ESSA Bancorp is the stock holding company of ESSA Bank & Trust. The Company provides financial services to individuals, families and businesses through its approximately 30 full-service banking offices, located in Monroe, Northampton and Lehigh counties, Pennsylvania. The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit, commercial and consumer loans (including indirect auto loans). It offers a range of deposit accounts, including checking, savings and certificates of deposits. It also offers asset management, trust, investment and insurance benefit consulting services through its subsidiary, ESSA Advisory Services.

Employee Rating

3.3More
TypePublic
HQStroudsburg, US
Founded1998
Size (employees)285 (est)
Websiteessabank.com
ESSA Bancorp was founded in 1998 and is headquartered in Stroudsburg, US
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Key People/Management at ESSA Bancorp

Gary S. Olson

Gary S. Olson

President & CEO
Charles D. Hangen

Charles D. Hangen

Executive Vice President & COO
Thomas J. Grayuski

Thomas J. Grayuski

Senior Vice President, Human Resources Division
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ESSA Bancorp Office Locations

ESSA Bancorp has an office in Stroudsburg
Stroudsburg, US (HQ)
200 Palmer St
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ESSA Bancorp Financials and Metrics

ESSA Bancorp Revenue

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ESSA Bancorp's revenue was reported to be $72.32 m in FY, 2018
USD

Revenue (FY, 2018)

72.3m

Gross profit (FY, 2018)

56.0m

Gross profit margin (FY, 2018), %

77.5%

Net income (FY, 2018)

6.5m

EBIT (FY, 2018)

44.2m

Market capitalization (17-Dec-2018)

186.3m

Closing stock price (17-Dec-2018)

15.8

Cash (30-Sep-2018)

43.5m

EV

322.5m
ESSA Bancorp's current market capitalization is $186.3 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

59.1m58.2m62.1m67.1m66.5m72.3m

Revenue growth, %

(2%)7%8%

Cost of goods sold

11.3m10.6m10.4m11.4m12.8m16.3m

Gross profit

47.9m47.6m51.7m55.7m53.7m56.0m
Quarterly
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Revenue

13.8m13.3m15.9m15.5m15.5m15.5m15.6m17.4m17.0m16.5m16.2m16.5m17.3m17.8m18.6m

Cost of goods sold

2.7m2.6m2.7m2.7m2.6m2.6m2.7m2.9m2.9m3.0m3.1m3.2m3.6m3.9m4.2m

Gross profit

11.1m10.7m13.2m12.9m12.9m13.0m12.9m14.6m14.2m13.5m13.1m13.3m13.7m13.9m14.5m

Gross profit Margin, %

81%81%83%83%83%84%83%84%83%82%81%80%79%78%78%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

26.6m22.3m18.8m43.7m41.7m43.5m

Accounts Receivable

23.2m185.0k

Inventories

PP&E

15.7m17.0m16.6m16.8m16.2m14.6m
Quarterly
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Cash

14.8m40.7m23.5m20.5m16.6m17.7m25.7m23.9m26.0m39.9m36.4m33.6m38.8m34.8m37.9m

PP&E

15.5m17.1m17.1m16.9m16.8m16.7m17.5m17.2m17.0m16.7m16.5m16.4m15.7m15.6m15.1m

Goodwill

8.8m10.3m10.3m10.3m10.3m10.3m13.8m13.8m13.8m13.8m13.8m13.8m13.8m13.8m13.8m

Total Assets

1.4b1.4b1.6b1.6b1.6b1.6b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

8.8m8.5m9.8m7.7m7.3m6.5m

Depreciation and Amortization

991.0k959.0k637.0k763.0k643.0k

Inventories

Accounts Payable

(295.0k)(2.0k)64.0k64.0k
Quarterly
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

2.0m3.5m6.1m2.6m5.0m2.6m2.0m4.1m2.1m1.9m3.6m5.3m(1.6m)625.0k3.4m

Depreciation and Amortization

282.0k166.0k163.0k157.0k174.0k223.0k191.0k163.0k164.0k

Accounts Payable

(24.0k)(18.0k)64.0k64.0k64.0k64.0k64.0k64.0k

Cash From Operating Activities

3.2m7.2m10.7m3.5m8.6m14.0m3.4m8.2m13.8m5.4m12.3m14.6m5.9m10.9m18.2m
USDY, 2018

EV/EBIT

7.3 x

EV/CFO

13.8 x

Revenue/Employee

253.7k

Financial Leverage

10.2 x
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ESSA Bancorp Operating Metrics

ESSA Bancorp's Total Loans was reported to be $1.2b in Q3, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017

Non-accrual Loans

$21.91 m$15.94 m$13.75 m

Total Loans

$1.07 b$1.06 b$1.08 b$1.09 b$1.11 b$1.23 b$1.24 b$1.23 b$1.23 b$1.22 b$1.21 b$1.22 b
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ESSA Bancorp Online and Social Media Presence

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ESSA Bancorp Company Life and Culture

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ESSA Bancorp Frequently Asked Questions

  • When was ESSA Bancorp founded?

    ESSA Bancorp was founded in 1998.

  • Who are ESSA Bancorp key executives?

    ESSA Bancorp's key executives are Gary S. Olson, Charles D. Hangen and Thomas J. Grayuski.

  • How many employees does ESSA Bancorp have?

    ESSA Bancorp has 285 employees.

  • What is ESSA Bancorp revenue?

    Latest ESSA Bancorp annual revenue is $72.3 m.

  • What is ESSA Bancorp revenue per employee?

    Latest ESSA Bancorp revenue per employee is $253.7 k.

  • Who are ESSA Bancorp competitors?

    Competitors of ESSA Bancorp include Bankinter, LegacyTexas Financial Group and Georgetown Bank.

  • Where is ESSA Bancorp headquarters?

    ESSA Bancorp headquarters is located at 200 Palmer St, Stroudsburg.

  • Where are ESSA Bancorp offices?

    ESSA Bancorp has an office in Stroudsburg.

  • How many offices does ESSA Bancorp have?

    ESSA Bancorp has 1 office.