Travelers is a provider of property and casualty insurance for auto, home and business. The Company offers insurance through three segments: personal insurance, which includes home, auto and other insurance products for individuals; business insurance, which includes a broad array of property and casualty insurance and insurance-related services; bond and specialty insurance, which includes surety, crime and financial liability businesses which primarily use credit-based underwriting processes, as well as property and casualty products that are predominantly marketed on an international basis.