ESSA Bancorp

ESSA Bancorp, Inc. is the Pennsylvania-chartered stock holding company of ESSA Bank & Trust (the Bank). The Company provides financial services to individuals, families and businesses through its approximately 30 full-service banking offices, located in Monroe, Northampton and Lehigh counties, Pennsylvania. The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit, commercial and consumer loans (including indirect auto loans). It offers a range of deposit accounts, including checking, savings and certificates of deposits. It also offers asset management and trust services. The Company also offers investment services. It offers insurance benefit consulting services through its subsidiary, ESSA Advisory Services, LLC.

Type
Public
HQ
Stroudsburg, US
Founded
1998
Size (employees)
285 (est)+15%
ESSA Bancorp was founded in 1998 and is headquartered in Stroudsburg, US

ESSA Bancorp Office Locations

ESSA Bancorp has an office in Stroudsburg
Stroudsburg, US (HQ)
Palmer St

ESSA Bancorp Metrics

ESSA Bancorp Financial Metrics

Revenue (2016)

$67.1 m

Revenue growth (2015-16), %

8%

Gross profit

$55.7 m

Gross profit margin (2016), %

83%

Net income (2016)

$7.7 m

Market capitalization (28-Apr-2017)

$158.5 m

Closing share price (28-Apr-2017)

$15.3

Cash (30-Sep-2016)

$43.7 m
ESSA Bancorp's current market capitalization is $158.5 m.
ESSA Bancorp's revenue was reported to be $67.1 m in 2016 which is a 8% increase from the previous period.
FY, 2013FY, 2014Y, 2015Y, 2016

Revenue

$59.1 m$58.2 m$62.1 m$67.1 m

Revenue growth, %

(2%)7%8%

Cost of goods sold

$11.3 m$10.6 m$10.4 m$11.4 m

Gross profit

$47.9 m$47.6 m$51.7 m$55.7 m

Gross profit Margin, %

81%82%83%83%

Operating expense total

$32.5 m$33.8 m$36.9 m$42.9 m

EBIT

$36.1 m$37.8 m$41.7 m$44.4 m

EBIT margin, %

61%65%67%66%

Pre tax profit

$11.7 m$11.4 m$12.7 m$10.3 m

Income tax expense

$2.8 m$2.9 m$3 m$2.6 m

Net Income

$8.8 m$8.5 m$9.8 m$7.7 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$26.6 m$22.3 m$18.8 m$43.7 m

Accounts Receivable

Inventories

PP&E

$15.7 m$17 m$16.6 m$16.8 m

Goodwill

$8.8 m$10.3 m$10.3 m$13.8 m

Total Assets

$1.4 b$1.6 b$1.6 b$1.8 b

Accounts Payable

Common Stock

$181 k$181 k$181 k$181 k

Preferred Stock

Additional Paid-in Capital

$182.4 m$182.5 m$182.3 m$181.9 m

Retained Earnings

$71.7 m$77.4 m$83.7 m$87.6 m

Total Equity

$166.4 m$167.3 m$171.3 m$176.3 m

Financial Leverage

8.2 x9.4 x9.4 x10.1 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$8.8 m$8.5 m$9.8 m$7.7 m

Depreciation and Amortization

$991 k$959 k$637 k$763 k

Accounts Receivable

$3 k$3 k$185 k

Inventories

Accounts Payable

($295 k)($2 k)$64 k

Cash From Operating Activities

$23.2 m$14.5 m$19.3 m$18.2 m

Cash From Investing Activities

$34.2 m($9.7 m)($40.4 m)$4.7 m

Cash From Financing Activities

($46.3 m)($9.1 m)$2.1 m

Interest Paid

$11.6 m$10.6 m$10.4 m$11.3 m

Income Taxes Paid

$662 k$662 k$375 k$700 k

ESSA Bancorp Market Value History

ESSA Bancorp Company Life

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