ESSA Bancorp

ESSA Bancorp is the stock holding company of ESSA Bank & Trust. The Company provides financial services to individuals, families and businesses through its approximately 30 full-service banking offices, located in Monroe, Northampton and Lehigh counties, Pennsylvania. The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit, commercial and consumer loans (including indirect auto loans). It offers a range of deposit accounts, including checking, savings and certificates of deposits. It also offers asset management, trust, investment and insurance benefit consulting services through its subsidiary, ESSA Advisory Services.

Company Growth (employees)
Type
Public
HQ
Stroudsburg, US
Founded
1998
Size (employees)
285 (est)
ESSA Bancorp was founded in 1998 and is headquartered in Stroudsburg, US

ESSA Bancorp Office Locations

ESSA Bancorp has an office in Stroudsburg
Stroudsburg, US (HQ)
200 Palmer St

ESSA Bancorp Financials and Metrics

ESSA Bancorp Financials

ESSA Bancorp's revenue was reported to be $16.2 m in Q2, 2017
USD

Revenue (Q2, 2017)

16.2 m

Gross profit (Q2, 2017)

13.1 m

Gross profit margin (Q2, 2017), %

81%

Net income (Q2, 2017)

3.6 m

EBIT (Q2, 2017)

10.6 m

Market capitalization (16-Oct-2017)

167.8 m

Cash (31-Mar-2017)

36.4 m
ESSA Bancorp's current market capitalization is $167.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

59.1 m58.2 m62.1 m67.1 m

Revenue growth, %

(2%)7%8%

Cost of goods sold

11.3 m10.6 m10.4 m11.4 m

Gross profit

47.9 m47.6 m51.7 m55.7 m
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Revenue

15.9 m15.5 m15.5 m15.5 m15.6 m17.4 m17 m16.5 m16.2 m

Cost of goods sold

2.7 m2.7 m2.6 m2.6 m2.7 m2.9 m2.9 m3 m3.1 m

Gross profit

13.2 m12.9 m12.9 m13 m12.9 m14.6 m14.2 m13.5 m13.1 m

Gross profit Margin, %

83%83%83%84%83%84%83%82%81%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

26.6 m22.3 m18.8 m43.7 m

Accounts Receivable

23.2 m

PP&E

15.7 m17 m16.6 m16.8 m

Goodwill

8.8 m10.3 m10.3 m13.8 m
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cash

23.5 m20.5 m16.6 m17.7 m25.7 m23.9 m26 m39.9 m36.4 m

PP&E

17.1 m16.9 m16.8 m16.7 m17.5 m17.2 m17 m16.7 m16.5 m

Goodwill

10.3 m10.3 m10.3 m10.3 m13.8 m13.8 m13.8 m13.8 m13.8 m

Total Assets

1.6 b1.6 b1.6 b1.6 b1.8 b1.8 b1.8 b1.8 b1.8 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

8.8 m8.5 m9.8 m7.7 m

Depreciation and Amortization

991 k959 k637 k763 k

Accounts Receivable

3 k3 k185 k

Accounts Payable

(295 k)(2 k)64 k
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

6.1 m2.6 m5 m2.6 m2 m2.1 m2.1 m1.9 m3.6 m

Depreciation and Amortization

282 k166 k163 k157 k174 k223 k191 k163 k164 k

Accounts Receivable

185 k185 k185 k185 k185 k

Accounts Payable

(18 k)64 k64 k64 k64 k64 k
USDY, 2017

Revenue/Employee

56.7 k

Financial Leverage

9.8 x
Show all financial metrics

ESSA Bancorp Operating Metrics

ESSA Bancorp's Total Loans Issued was reported to be $1.2 b in Q3, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017

Total Loans Issued

$1.07 b$1.06 b$1.08 b$1.09 b$1.11 b$1.23 b$1.24 b$1.23 b$1.23 b$1.22 b$1.21 b$1.22 b

Non-accrual Loans

$21.91 m$15.94 m$13.75 m
Show all operating metrics

ESSA Bancorp Market Value History

Traffic Overview of ESSA Bancorp

ESSA Bancorp Online and Social Media Presence

ESSA Bancorp Company Life and Culture

You may also be interested in