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Cincinnati Financial Corporation

OverviewSuggest Edit

Cincinnati Financial Corporation is a company specializing in property and casualty insurance. It operates in five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The company also offers commercial leasing and financing services, as well as insurance brokerage services.

TypePublic
Founded1950
HQFairfield, OH, USMap
Websitecinfin.com
Employee Ratings3.9More
Overall CultureA-More
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Latest Updates

Employees (est.) (Dec 2019)5,148(+3%)
Revenue (FY, 2020)$7.5 B(-4%)
Share Price (Mar 2021)$101.2 (+4%)
Cybersecurity ratingBMore

Key People/Management at Cincinnati Financial Corporation

Steven Johnston

Steven Johnston

President, Chief Executive Officer and Director
Michael Sewell

Michael Sewell

Chief Financial Officer, Senior Vice President and Treasurer
Martin Hollenbeck

Martin Hollenbeck

Chief Investment Officer, Senior Vice President
Lisa A. Love

Lisa A. Love

Senior Vice President, General Counsel and Corporate Secretary
Kenneth W. Stecher

Kenneth W. Stecher

Chairman of the Board
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Cincinnati Financial Corporation Office Locations

Cincinnati Financial Corporation has offices in Fairfield and London
Fairfield, OH, US (HQ)
6200 S. Gilmore Road
London, GB
One Minster Court, Mincing Ln., Tower
Show all (2)

Cincinnati Financial Corporation Financials and Metrics

Cincinnati Financial Corporation Revenue

Cincinnati Financial Corporation's revenue was reported to be $7.54 b in FY, 2020
USD

Revenue (FY, 2020)

7.5b

Gross profit (FY, 2020)

3.4b

Gross profit margin (FY, 2020), %

45.1%

Net income (FY, 2020)

1.2b

Market capitalization (1-Mar-2021)

16.3b

Closing stock price (1-Mar-2021)

101.2

Cash (31-Dec-2020)

900.0m

EV

16.3b
Cincinnati Financial Corporation's current market capitalization is $16.3 b.
Annual
USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Revenue

3.8b3.8b4.1b4.5b4.9b5.1b5.4b5.7b5.4b7.9b7.5b

Revenue growth, %

9%4%6%

Cost of goods sold

2.2b2.3b2.1b3.4b3.5b3.6b4.1b

Gross profit

1.6b1.5b2.0b2.3b1.9b4.3b3.4b
Quarterly
USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Revenue

878.0m1.1b929.0m975.0m944.0m986.0m1.0b1.0b1.1b1.1b1.2b1.2b1.2b1.3b1.3b1.3b1.3b1.4b1.4b1.4b1.5b1.4b1.4b1.2b1.6b1.9b2.2b1.9b1.7b(99.0m)2.7b2.2b

Cost of goods sold

595.0m575.0m575.0m757.0m607.0m539.0m640.0m525.0m524.0m583.0m593.0m676.0m707.0m686.0m749.0m712.0m670.0m724.0m821.0m753.0m853.0m854.0m874.0m854.0m883.0m879.0m860.0m936.0m932.0m1.0b1.1b1.1b

Gross profit

283.0m496.0m354.0m218.0m337.0m447.0m380.0m510.0m579.0m521.0m559.0m513.0m507.0m594.0m536.0m604.0m608.0m640.0m550.0m649.0m670.0m532.0m538.0m370.0m675.0m1.0b1.3b977.0m768.0m(1.1b)1.6b1.1b

Gross profit Margin, %

32%46%38%22%36%45%37%49%52%47%49%43%42%46%42%46%48%47%40%46%44%38%38%30%43%54%60%51%45%1113%60%49%
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Annual
USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Cash

385.0m438.0m487.0m433.0m591.0m544.0m777.0m657.0m784.0m767.0m900.0m

Accounts Receivable

73.0m76.0m75.0m61.0m71.0m77.0m95.0m

Inventories

15.5b

PP&E

229.0m227.0m217.0m185.0m195.0m207.0m213.0m
Quarterly
USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

325.0m445.0m379.0m313.0m308.0m424.0m263.0m416.0m380.0m382.0m511.0m521.0m462.0m412.0m640.0m487.0m419.0m613.0m547.0m700.0m543.0m606.0m674.0m604.0m521.0m616.0m802.0m803.0m787.0m486.0m706.0m914.0m

