United Security Bancshares

United Security Bancshares is a bank holding company. United Security Bank (the Bank) is a wholly owned bank subsidiary of the Company. The Bank’s operations are subject to federal and state laws applicable to state-chartered, Fed member banks and its deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation (the FDIC). The Bank is also subject to the Federal Deposit Insurance Act and regulatory reporting requirements of the FDIC. The Bank offers a range of commercial banking services primarily to the business and professional community and individuals located in Fresno, Madera, Kern and Santa Clara Counties. The Bank offers a range of deposit instruments, including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts and time certificates of deposit.
Type
Public
HQ
Fresno, US
Founded
1987
Size (employees)
129 (est)
United Security Bancshares was founded in 1987 and is headquartered in Fresno, US

United Security Bancshares Office Locations

United Security Bancshares has an office in Fresno
Fresno, US (HQ)
1525 E Shaw Ave

United Security Bancshares Metrics

United Security Bancshares Financial Metrics

Revenue (2016)

$29.5 m

Revenue growth (2015-16), %

8%

Gross profit

$28.1 m

Gross profit margin (2016), %

95%

Net income (2016)

$7.4 m

Market capitalization (28-Apr-2017)

$140.9 m

Closing share price (28-Apr-2017)

$8.4

Cash (31-Dec-2016)

$23.5 m
United Security Bancshares's current market capitalization is $140.9 m.
United Security Bancshares's revenue was reported to be $29.5 m in FY, 2016 which is a 8% increase from the previous period.
FY, 2013FY, 2014FY, 2015FY, 2016

Revenue

$27 m$30.1 m$27.4 m$29.5 m

Revenue growth, %

12%(9%)8%

Cost of goods sold

$1.3 m$1.4 m

Gross profit

$26.1 m$28.1 m

Gross profit Margin, %

95%95%

Operating expense total

$19.1 m$19.2 m$19.6 m$20.3 m

EBIT

$22.5 m$24.5 m

EBIT margin, %

83%81%

Interest expense

$1.6 m$1.3 m

Pre tax profit

$7.4 m$10.4 m

Income tax expense

$105 k$4.2 m$4.5 m$4.9 m

Net Income

$7.3 m$6.2 m$6.8 m$7.4 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$135.2 m$103.6 m$44.1 m$23.5 m

Accounts Receivable

$1.6 m$1.9 m$1.8 m$2 m

Inventories

Goodwill

$4.5 m$4.5 m$4.5 m$4.5 m

Total Assets

$635.9 m$663.2 m$575.8 m$606.9 m

Accounts Payable

$5.7 m$4.8 m

Total Debt

$12.4 m$25.1 m

Retained Earnings

$30.9 m$33.7 m$86.7 m$87.4 m

Total Equity

$76.5 m$82.8 m$76.3 m$76.2 m

Debt to Equity Ratio

0.1 x0.2 x0.3 x

Debt to Assets Ratio

0 x0 x0 x

Financial Leverage

8.3 x8 x7.5 x8 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$7.3 m$6.2 m$2.6 m$1.2 m

Depreciation and Amortization

$1.3 m$1.4 m$2.6 m($552 k)

Accounts Receivable

Inventories

Accounts Payable

($27 k)($4 k)

Cash From Operating Activities

$11.9 m$9 m$7.4 m$8.2 m

Purchases of PP&E

($31.4 m)

Cash From Investing Activities

$2.5 m($63.6 m)$473 k($59.3 m)

Dividends Paid

($181 k)($484 k)($483 k)

Cash From Financing Activities

$2 m$30.6 m

United Security Bancshares Market Value History

United Security Bancshares Company Life

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