Territorial Bancorp

Territorial Bancorp Inc. is the holding company for Territorial Savings Bank. The Banks business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one- to four-family residential mortgage loans and investment securities. Territorial also originates home equity loans and lines of credit, construction, commercial and other nonresidential real estate loans, consumer loans, multi-family mortgage loans and other loans. The Bank offers a variety of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts and Super NOW accounts. Through its subsidiary, Territorial Financial Services, Inc., it engages in insurance agency activities. Territorial also offers various non-deposit investments to our customers, including annuities and mutual funds, through a third-party broker-dealer.

Company Growth (employees)
Type
Public
HQ
Honolulu, US
Founded
1921
Size (employees)
265 (est)
Territorial Bancorp was founded in 1921 and is headquartered in Honolulu, US

Territorial Bancorp Office Locations

Territorial Bancorp has an office in Honolulu
Honolulu, US (HQ)
2200 1132 Bishop St

Territorial Bancorp Financials and Metrics

Territorial Bancorp Financials

Territorial Bancorp's revenue was reported to be $70.2 m in FY, 2016
USD

Net income (Q3, 2017)

4.2 m

EBIT (Q3, 2017)

14.6 m

Market capitalization (13-Nov-2017)

290.8 m

Cash (30-Sep-2017)

38.4 m

EV

321.4 m
Territorial Bancorp's current market capitalization is $290.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

56.2 m64.8 m68 m70.2 m

Revenue growth, %

15%5%3%

Cost of goods sold

6.5 m7.8 m

Gross profit

61.5 m62.3 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Revenue

16.9 m17.2 m17.3 m17.7 m17.7 m17.8 m17.8 m

Cost of goods sold

1.6 m1.6 m1.9 m1.9 m2 m2.1 m2.3 m

Gross profit

15.3 m15.5 m15.4 m15.7 m15.7 m15.7 m15.6 m

Gross profit Margin, %

91%91%89%89%89%88%87%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

75.4 m75.1 m65.9 m61.3 m

Accounts Receivable

4.3 m4.4 m4.7 m4.7 m

Inventories

230.5 m

PP&E

6.1 m5.6 m4.9 m4.3 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Cash

56 m72.1 m58.7 m64.7 m45.8 m36.3 m39.5 m82 m63.9 m40.5 m103.1 m47.9 m38.4 m

PP&E

5.1 m6.1 m5.9 m5.8 m5.4 m5.3 m5 m4.6 m4.4 m4.2 m4.8 m5.1 m

Total Assets

1.6 b1.6 b1.6 b1.7 b1.7 b1.7 b1.8 b1.9 b1.9 b1.8 b1.9 b1.9 b2 b

Accounts Payable

1.3 b1.3 b1.3 b1.3 b1.4 b1.4 b1.4 b1.5 b1.5 b1.5 b1.5 b1.5 b24.3 m
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Net Income

    14.6 m14.1 m14.7 m16.3 m

    Depreciation and Amortization

    1.1 m1.4 m1.3 m1.1 m

    Cash From Operating Activities

    17.3 m14.1 m17.1 m18.8 m

    Cash From Investing Activities

    (146.8 m)(73.1 m)(132.4 m)(62 m)
    USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

    Net Income

    11.1 m3.5 m7.2 m10.6 m3.5 m7.4 m11 m3.8 m7.8 m12 m4.3 m8.6 m4.2 m

    Depreciation and Amortization

    837 k328 k677 k1 m339 k666 k985 k302 k595 k886 k243 k513 k

    Accounts Payable

    24.3 m

    Cash From Operating Activities

    15.5 m(130 k)7.1 m6.6 m3.8 m13.4 m14.7 m126 k10.5 m12.7 m4.2 m11.1 m
      Y, 2017

      EV/EBIT

      22 x

      Debt/Equity

      0.3 x

      Financial Leverage

      8.3 x
      Show all financial metrics

      Territorial Bancorp Operating Metrics

      Territorial Bancorp's Total Loans Issued was reported to be $1.4 b in Q2, 2017
      FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

      Bank Branches

      282828

      Total Loans Issued

      $968.21 m$1.04 b$1.11 b$1.16 b$1.19 b$1.21 b$1.26 b$1.3 b$1.34 b$1.37 b$1.4 b

      Non-accrual Loans

      $4.45 m$4.32 m$5.21 m$5.39 m$5.42 m$5.16 m$5.06 m$4.85 m$4.56 m$3.49 m$3.42 m
      Show all operating metrics

      Territorial Bancorp Market Value History

      Territorial Bancorp's Web-traffic and Trends

      Territorial Bancorp Company Life and Culture

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