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Penns Woods Bancorp

Financial Servicesbankscommercial banksholding companylendingmortgages

The Company operates through its subsidiaries: Jersey Shore State Bank (JSSB) and Luzerne Bank (Luzerne) (collectively known as the Banks); Woods Real Estate Development Company, Inc.; Woods Investment Company, Inc., and The M Group, a subsidiary of JSSB. The Company is engaged in managing and supervising the Banks. The Company operates in Community Banking segment. The Banks are engaged in a full-service commercial banking business, making available to the community a range of financial services, including installment loans, credit cards, mortgage and home equity loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities and local government, and various demand and time deposits, including checking accounts, savings accounts, money market deposit accounts, certificates of deposit and individual retirement arrangements (IRAs).

Type
Public
HQ
Jersey Shore, US
Size (employees)
194 (est)
Website
jssb.com
Penns Woods Bancorp is headquartered in Jersey Shore, US

Penns Woods Bancorp Office Locations

Penns Woods Bancorp has an office in Jersey Shore
Jersey Shore, US (HQ)
115 S Main St

Penns Woods Bancorp Data and Metrics

Penns Woods Bancorp Financial Metrics

Penns Woods Bancorp's revenue was reported to be $46.1 m in FY, 2015 which is a 1% increase from the previous period.
$, USD

Revenue (FY, 2015)

46.1 m

Revenue growth (FY, 2014 - FY, 2015), %

1%

Net income (FY, 2015)

13.9 m

Market capitalization (23-Jun-2017)

195.3 m

Closing share price (23-Jun-2017)

40.5

Cash (31-Dec-2016)

43.7 m

EV

250.9 m
Penns Woods Bancorp's current market capitalization is $195.3 m.
$, USDFY, 2013FY, 2014FY, 2015

Revenue

43.3 m45.6 m46.1 m

Revenue growth, %

5%1%

Net Income

14.1 m14.6 m13.9 m
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

24.6 m19.9 m22.8 m43.7 m

Accounts Receivable

4.7 m3.9 m3.7 m3.7 m

PP&E

20.2 m21.1 m21.8 m24.3 m

Goodwill

17.1 m17.1 m17.1 m17.1 m

Total Assets

1.2 b1.2 b1.3 b1.3 b

Accounts Payable

405 k381 k426 k455 k

Total Debt

97.9 m112 m137.7 m99.2 m

Additional Paid-in Capital

49.8 m49.9 m50 m50.1 m

Retained Earnings

47.6 m53.1 m58 m61.6 m

Total Equity

136.3 m138.2 m

Debt to Equity Ratio

1 x0.7 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x

Financial Leverage

9.7 x9.8 x
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

14.1 m14.6 m13.9 m12.5 m

Depreciation and Amortization

1.1 m3.1 m3.4 m3.1 m

Accounts Receivable

726 k

Accounts Payable

103 k

Cash From Operating Activities

17.3 m18.7 m15.7 m16.1 m

Cash From Investing Activities

(38.1 m)(36.2 m)(77.5 m)(10.8 m)

Dividends Paid

(9.6 m)(9.1 m)(9 m)(8.9 m)

Cash From Financing Activities

30.2 m12.8 m64.7 m15.5 m

Interest Paid

5.2 m5 m5.2 m5.5 m

Income Taxes Paid

4 m3.8 m2.9 m4 m
Y, 2016

EV/CFO

15.6 x

Debt/Equity

0.7 x

Debt/Assets

0.1 x

Financial Leverage

9.8 x

Penns Woods Bancorp Market Value History

Market Position of Penns Woods Bancorp

Competitors

Cortland Bancorp
Financial Services - Public
Blue Hills Bancorp
Financial Services - Public
Unity Bancorp
Financial Services - Public
Carolina Trust Bancshares
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Penns Woods Bancorp Company Life and Culture

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