Accounts Receivable

72.0m71.0m76.0m75.0m75.0m76.0m78.0m76.0m76.0m79.0m79.0m83.0m80.0m77.0m70.0m68.0m65.0m60.0m58.0m53.0m50.0m54.0m56.0m61.0m66.0m69.0m72.0m76.0m78.0m76.0m86.0m86.0m

PP&E

243.0m236.0m243.0m234.0m228.0m235.0m229.0m223.0m216.0m213.0m211.0m207.0m203.0m198.0m189.0m187.0m188.0m188.0m186.0m184.0m181.0m184.0m186.0m186.0m188.0m191.0m202.0m207.0m207.0m208.0m209.0m211.0m

Total Assets

14.6b15.1b15.4b15.7b15.4b16.0b16.1b16.5b17.0b17.0b17.3b17.9b18.3b18.5b18.9b18.9b18.8b19.4b20.2b20.5b20.8b21.2b21.6b21.5b21.8b22.5b23.4b24.3b24.7b23.4b25.5b26.4b
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Annual
USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Net Income

377.0m166.0m421.0m517.0m525.0m634.0m591.0m1.0b287.0m2.0b1.2b

Depreciation and Amortization

41.0m46.0m37.0m48.0m55.0m63.0m97.0m81.0m

Cash From Operating Activities

531.0m247.0m638.0m796.0m873.0m1.1b1.1b1.1b1.2b1.2b1.5b

Purchases of PP&E

(17.0m)(7.0m)(6.0m)(16.0m)(20.0m)(24.0m)(20.0m)
Quarterly
USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

95.0m251.0m62.0m13.0m32.0m86.0m118.0m229.0m154.0m264.0m395.0m91.0m175.0m358.0m128.0m304.0m478.0m188.0m311.0m491.0m201.0m301.0m403.0m(31.0m)186.0m739.0m695.0m1.1b1.4b(1.2b)(317.0m)167.0m

Depreciation and Amortization

17.0m30.0m11.0m23.0m38.0m11.0m22.0m32.0m9.0m20.0m30.0m13.0m25.0m38.0m14.0m27.0m39.0m12.0m24.0m34.0m14.0m27.0m40.0m18.0m32.0m48.0m19.0m36.0m54.0m22.0m42.0m62.0m

Cash From Operating Activities

253.0m417.0m57.0m4.0m148.0m148.0m265.0m433.0m57.0m251.0m538.0m129.0m351.0m633.0m215.0m470.0m755.0m257.0m490.0m824.0m136.0m445.0m746.0m154.0m464.0m826.0m200.0m476.0m880.0m167.0m614.0m1.1b

Purchases of PP&E

(11.0m)(14.0m)(2.0m)(4.0m)(12.0m)(2.0m)(4.0m)(5.0m)(1.0m)(3.0m)(5.0m)(3.0m)(5.0m)(6.0m)(1.0m)(5.0m)(7.0m)(3.0m)(7.0m)(9.0m)(2.0m)(9.0m)(14.0m)(3.0m)(9.0m)(14.0m)(5.0m)(13.0m)(22.0m)(4.0m)(10.0m)(16.0m)
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USDQ2, 2010

Debt/Equity

0.2 x

Debt/Assets

0.1 x

Financial Leverage

3.1 x
Show all financial metrics

Cincinnati Financial Corporation Operating Metrics

FY, 2014FY, 2015FY, 2016

Reported Claims, but not Incurred (IBNR)

$1.15 b$1.21 b$1.40 b

Locations

1.88 k1.96 k2.09 k

Reported Claims, Unpaid Amounts

2.09 b2.19 b2.33 b
Show all operating metrics

Cincinnati Financial Corporation Revenue Breakdown

Embed Graph

Cincinnati Financial Corporation revenue breakdown by business segment: 57.3% from Commercial lines insurance, 21.6% from Personal lines insurance, 13.3% from Investments and 7.7% from Other

Cincinnati Financial Corporation Cybersecurity Score

Cybersecurity ratingPremium dataset

B

89/100

Learn more about our premium products
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Cincinnati Financial Corporation Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

