Trustco Bank Corp NY is a savings and loan holding company. The Company's principal subsidiary is Trustco Bank (the Bank). It operates through the community banking segment. The Bank is a federal savings bank engaged in providing general banking services to individuals, partnerships, and corporations. The Bank's business consists of accepting deposits and making loans and investments. Its loan portfolio includes commercial loans, real estate-construction loans, real estate-mortgage loans, home equity lines of credit and installment loans. It offers a range of deposits, such as demand deposits, savings, time deposits, interest bearing checking accounts and money market deposits. Its subsidiary, ORE Subsidiary Corp., is formed to hold and manage foreclosed properties acquired by the Bank.