United Security Bancshares

United Security Bancshares is a bank holding company. United Security Bank is a wholly owned bank subsidiary of the Company. The Bank offers a range of commercial banking services primarily to the business and professional community and individuals located in Fresno, Madera, Kern and Santa Clara Counties. United Security Bank offers a range of deposit instruments, including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts and time certificates of deposit.

Company Growth (employees)
Type
Public
HQ
Fresno, US
Founded
1987
Size (employees)
132 (est)+3%
United Security Bancshares was founded in 1987 and is headquartered in Fresno, US

United Security Bancshares Office Locations

United Security Bancshares has an office in Fresno
Fresno, US (HQ)
1525 E Shaw Ave

United Security Bancshares Data and Metrics

United Security Bancshares Financial Metrics

United Security Bancshares's revenue was reported to be $29.5 m in FY, 2016 which is a 8% increase from the previous period.
USD

Revenue (FY, 2016)

29.5 m

Revenue growth (FY, 2015 - FY, 2016), %

8%

Gross profit (FY, 2016)

28.1 m

Gross profit margin (FY, 2016), %

95%

Net income (FY, 2016)

7.4 m

Market capitalization (26-Jun-2017)

165.4 m

Closing share price (26-Jun-2017)

9.9

Cash (31-Dec-2016)

23.5 m

EV

167 m
United Security Bancshares's current market capitalization is $165.4 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

27 m30.1 m27.4 m29.5 m

Revenue growth, %

12%(9%)8%

Cost of goods sold

1.3 m1.4 m

Gross profit

26.1 m28.1 m

Gross profit Margin, %

95%95%

Operating expense total

19.1 m19.2 m19.6 m20.3 m

EBIT

22.5 m24.5 m

EBIT margin, %

83%81%

Interest expense

1.6 m1.3 m

Pre tax profit

7.4 m10.4 m

Income tax expense

105 k4.2 m4.5 m4.9 m

Net Income

7.3 m6.2 m6.8 m7.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

135.2 m103.6 m44.1 m23.5 m

Accounts Receivable

1.6 m1.9 m1.8 m2 m

Goodwill

4.5 m4.5 m4.5 m4.5 m

Total Assets

635.9 m663.2 m575.8 m606.9 m

Accounts Payable

5.7 m4.8 m

Total Debt

12.4 m25.1 m

Retained Earnings

30.9 m33.7 m86.7 m87.4 m

Total Equity

76.5 m82.8 m76.3 m76.2 m

Debt to Equity Ratio

0.1 x0.2 x0.3 x

Debt to Assets Ratio

0 x0 x0 x

Financial Leverage

8.3 x8 x7.5 x8 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

7.3 m6.2 m2.6 m1.2 m

Depreciation and Amortization

1.3 m1.4 m2.6 m(552 k)

Accounts Payable

(27 k)(4 k)

Cash From Operating Activities

11.9 m9 m7.4 m8.2 m

Purchases of PP&E

(31.4 m)

Cash From Investing Activities

2.5 m(63.6 m)473 k(59.3 m)

Dividends Paid

(181 k)(484 k)(483 k)

Cash From Financing Activities

2 m30.6 m
USDY, 2016

EV/CFO

20.4 x

Revenue/Employee

460.5 k

Debt/Equity

0.3 x

Financial Leverage

8 x

United Security Bancshares Market Value History

United Security Bancshares Company Life and Culture

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