40-49

out of 100

Learn more about our premium products
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Cincinnati Financial Corporation Online and Social Media Presence

Cincinnati Financial Corporation's Trends

Embed Graph

Cincinnati Financial Corporation Company Culture

  • Overall Culture

    A-

    79/100

  • CEO Rating

    C+

    70/100

  • Compensation

    D

    55/100

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Cincinnati Financial Corporation News and Updates

August 18, 2020

Cincinnati Financial Corporation to Present at the 2020 KBW Insurance Conference

CINCINNATI, Aug. 18, 2020 /PRNewswire/ -- Cincinnati Financial Corporation (Nasdaq: CINF) announced today that the company will participate virtually in the 2020 KBW Insurance Conference on September 9 from 2:10 to 2:50 p.m. ET. Steven J. Johnston, FCAS, MAAA, CFA, CERA, chairman,...
March 18, 2020

Cincinnati Financial Corporation Announces Internet Availability of Proxy Materials and Webcast for 2020 Annual Meeting of Shareholders

CINCINNATI, March 18, 2020 /PRNewswire/ -- Cincinnati Financial Corporation (NASDAQ:CINF) today announced the internet availability of materials for its 2020 Annual Meeting of Shareholders –the 2019 Annual Report on Form 10-K, the 2020 Annual Shareholder Meeting Notice and Proxy Statement...
June 20, 2018

Dividend Stock Analysis: Cincinnati Financial Corporation

Cincinnati Financial Corporation Blogs

March 02, 2021

Make a generator part of your emergency backup plan

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to b…
February 23, 2021

Woodchippers efficient, but demand extra caution

Woodchippers are an efficient way to clean up wood, fallen branches and other debris, but their force and rapidly moving blades pose serious dangers. Follow these safety practices to use a woodchipper safely and effectively. The post Woodchippers efficient, but demand extra caution appeared fi…
February 16, 2021

Tips to protect taxpayers from identity theftduring and after the pandemic

Taxpayers, beware of fraudsters out to trick you for your information. Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Here are tips the IRS wants you to know about identity theft so you can avoid becoming a victim. The …
February 10, 2021

Cincinnati Financial Reports Fourth-Quarter and Full-Year 2020 Results

CINCINNATI , Feb. 10, 2021 /PRNewswire/ --  Cincinnati Financial Corporation (Nasdaq: CINF)  today reported: Fourth-quarter 2020 net income of $1.049 billion , or $6.47 per share, compared with net income of $626 million , or $3.79 per share, in the fourth quarter of 2019, after recognizing a $767
February 02, 2021

The hidden effect of COVID-19 on fleet safety

If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears …
January 26, 2021

Cincinnati Insurance keeps your data privacy at the top of our priorities

At Cincinnati, we don’t have to look far to see the importance of privacy. The Cincinnati Ethic -- our principles for treating employees, customers, agents and business partners fairly -- includes putting people first and living the golden rule every day. That’s why we treat your privacy the w…
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 Cincinnati Financial Corporation Frequently Asked Questions

  • When was Cincinnati Financial Corporation founded?

    Cincinnati Financial Corporation was founded in 1950.

  • Who are Cincinnati Financial Corporation key executives?

    Cincinnati Financial Corporation's key executives are Steven Johnston, Michael Sewell and Martin Hollenbeck.

  • How many employees does Cincinnati Financial Corporation have?

    Cincinnati Financial Corporation has 5,148 employees.

  • What is Cincinnati Financial Corporation revenue?

    Latest Cincinnati Financial Corporation annual revenue is $7.5 b.

  • What is Cincinnati Financial Corporation revenue per employee?

    Latest Cincinnati Financial Corporation revenue per employee is $1.5 m.

  • Who are Cincinnati Financial Corporation competitors?

    Competitors of Cincinnati Financial Corporation include W.R. Berkley, Liberty Mutual Insurance and Travelers Insurance.

  • Where is Cincinnati Financial Corporation headquarters?

    Cincinnati Financial Corporation headquarters is located at 6200 S. Gilmore Road , Fairfield.

  • Where are Cincinnati Financial Corporation offices?

    Cincinnati Financial Corporation has offices in Fairfield and London.

  • How many offices does Cincinnati Financial Corporation have?

    Cincinnati Financial Corporation has 2 offices.