The First Bancshares

The First Bancshares is a bank holding company for The First, A National Banking Association. The Bank offers a full range of deposit services, including checking accounts, NOW accounts, savings accounts, and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. In addition, it offers certain retirement account services, such as Individual Retirement Accounts. The Bank also provides commercial and personal loans, real estate construction and acquisition loans, and mortgages. Through its private banking division, the Bank offers financial services and wealth management services. Other bank services include online internet banking services, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, traveler's checks, mobile deposit, direct deposit of payroll and social security checks, and automatic drafts for various accounts.