20.8m20.8m21.4m22.2m22.3m23.0m24.4m25.5m25.9m27.6m27.4m27.4m33.3m33.5m33.4m33.2m32.9m

Goodwill

3.0m3.0m3.0m3.0m3.0m3.0m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m17.1m
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Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

12.4m13.9m14.1m14.6m13.9m12.5m9.8m14.7m15.7m

Depreciation and Amortization

701.0k762.0k1.3m3.4m3.7m3.5m3.0m2.8m3.2m

Cash From Operating Activities

16.5m14.0m17.3m18.7m15.7m16.1m17.7m17.3m14.1m

Purchases of PP&E

17.5m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

5.8m9.0m3.7m7.1m10.8m3.7m7.3m10.6m6.9m11.7m3.4m6.8m10.2m3.1m6.5m9.5m2.7m5.8m9.1m3.2m6.7m10.5m3.9m8.2m12.8m3.1m6.8m

Depreciation and Amortization

353.0k526.0k191.0k380.0k569.0k194.0k31.0k830.0k905.0k2.6m908.0k1.8m2.7m950.0k1.8m2.7m809.0k1.6m2.2m466.0k1.4m2.1m762.0k1.5m2.1m822.0k1.4m

Cash From Operating Activities

5.8m12.3m3.5m5.5m11.2m4.2m5.3m12.0m7.2m13.1m1.7m5.5m11.3m2.7m5.5m12.2m4.5m4.4m7.4m(64.0k)7.4m10.1m6.3m8.4m15.8m8.6m12.0m

Purchases of PP&E

17.5m17.5m(948.0k)(1.4m)(615.0k)(1.3m)(1.8m)(1.5m)(2.3m)
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USDQ2, 2011

Debt/Equity

0.2 x

Financial Leverage

10.1 x
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Penns Woods Bancorp Operating Metrics

Penns Woods Bancorp's Total Loans was reported to be $1.1b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans

$11.86 m$10.77 m$8.80 m$8.51 m$8.47 m$11.34 m$11.11 m$11.42 m$10.76 m$10.73 m$11.17 m

Non-performing Loans

$12.25 m$11.16 m$9.69 m$8.61 m$9.45 m$11.65 m$11.63 m$11.53 m$12.21 m$10.87 m$12.50 m

Total Loans

$915.58 m$943.87 m$977.88 m$1 b$1.05 b$1.04 b$1.05 b$1.07 b$1.09 b$1.11 b$1.14 b
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Penns Woods Bancorp Cybersecurity Score

Cybersecurity ratingPremium dataset

B

86/100

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Penns Woods Bancorp Online and Social Media Presence

Penns Woods Bancorp's Trends

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Penns Woods Bancorp News and Updates

January 29, 2021

Penns Woods Bancorp, Inc. Reports Fourth Quarter 2020 Earnings

WILLIAMSPORT, Pa., Jan. 29, 2021 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) -
April 06, 2020

Penns Woods Bancorp, Inc. to Hold Previously Announced April 28, 2020 Annual Meeting of Shareholders by Virtual Means Due to Coronavirus Concerns

WILLIAMSPORT, Pa., April 06, 2020 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc.  (Nasdaq:  PWOD)
January 28, 2020

Penns Woods Bancorp, Inc. Reports Fourth Quarter 2019 Earnings

WILLIAMSPORT, Pa., Jan. 28, 2020 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)
September 03, 2019

Penns Woods Bancorp, Inc. Announces Stock Split

WILLIAMSPORT, Pa., Sept. 03, 2019 (GLOBE NEWSWIRE) -- Richard A. Grafmyre CFP®, Chief Executive Officer of Penns Woods Bancorp, Inc., (NASDAQ:PWOD) has announced that the Company’s Board of Directors approved a 3 for 2 stock split on September 3, 2019. The split will increase shares outstanding by…
July 23, 2019

Penns Woods Bancorp, Inc. Reports Second Quarter 2019 Earnings

WILLIAMSPORT, Pa., July 23, 2019 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)
April 29, 2019

Penns Woods Bancorp, Inc. Announces Extension of Stock Repurchase Program

WILLIAMSPORT, Pa., April 29, 2019 (GLOBE NEWSWIRE) -- Richard A. Grafmyre, CEO of Penns Woods Bancorp, Inc., (NASDAQ: PWOD) has announced that the Company’s Board of Directors has authorized the extension of its repurchase plan.  The repurchase plan is for an additional year ending April 30, 2020 …
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 Penns Woods Bancorp Frequently Asked Questions

  • When was Penns Woods Bancorp founded?

    Penns Woods Bancorp was founded in 1983.

  • Who are Penns Woods Bancorp key executives?

    Penns Woods Bancorp's key executives are R. Edward Nestlerode, William J. Edwards and Leroy H. Keiler.

  • How many employees does Penns Woods Bancorp have?

    Penns Woods Bancorp has 328 employees.

  • What is Penns Woods Bancorp revenue?

    Latest Penns Woods Bancorp annual revenue is $1.4 m.

  • What is Penns Woods Bancorp revenue per employee?

    Latest Penns Woods Bancorp revenue per employee is $4.2 k.

  • Who are Penns Woods Bancorp competitors?

    Competitors of Penns Woods Bancorp include Ready Capital, CVB Financial and Southside Bancshares.

  • Where is Penns Woods Bancorp headquarters?

    Penns Woods Bancorp headquarters is located at 300 Market St, Williamsport.

  • Where are Penns Woods Bancorp offices?

    Penns Woods Bancorp has an office in Williamsport.

  • How many offices does Penns Woods Bancorp have?

    Penns Woods Bancorp has 1 office.